Thousands of people dedicate their life to working in the financial aid field, and billions of people are sent financial aid daily; however, the system has flaws that must be changed. Financial aid is sent out to millions of people who do not use the money in the intended manner; and in turn, are stealing from our government. Government financial aid should be given based on GPA, how many hours have been put into a job or career, community service hours, etc., because it would prevent the government from providing financial aid to individuals whom are inadequate. Nonetheless, thousands of Americans that are receiving financial aid qualify and are in need of the financial aid in order to keep themselves and their family alive and well, or go through the schooling to receive the education that they desire. …show more content…
Some of these categories involve being a citizen or eligible noncitizen of the United States, have a social security number, a high school diploma, must be enrolled as a student seeking a degree or certificate, and several others (Jewish Exponent, 23). If you do not fit into one or more of these requirements, you are not eligible for federal student aid. This system may be effective to eliminate several individuals whom may be recognized immediately as ineligible; however, as we look deeper into the process, we see that in these arias it becomes more common for some individuals to slip past. Thousands of students have found cheat tactics to sneak past the various different scans that the governments student financial aid sources, such as FAFSA,
College tuition is a subject that I am certain is on every college student's mind. The current cost of college has become so outrageously high and so students are graduating college with what you think is a feeling of excitement for their lives starting, when in reality they are entering a pool of stress due to high amounts of debt and no job guarantees. With that being said overly expensive College Tuition is merely taking away opportunities from potential students. According to Collegefactual.com, you will see that 20 years ago the average college tuition for a student at any University was around $6,285 for the room, board, and tuition. Today, according to Niche.com, the average tuition for almost any college is over $30,000 for those same things. Today, this isn't even offered for those same colleges, we don’t even know what is actually causing the raising tuition. At this point in time, we are paying for the name. Just like clothing, we pay more for the “high end” (a.k.a the college name) items. This is an issue that not only affects college students, but people who want a good education. College tuition should be lowered because the average student debt is too high, FAFSA results can be misleading and not high enough, and there is not enough access to college for deserving students.
An article by HO, J.D says, “the National Center for education statistics reports an average tuition of 25,409 for the 2014-15 academic year at four-year colleges and universities.” It’s amazing how costly is to get an education. Where many questions, Should the amount of wealth you make determine whether you attend college or not.? Many students going college are in college debt College expenses are getting higher, every individual that is thinking of going college goes through the financial struggle. As many think of a question of how much income they need to pay college tuition.? In regrade to making their college life, usually, student tend to go school and work. although, going school and working becomes the habit but the student will have a dangerous effect on their study. They would have less time to study and take a rest. Education has given many an opportunity to change the world and taught people to saves other people lives. Now our world has doctors, pilots, engineers, scientist and much more that people are not seeing. The life cycle of humans is amazing where we lose another and get even smarter and betters. In this cycle, many have not have gotten an opportunity to show the talent because of college tuitions rising every year. There have been different college grants and some help on college fee if you are under poverty level. Education should not be compared with the price, we can buy a nice dress with a good price but we cannot buy an education at a price
School funding is a mix of different funding sources like federal, state, and local. About ninety percent of funding for education comes from state and local community. K-12 education has failed to keep up with high enrollment. Schools must spend to counter effects of poverty while many European countries alleviate these conditions through government spending. Currently more than forty percent of low income school get an extremely unfair share of state and local funds. Low income school are receiving inadequate funds for their school, whereas other schools in the United States are unfairly distributing their state and local funds. That is unfair to the low income schools because those schools really need the money for school books, field trips, etc. Funding for public schools has been quite unequal for years, but even though Americans are fully aware of this issue no one does anything to solve it. Researchers are trying to show them both sides of this unequal funding issue in public schools in order to help balance the distribution of educational funding.
College students graduate with an average student loan debt of approximately $37000. Of course, that's not the whole story. Millions of college graduates have student loan debts ranging from $50,000 to over $200,000.
For decades, people have been trying to find a case that advertises a plea against attending college, but studies show the wide gap in income that really leaves some families at a disadvantage; being uneducated. Our government pushes students to pursue and education after high school, enough to provide money for those low income families known as financial aid. In order to be eligible for finical aid, you must meet a certain criteria that classifies you in a certain cast system. The government provides this so that anybody that wants to pursue college will be granted this
To have a hope for the future, we first have to start now. Education is vital to success. However, some Americans cannot afford the education they deserve. Some are not even given the opportunity to express their individual rights. The United States as an overall country has great potential, and we should use that to help ourselves as well as other countries.
In one college class, more than 50% of students receive financial aid. Although students receive FAFSA Pell grants from maintaining satisfactory academic progress, they should receive financial aid, whether they have good or bad grades. Students should acquire FAFSA Pell grants whether they have good or bad grades because it would motivate them, make school more affordable, and push away their excuses.
Attending community college before completing your bachelor’s degree at a four-year institution can save you a sizable chunk of change. Tuition and fees at public community colleges average less than half of those at public four-year colleges and about one-tenth of those at private four-year colleges, according to the American Association of Community Colleges. “I think my student loan was at least half of what I would have paid otherwise,” O’Brien says.
Paying Down Your Student Loan Debt Tens of millions of Americans owe upwards of a combined $1 trillion in student loan debt. Black families are disproportionately trapped in the student debt mire. Black Enterprise reports that upwards of 40 percent of black families struggle with student loans. Not only do more black families have student loan debt, but they have more of it.
I made some mistakes when filling out the FAFSA form, I have taken the necessary steps to correct it, but FAFSA has already sent you the incorrect version. I apologize for the inconvenience, I am unfamiliar with the FAFSA process and made multiple mistakes, one of them was believing, that I, being nearly 21 would be considered independent. I believe basing the financial need of an adult on the savings of their parents to be an error on FAFSA’s part, especially when the parents are retired. My Father has worked a whole lifetime for his savings, and hopes to use his sizeable savings to support my mother and four younger siblings, the youngest of whom is 11yrs (1 Timothy 5:8). For the reasons stated above, my Father is unwilling to contribute
In the year 2007, 18.2 million students enrolled into college. About thirty-nine percent of those students were between the ages of eighteen to twenty-four (Marcus). College is seen as something one must do to be able to have a successful life or career. Student debt is almost guaranteed for anyone that goes into college. Seventy percent of bachelor's degree recipients graduate with student debt. Student loans in just the U.S. alone are up to 1.2 trillion dollars, this is the second highest level of consumer debt, just trailing behind mortgages (Snyder). Student debt has been an issue for anyone thinking about going into, that is attending, and graduating or leaving college. How to solve this issue is very simple, which is to save money, lower
Presently, the availability of educational opportunities at the college and university level is a critical state and personal interest given the needs of the state for a well-educated workforce which has never been greater. Too many, the focal point of attending college is receiving a high paying job in the future. Unfortunately, in most states, tuition is on the rise and students who come from low-income families find themselves struggling to fund their education. According to legislatures, “The cost of college in New Jersey, as in the nation, continues to grow faster than the rate of inflation.” (State of New Jersey 1). In the national financial aid policy resources that are typically given to the neediest families are shifting towards
The words “free college tuition” spark interest in any college student with accumulating debt. In fact, this topic is so incredibly supported that Bernie Sanders implemented it as a core interest in his 2016 campaign. Once Hillary Clinton became the Democratic nominee, she decided to take it on herself with an extensive plan that guaranteed students free tuition. Unsurprisingly, free tuition resonates extremely well within the student demographic. To forty million Americans, free tuition eliminates the largest problem for students: debt (Hess, 2017). However, free college tuition generates the inverse of what these low-income and middle-income students believe. In fact, free college cripples them from multiple perspectives; students will end up spending more financially, will be less likely to graduate with a degree, and will be subjected to more inequality and less exposure.
In the United States, public schools get their funding from their respective state. As a student, it can be seen as concerning when one compares how much states spend on their schools. Many schools are inadequate in both an aspect of safety and effectiveness of the learning environment. As a result of inadequate subsidy across America, schools resort to taking drastic measures. Not only are the unequal sources of subsidy a difficulty, but the concept and execution of budget cuts also exacerbate the issue. In order to give every student in America equal opportunities for success, funding should be controlled by the federal government with a policy that enforces equity rather than equality. This is also a viable option that could be carried
Having an education is the prime key to becoming successful in life and having a high school diploma is just not enough. Majority of the jobs in society today require individuals to obtain a college degree or trade. It is not easy trying to receive a degree or trade because of the expenses. Those who do not have a degree or trade have to settle for minimum wage paying jobs and others simply cannot find jobs at all. A convenient solution to this is that the federal government should offer free tuition to all students seeking a two-year college education with at least a 2.5 GPA.