Foundation Course

With the help of conclusions described in the last chapter, recommendations are developed and designed to present personal and independent point of view for the betterment and development of the organization. Recommendations are integral part of report and become imperative for internship report. Findings and Recommendations for MCB are as follows which will help the reader to understand all the aspects of the bank.

This paper will show the situational analysis of commonwealth bank, it also analysed the organisational structure and its strategies. Because every business needs to take some action that will help them keep a good position in the market, but before taken any action they have to do some research the find to cause of problem in order to identify the resolution. The results and useful information during this analysis will help the organisation to choose suitable strategies, develop that management strategies and improving the service operation, which is going to help them achieve their objectives. At the beginning it will be presented brief history of commonwealth bank and following by their operational service, problems

Each student is to select research question related to money and banking and develop a well written paper that provides insight into the topic. The goal is to obtain a better understanding of the topic, while relating the identified topic or concept with real world scenarios.

There are various categories of banking; these include retail banking, directly dealing with small businesses and persons. Commercial and Corporate banking which offers services to medium and large businesses (Koch & MacDonald 2010). Private banking, deals with individuals, offering them one on one service. The last category is investment banking. These help clients to raise capital and often invest in financial markets. Most global banking institutions provide all these services combined. With all these institutions in existence within the same localities and offering similar services, there is a need to regulate the industry so as to protect the consumer and provide fair working environment for all banks (Du & Girma, 2011).

The Foundation Phase Curriculum completed its roll out during the academic year 2011-2012. Making reference to the key messages from the ‘Framework for Children’s Learning for 3 to 7 year-olds in Wales’, what experiences should all children in the Foundation Phase be receiving?

When starting off in any degree program you find yourself having to take a few introduction classes. These introductory classes get you into have a better understanding of how to be successful in any occupation you pursue. A good example is taking an introduction to sociology class, the reason this class is so important is that that we have an understanding of people behavior patterns. With any occupation you go into there is going to be at least one person or there might be multiply types of people you have to deal with. When you take this introductory course you find out that there is nothing wrong with people in the world. It’s just so many different personalities you have to deal with it just make it essential on find ways on how

The Foundation Phase curriculum was created and planned to be a progressive framework which takes place over the first four years of a child’s education (3-7 year olds). The Framework for Children’s Learning for 3 to 7-year olds in Wales (“The Framework”) aims to meet the wide range of needs of the children across the Foundation Phase by providing them with the opportunity to develop a large range of skills which they will be able to use for future learning and apply to their everyday life. The curriculums main focus is the holistic development of the child and the aim to build upon their past learning experiences, skills and knowledge. The Framework sets out 7 key areas of learning which include: “Personal and Social Development, Well-Being and Cultural Diversity”, Language, Literacy and Communication Skills”, “Mathematical Development”, “Welsh Language Development”, “Knowledge and Understanding of the World”, “Physical Development” and “Creative Development”. These 7 areas of learning should be taught in a cross curricular way so that the children can develop all 7 of these skills/ area no matter what lesson they are having. “They should not be approached in isolation.” DCELLS (2008:14).

The Banking Industry plays an important role in the economic development of the country and is the most dominant segment of the financial sector. Banks encourage economic growth by allocating savings to investments that have potential to yield higher returns. They perform their basic role of accepting deposits and lending funds from these deposits. Banks securely save the money of depositors, provide interest to them, and lend the funds raised from depositors to consumers. They are in a wide range of sizes, from large Global Banks to Regional and Community Banks. We can study the structure of an organized banking industry by taking an example of Indian banking industry:

Bank regulations are based on a general core of principles. Banks have two important economic functions. First, they operate a payments system, in which a modern

The Foundation Phase of the curriculum is the curriculum which has been set for children between the ages of 3 and 7. It has been based around the creativity and imagination of the child to help with meeting developmental needs of the child. In 2008 the Welsh Assembly Government (WAG) decided to bring together the Early Years curriculum with the 5-7 years curriculum, which created the Framework for Children’s Learning for 3 to 7-year olds in Wales (The Framework). The Framework clearly states what all children should be taught and what outcomes should be expected from the children. The Framework also outlines the curriculum for the 7 areas of learning. “The 7 areas of learning are:

The aim here is to look at the state in which the financial market is at the moment after being hit by the 2007-2008 financial Crisis. The first part of this report introduces some key issues that have affected the confidence in the banking sector and its importance in the banking sector. The second part will provide explanations on how to restore confidence.

This report compares financial performance of two major banks of UK i.e. HSBC Bank Plc and Barclays Bank Plc on the basis of their Balance sheets and profit and loss accounts for the year 2009. This report also provides SWOT analysis of both banks i.e. HSBC and Barclays Bank Plc and provides an insight into their Banking Strategies.

The bank manages its non-deposit liabilities on the options open for investors are the public’s demand for deposits supplies of raw material intended for lending, investing and profits these institutions earn such as standby credit letters and credit guarantees are sold to acquire customer fees and loans remain securitized or vended to entice new funds appropriate towards generating innovative finances. The bank main uses of customers’ funds are utilized for cash to satisfy reserve requirements enforced

The third and last pillar of the German banking system consists of commercial banks also known in the third pillar as the market discipline. The third pillar gives out more public disclosure and reporting requirements, compared to the other two pillars, with its increased transparency. The amount of this increased disclosure is for giving the public and also the global market a more comprehensible vision of where the bank stands in terms of risk. (Feig) With Universal banks being the more common type, responsible for about 75 % of all transactions carried out in the banking sector, these banks offer a greater amount of financial services and are more varied than services of the specialized banks. These commercial banks offer typical banking services such as setting up and watching over clients checking and savings accounts, process their payments, lending money to clients, and as well as issuing bonds to clients.

This paper discusses mainly the general banking activities and trend of loan classification in MBL. As it is an internship report and for academic purpose first two sections deal with overall banking