College Is Vital For Life

Have you ever just stopped to think about what it must be like to be “qualified” for a job yet be unemployed and homeless? Starving on the streets because you paid everything you had to an institution that was supposed to guarantee a better life, a more stable and successful career. Obviously this is an extreme case, not everyone who pays for college ends up living on the streets and broke, but almost every college graduate is in debt. For as long as college has been around it has always meant a better life, it’s always been that people who went to college were more successful, smarter, and would make way more money than someone who didn’t go to college ever would. Lately, however, college has become so expensive that going to college will more than likely leave you in debt working for years upon years just to pay back what you owe and then start making money for yourself.

College is one of the most fundamental institutions in our modern world. It’s a place where children go to further their education and where most of our future doctors, politicians, and scientists are made. Nelson Mandela once said, “Education is the most powerful weapon for changing the world.” In the past several years, rates are increasing higher than inflation and becoming even more unobtainable for families. College should be more affordable for the following three reasons. First off, student debt should be less of an issue. Secondly, a more educated country would increase the country’s economy and it would give us social benefits. After people graduate from college, if their degree warrants filling a necessary void in the workplace,

Colleges are noticing a drop in students’ interest in a higher education, because it forces them to fall into poverty. Obtaining a higher education is a dream of many working class citizens, but the price to go to a choice college is not available economically. The majority of students use some type of student loan, they have become the norm for attending college (Johnston, Roten 24). College is becoming unaffordable to many lower class students. With tuition prices this high, students are backing out of school and looking for jobs that only require a high school diploma. Student loans should help people, but it is only hurting them because they feel like they can never repay it. Especially since student debt continues to rise. “Student loan debt rose by 328 percent from $241 million in 2003 to $1.08 trillion in 2013, according to the Federal Reserve Bank of New York” (Johnston, Roten 25).

Many students struggle and struggle to pay their loans back, some even into their late fifties. This both our faults and the governments fault. If tuition wasn’t as high we wouldn’t have so much debt, but again it was our choice to sign the papers for a lifetime of paying back the cost of our education. We value education, and that is why we agree to pay as much as we do. We hope to further our education so that somewhere down the line it pays us more than it originally cost. Because the more degrees we have, the better chance we have at a better job. But the government is responsible for raising their prices on tuition. By raising our tuition the teachers got raises on their checks. But sometimes our debt isn’t always worth it, a good amount of students drop out from college each year without finishing their degree but they still have to pay for the classes they took even though it doesn’t benefit them in the end because they have no degree. (Sam Adolphsen, 183)

An education is one of the most important tools a person can acquire. It gives them the skills and abilities to obtain a job, earn a wage, and then use that wage to better their lives and the lives of their loved ones. However, due to the seemingly exponential increase in the costs of obtaining a college degree, students are either being driven away entirely from earning a degree or taking out student loans which cripple their financial prospects well after graduation. Without question, the increasing national student loan debt is one of the most pressing economic issues the United States is dealing with, as students who are debt ridden are not able to consume and invest in the economy. Therefore, many politicians and students are calling

Third, a college degree is not the best option for everybody because it creates debt. College isn’t cheap and various colleges across the nation are raising their tuition up because of the availability of federal of student aid. Therefore, this results in an increasing amount of debt for many students. Many students are struggling to pay off their student debt. According to article Student Debt Tom Price states, “A majority of college graduates are leaving school owing more than $25,000, and nearly 7 million have defaulted on their student loans—student debt nationwide totals almost $1.3 trillion”. That is roughly half of the nation of college graduates who owe back student debt. Tuition is so high that many students cannot afford to pay it. Therefore, they have to take out student loans and although a person may have a full-time or part-time job it is still harder to pay back the loans on time. For example, Jasmin Johnson explains how she owes more than $65,000 in student debt, and she’s still a year away from graduating. Tuition is so high that many students cannot afford to pay it. Johnson explains “she couldn’t afford the cost and to keep up with her studies while working full time to pay her bills”. For this reason, we see that it is a burden to pay back student loans while maintaining other priorities. Eventually, this leads to debt. There has been a high percentage of college students who cannot pay back their students loans. According to Bridget Terry Long essay, she states, “we have reached an enrollment level in which a small percentage translates into thousands and thousands of students each year. And that is a problem that cannot be ignored.”(46) She points out that not enough people make enough money to afford college. Therefore, many people can’t pay their debt back and there should be action taken against this so that college can be affordable for everyone. As the cost of tuition, fees, and room and board increases then students will have more loans to pay. According to the article Student Debt, the chart displays that nearly “10 percent of universities have increased their tuition of $20,000 or more. Debt has become a big issue for every college student. It results in other issues such as,

College can be perceived in two different ways: for most, the word inflicts fear into high school students around the nation; on the other hand, there are individuals that simply want to get away from home to party and live on their own. There is no sympathy for these students and it is just a waste of his or her parent’s hard-earned money and trust. College is essential for a secure future and this has let colleges raise the tuition to astronomical heights. Inflation, causing the cost of living to increase, combined with rising tuition has created major financial problems within families across America. Colleges are damaging the future of America and the government should do more to regulate the larceny conducted by the major schools.

Just about everyone agrees that college should be more affordable. A century ago high school was becoming a necessity, not a luxury; today the same is happening to college. If college is essential for building a career and being a full participant in our democracy as high school once was, shouldn 't it be free, paid for by public dollars, and treated as a right of all members of our country? The average college graduate comes out of college with at least $60,000 in debt and if they went to an Ivy League should that shots up to upward of $100,000 all this debt before they even get their first real job (“Fast Facts”). This is the burden that students have to worry about and then they only have six months to find a job that can cover they loan payments, which can be as much as a couple thousand dollars a month and most working people can’t afford that. These days it is highly emphasized that the responsibility to educate the poor lies on the shoulders of the government. It should be, considering the significant hike in the tuition fees worldwide. In such circumstances, many intelligent and hardworking students miss out on studying in a university due to lack of funds. This not only demoralizes the student, but also has a negative impact on the society as it loses out on its future professionals.

The cost of college is rising and with it many students will be intimidated to even attend college. Some of those that do decide to attend will be faced with the decision of numbing themselves temporarily by taking out a loan. College is becoming a neccesity for more and more careers and many students will be frightened from atending becuse of future debt or frightened from not attending because of possibility of lack of success without a college education. If the goverment doesn’t take action to relieve these future anxities, America will become a place where only the rich will find themselves comfortaable because the poor will have to make tough choices that could end in failure either way. Governement interference will allow a prosperity that will cotribute to a healthy economy and pursuit of

A higher education has long been a staple of the American Dream. Millennial students, however, have been rudely awakened to find their dreams turn into nightmares. Millennials have been forced to lease their livelihoods to the federal government in hopes of obtaining a better future. They find themselves being scolded by politicians and citizens alike for being, ‘lazy’, ‘entitled’, and ‘ungrateful.’ They are blamed for the trend of increasing student loans and default rates because of their ‘carelessness’ when the root of the problem originates from the decades of government recklessness and public neglect. Students are forced to take out loans to finance their education because of perpetually decreasing federal funding which is fueled by the fact that upon graduation students who are fortunate enough to be employed simply don’t earn enough. Without well-paying jobs, graduates cannot pay back their student loans and thus find themselves in a perpetual cycle of indebtedness; a cycle which can lead to not only the next economic recession, but can also lead to a social regression. In order alleviate the student debt crisis and revive the American Dream, the government must reform the federal student loan repayment program by extending coverage to all students and by extending the time students are given to repay their debts.

Why is college so important? A few years ago, most people only obtained their high school diploma and would receive any job in the market, but colleges have become the twenty-first century key to success. Jobs are now being given to those who are more educated and college provides this extra education. It is not the same as high school. High school education consists of a more general knowledge, which is a small amount of information about all the topics, but college is focused on the major. College graduates have more comprehension in their area than those with a high school diploma. As President Theodore Roosevelt once said, “A man who has never gone to school may steal from a freight car; but if he has a university education, he may steal the whole railroad.” (Chicago Tribute). His point is that the more educated a person is; the higher goals they can obtain. College is the best way to succeed because it provides more education about deeper knowledge and moral value. It also opens up more job opportunities, and practical knowledge about the discipline and enlightened understanding.

As technology evolves and the price of higher education increases, alternatives to College are considered. Some people don’t believe a college education is necessary to be successful. Instead, they decide to go into business for themselves, using the skills and crafts that they 've developed on their own time to become entrepreneurs. In this day and age, it is easier than ever to learn from the comfort of ones home and actually get a degree in something with a high pay out, such as a real estate license or accounting degrees. But what social skills will be gained from sitting in pajamas on the couch? In college, you not only finish with a degree, you get real world experience. College is necessary for success and survival.

Many believe that to become successful in life you need to apply to college and get a degree. This is a common misbelief nowadays that sets up a lot of students who are not ready for failure and lures them into debt. College is not cheap and many students do not realize how much it costs until they are stuck in it. It is also not for everyone and students should not be pushed to attend college. Students should not be forced to attend college because there are other viable options like take a year off, joining the military, and getting a job.

Here in 21st century, college is vital to one’s life in order in having a chance at being successful. Without college, many families will undergo suffering because the providers are forced to slave away at low end paying jobs. But how exactly can people have a chance at having a higher degree if it causes them to lose an arm and a leg? College not only requires a lot of one’s time but also causes most people to fall in debt with all of the loans they take out in order to just want a better future for themselves. Instead of the educational system and government allowing those who want to attend college be able to learn at a low cost or no cost at all they watch students struggle everyday to make ends meet. No one should have to be fifty years old still trying to pay off money they lended for school at the age of twenty. But how exactly can this ongoing, devastating problem be fixed? Well, obviously not by the push of a button, but the blame can be set and fixed by the government themselves.

Attending college for the first time is an important, rewarding decision that I made for a good reason. I learned a lot about myself that will help me in my future. Setting goals, having expectations, and reflecting why I am in college is incredible to think about.