The availability of contraceptives following the recent birth control mandate, there are still some issues concerning about what exactly will be covered. Currently according to Affordable Car Act (ACA), health insurance companies is supposed to provide birth control methods with no co-payment requirements. The new ACA law makes preventive care more accessible and affordable to millions of Americans. It is especially important to women, who are more likely to avoid needed health care, including preventive care, because of cost. In order to have access to preventive health care and to address cost barriers under the new ACA law, the birth control mandate allows women with health care insurance to receive contraceptives without the cost of any co-payments as a part of preventative medical services. “This includes all FDA-approved contraceptive methods and sterilization procedures prescribed for women including oral contraceptives, intrauterine devices, implantable devices, barrier methods, and emergency contraception, but not abortifacients” (Kraemer, 2014). However, group health plans sponsored by certain religious employers, and group health insurance coverage provided in connection with such plans, are exempt from the requirement to cover contraceptive services for women. Under these circumstances, women would have to pay for out of pockets for their birth control. The new mandate does not outline how surgical procedures will be handled, whether the woman will have to pay
Women have been using birth control methods for over thousands of years. Today, we have various effective birth control methods available to woman. Such as the pill, patch, shot, or IUD. Birth control is a safe way to prevent pregnancy. You can purchase birth control at your doctor’s office, planned parenthood, a clinic, or a public health care provider. They will first discuss your medical history with you, then check your blood pressure and finally you will discuss which birth control method is right for you, and they will send you on your way with your prescription. Birth control can be purchased at your local drugstore and costs up to 50 dollars. In a lot of cases though, young girls and even older women cannot afford or access these types of birth control. There are concerns about being unemployed which results in no income coming in for birth control, lack of health insurance the woman may have and whether or not the woman can afford having a child, even more during an economic crisis. By having women’s birth control free it will not only decrease the chances of abortion, help women financially , help with women’s menstrual cycle, and also by lowering the teen pregnancy rate, and having them have the power to decide when they want to have children. Many people can argue that the government shouldn’t have to provide another free service and that the cost
We live in a democracy. Every four years the people of America have the opportunity of voting for someone who best represents their political views and who they feel is best fit to run our country. Whoever is elected into office, has the power of implementing policies and regulations to help run the country smoother. Under the Obama administration, birth control is covered by all insurance companies with exceptions. However, under Trump 's administration they are making plans to repeal and replace the Affordable Care Act that has the potential of not allowing full or partial coverage of birth control. This an issue that has plagued the woman’s community whose intentions of contractive use is not solely based off of the reason, to try and
The contraceptive coverage in the new Health Care law makes preventative care more accessible and affordable to millions of Americans. This is particularly important for women who are more likely to avoid the cost of contraceptives because of cost. To help address these barriers in terms of cost and ensure that all women have access to preventative Health Care Act, all new private insurance plan that covers a wide range of preventative services such as breast x-rays, pap smears smoking prevention and contraception without co-payments or requirements for sharing other costs. The current problem is that the Affordable Care Act is imposing on the 500 store chains of Hobby Lobby’s religious rights by forcing the company to provide full coverage of contraceptives of the 13,000 workers as part of its health care plans. David Green and family, whom founded Hobby Lobby, believe that the healthcare act is violating their held religious convictions.
As of recently, women have been talking about getting long term birth control or stocking up on Plan B. This is because they are worried the Trump will take away the articles in the Affordable Care Act that say that insurance companies must cover birth control, reproductive health and abortion funding. There are currently provisions in the ACA that allow women access to gynecological visits and birth control without having to pay a copay (Rinkunas, 2016). These provisions when originally passed because a number of businesses filed for exemptions so that they would not have to provide access to free contraception to women; specifically those who may have decided to use Plan B (the morning after pill). Some religious based businesses owners believe that preventing a fertilized egg from attaching to the wall of the uterus is the same as an abortion, and to them life begins at conception (Newton-Small, 2016). Many Catholic members of Obama’s Administration, including Vice President Joe Biden wanted to allow religious entities or groups the right to opt out of the program (Newton-Small, 2016). The women of the cabinet decided that they would
On March 23, 2010, President Obama signed the Affordable Care Act into law. It was intended to provide the American people with better health coverage and care. Unfortunately, many people are still not covered due to a lack of information and because they simply cannot afford insurance even at a discounted price. Many feel that there is still a good deal of confusion regarding the ACA which can prevent people, especially women, from getting the coverage and care that they need. Women who are not used to getting medical care, may not know that programs now exist that make health care services free or very inexpensive. The women who are the least informed are the ones who need it the most as they experience high rates of unplanned births and chronic illnesses. It will be financially beneficial for local and state governments to find ways to get this information to women so as to prevent health problems that will cost the government millions of dollars in the long run.
Of the number of women who obtain contraception care at clinics, more than one-third of them use Planned Parenthood (Marcus). With the removal of these services, there would be a drastic increase in the number of unplanned pregnancies. Each year, Planned Parenthood prevents an estimated 516,000 unexpected pregnancies (Strickland). Not only would the number of unplanned pregnancies increase, but the awareness of sexual education would decrease, as Planned Parenthood provides sex education to 1.5 million people each year (Strickland). While it is easy to assume that women would be able to get access elsewhere, it is simply not feasible. The magnitude at which Planned Parenthood extends its services would not easily be matched. The inability to provide contraception to the women who would go unprovided would create a detrimental problem in the government that is trying to defund the
The Affordable Care Act (ACA) was passed in 2010 under the Obama Administration to make health coverage available to more Americans. According to Thomas Berg, a social researcher and law professor at St. Thomas University, It would have brought greater demand for health services. The increased number of health professions needed to provide those services would have motivated a younger generation to pursue a career in the medical field. The act would have raised the standard of living in America. Unfortunately a clause was added to the ACA in August of 2011 that would mandate the coverage of “Food and Drug Administration (FDA) approved contraceptive methods, sterilization procedures, and patient education and counseling for all women with reproductive capacity” be included all insurance policies (Berg). The mandate would not have been enacted until August of 2012, but religious groups came out in opposition immediately when news of the clause was released. The Catholic Church was one of the prominent advocates against the enactment of the mandate as contraceptive and sterilization methods are against their moral teachings. The government was forcing the coverage despite the objections of those wishing to practice their conservative faiths freely. The mandate stands as an intrusion of religious liberties and an attack on personal values.
The Affordable Care Act requires health insurance providers—including both health insurance companies and companies that administer self-insured employer health plans on behalf of the employer (third party administrators)—to provide certain preventative services to women without cost. 42 U.S.C. § 300gg-13(a)(4) (2015). Congress delegated the task of deciding which kinds of preventative care would be provided to the Health Resources and Services Administration (HRSA). In making its determination, HRSA consulted the Institute of Medicine (IOM), which ultimately decided that insurers must provide “coverage without cost sharing” for “[a]ll Food and Drug Administration approved contraceptive methods, sterilization procedures, and patient education
Do you think birth control should be covered by health insurance? For a long duration of time, this has been a question that still remains up for discussion. Birth control is a widely known contraception, but many people are against it. Sixty two percent of the population of women uses contraception. 10.6 million women use this contraception, and as time goes on the number seems to increase. When used accurately, birth control prohibits pregnancy. Today, due to the Affordable Care Act, all private health plans are required to provide contraceptive coverage at no cost to patients. When congress passed the Affordable Care Act, it created major controversy. “Roman Catholic bishops and others have said the government is stepping on religious liberty by forcing Catholic institutions, such as hospitals, to include contraception in their employees' health insurance plans” (New Haven Register). Others say that people are denying the scientific facts and birth control should be covered by health insurance. Many people are asking, “Why is contraception still seen as
In 2010, family planning organizations were allocated $111 million and in the following year was slashed down to a meager $37.9 million, and over half of the state’s Planned Parenthoods lost all funding (White et al., 2015). Subsequently, 25% of existing clinics shut down, and those who managed to keep their doors open had to cut back their hours by 30% (White et al., 2015). Beforehand, clinics were able to offer a sliding scale on payments based off of income, but now due to the lack of funds, they cannot afford to pay the remaining balance for these women in need (White et al., 2015). In tandem, Planned Parenthood is no longer eligible for discount drug pricing and as a result contraceptives have skyrocketed in price, and now they have to judge and decide which patients have the greatest need and are thereby receive more of an allotment (White et al., 2015). As a direct result of raised prices, White et al. (2015) reports that some clinics faced up to a 92% decrease in patients and predicts that pregnancy and STD rates will rise, and state Medicaid costs will soon
In the beginning of August 2012, President Barack Obama and his administration had implemented a policy where most health insurance plans will cover will cover women’s preventive services, including contraception, without charging a co-pay or deductible under the Affordable Care Act (“Fact Sheet”, 2012). Women were provided contraceptive services no matter where she worked, including birth control pills, IUD, Nexplanon, and more. If a woman works for a religious employer that objects on providing contraceptive services, the religious employer will not be required to provide but her insurance company will be required to directly offer her contraceptive care free of charge (“Fact Sheet”, 2012). Recently, under the Trump administration,
The refusal of some health insurers to include contraceptives as a part of an insurance plan for women is one of the most contentious disagreements in the health insurance industry. Insurance plans today cover a variety of prescription drugs, however some still do not approve of prescription contraceptive drugs and devices. More than half of U.S. states insurance policies require that other prescription drugs along with the FDA approved contraceptive drugs and devices be included on their health care plans, as well as any related medical services. These services entitle, annual visits for womens recommended preventive care and services. Although depending on individual state policies, some states allow employers or insurers to refuse
The ACA has dramatically increased insurance coverage but many women still experience barriers to care that can impact their overall health. One barrier women face is a lack of providers who take their insurance. Some health plans being offered in ACA marketplaces have limited provider networks and do not offer out-of-network coverage. Network adequacy can be a special problem for women who need comprehensive reproductive health care. Access can be further complicated by language and cultural issues, lack of transportation in rural areas and other barriers. Even when a provider takes a woman’s insurance, that provider may not be taking new
Health care and what people are legally allowed to do with their bodies have created controversy galore throughout history. A particular point of debate is the topic of birth control and the government. A dangerous couple, it raises the question of who should have control over contraceptive laws and what controls involving them should be put in place? Currently, under the Obama Administration, the Affordable Care Act and “Obamacare” have been created. One of the sections of this new plan creates a mandate which requires private businesses to provide insurance that covers birth control costs. The government should not be able to force businesses, and therefore the American people, to pay for birth control via health insurance because it
A group known as FP2020 has been working to make family planning services available throughout the world. Through their efforts, they have avoided 77 million unplanned pregnancies in just three years. In the United States, a similar problem needs to be addressed. Although the costs and expenses associated with contraception is more accessible for the population, the locations are not. Having access to family planning services ensures that women can get the prenatal care they need for healthy pregnancies.