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Health Care Essay

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Whether you freelance full-time or part-time, it’s not uncommon for you finances to fluctuate occasionally. You may go through seasons that are financially lucrative. At other times, the amount of money in your bank account might be downright scary. No matter where you're at in your career, having adequate access to healthcare is usually at the top of the priority list for most people. But, if you’re forced to choose between paying for rent, food, or your health, healthcare often gets put on the back burner. If you have a chronic health condition or you just need to get something checked out by a doctor, adding an extra bill can put some serious stress on strained resources. These five tips will help you manage your healthcare on a …show more content…

Like previous years, if you choose not to enroll in an insurance plan, you’ll be subject to a penalty for every month you remain uninsured, which will be due at the time you file your taxes the following year. If you’ve never looked into insurance coverage through the ACA, now is the time to do so. For many freelancers, having an insurance plan through the Affordable Care Act can be the saving grace of having healthcare in case of an emergency or illness and going uninsured. 2. If possible, use an urgent care clinic instead of an ER. Many urgent care clinics accept a wide array of insurance plans, and your copays are typically far less than emergency room visits. Urgent care clinics are equipped to handle a variety of non-life-threatening issues like skin rashes, bronchitis, urinary tract infections, colds, and flu. Some clinics have the diagnostic capabilities to treat fractures, strains, sprains, lacerations, and other injuries. If you need medications, some facilities stock a supply of regularly prescribed drugs at a reduced cost to patients. Additionally, many clinics will offer discounts to people who pay for the appointment out-of-pocket. Before you go to the clinic, check the urgent care’s website as well—Some clinics maintain an online listing of prices so you can plan for the cost. 3. Shop around for your prescriptions. Did you know not all pharmacies charge the

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