Housing Options for the Poor in the United States Student’s Name Institution Affiliation Housing Options for the Poor in the US Introduction Adequate and proper housing is a central cog of people’s lives. Housing is more significant to people’s lives than other necessities such as clothing and food. For many families, proper housing has often been at the center of their aspirations. As a factor that is so central to the well-being of the society and greatly impacts on the economy of the country, housing has even been emplaced in the United Nations human rights declaration. However, not all people get to enjoy the many benefits and comfort that come with owning a decent home. Vale (2015) stated that to think about …show more content…
Therefore, the purpose of this paper is to examine the housing issue and explore probable housing options for the poor in the US. Housing affordability and nature of the problem To recognize effective and efficient options that can be used to address housing problems among the poor, it is integral for one to first develop and understanding of the concept of affordability and appreciate the real extent of the problem. Housing affordability refers to the ability of households to meet the rising costs of housing without imposing unnecessary constraints on other non-housing consumptions (Yang, & Chen, 2014). The entire concept of affordable housing takes into consideration all the needs of households with insufficient income to grant access to houses on the market without assistance. Therefore, housing options for the poor refers to strategies that can be implemented to enable the lower income households pay for or obtain appropriate housing units without experiencing excessive financial burden. Owing to the complexity surrounding the concept of housing affordability and the difficulty in measuring the degree pf affordability problems, the challenge remains how to identify or devise relevant solutions. Nevertheless, despite the complexities in measuring housing affordability, it is clear that housing affordability is a major
The National Law Center on Homelesness and Poverty. “Homelessness stems from a lack of affordable housing. Increasing rents, destruction of traditional low-income housing, and cuts in federal housing programs threaten affordable housing with extinction.”
The issue of homelessness in regard to shelter in Australia has been prevalent for an extended period of time in the 21st century. Homelessness is the situation in which individuals are unable to attain a permanent and adequate quality of shelter. Shelter is a human right as stated under article 25 of the Universal Declaration of Human Rights, which specifies “Housing” as part of the standard of living required for an individual to maintain their wellbeing. Australia’s law specifies no legal right to shelter, however as a party of the International Covenant on Economic, Social and Cultural Rights (ICESCR), the Australian government must recognise that all individuals should be entitled to “an adequate standard of living for themself and their family”, where one criteria is “adequate housing” as stated in article 11. It is imperative that in order to fulfil both Australia’s obligation to uphold human rights and maintain social cohesion within society both legal and non-legal responses are effective in dealing with both the causes and effects of homelessness.
The most successful, long term, low-income housing projects are those that use sustainable design and address the social, cultural, and economic needs of residents. Traditionally built low-income housing projects are associated with high crime rates and high mortality rates among the residents who live in them. They do not provide for the needs of residents, resulting in many of the problems these low-income housing projects face today. These problems range from endangerment of human life, psychological afflictions due to the high stresses that are endured by residents, disease epidemics caused by overcrowding and unsanitary living conditions (in combination with a substandard public
The problems that arise from housing are numerous. Housing takes up more than half of all real property tax. Not only that, it’s also the largest issue in a family’s budget. The federal government spent $38 billion in preferential subsidies and $2 trillion on housing in total in the year 2006. Rigid zoning codes prohibit certain types of housing from being built. This prevents some citizens from being provided with homes that fit their budget and ads to the chronic problem of homelessness our communities face. Too many houses can crowd neighborhoods and make transit difficult. They can also obstruct view and, when foreclosed upon, lead to plummeting property values.
According to Newman (2008), housing of the poor has to allow for economic independence and self-care while providing a safe and adequate place to live. The debate about decent housing alone is sufficient to provide a healthier living environment has its roots in the late 1920s, when the unhealthy environment of the slums was associated with numerous social ills. The hands-on approach of the housing and social service agencies was
Structural factors, such as the availability of low-income housing exacerbate on the already burdening individual factors. The rise in homelessness is mostly due to the decrease in the number of low-cost housing units. Nowadays, families were struggling to consolidate their current situations because they are unable to afford the housing need (Thomas Betar, 2012). Inadequate of affordable housing is one of the contributors of homelessness (Ghee WY, Omar RNBR, 2015). A large number of low-income people have been forced to move. Nearly 6,000 people older people who are aged 60 or above in Victoria need to pay the rent of more than thirty percent of their salary (Ronaldson, 1999). The shortage of affordable and available housing straightforwardly harmonizes to levels of homelessness and inadequacy income and insufficient of
Another topic demonstrated in the book is inequality at home. For many, home symbolizes stability and physical security; for others it signifies an investment, an identity, or a crucial mark of citizenship. Yet, not every home and community offers all of these advantages, and not everyone takes the same path home. In recent years, buying a home has become more difficult as both wealth and race matter. High cost of home ownership is just one of the many reasons underlying the stratification of secure housing in a strong
It is often easy to castigate large cities or third world countries as failures in the field of affordable housing, yet the crisis, like an invisible cancer, manifests itself in many forms, plaguing both urban and suburban areas. Reformers have wrestled passionately with the issue for centuries, revealing the severity of the situation in an attempt for change, while politicians have only responded with band aid solutions. Unfortunately, the housing crisis easily fades from our memory, replaced by visions of homeless vets, or starving children. Metropolis magazine explains that “…though billions of dollars are spent each year on housing and development programs worldwide, ? At least 1 billion people
One of the simplest pieces of knowledge we acquire in elementary school (for future growth and development) are the three basic needs a living organism requires for living: food, water, and shelter. However, not everyone has access to all of these essentials. Homeless people are faced with awful conditions and suffer more due to poor weather conditions, diseases, and lack of safety. There hasn’t been much progress on this issue, and if this continues, the number of homeless people will only increase. In a few states the topic is being named as a “statewide emergency”, but unfortunately this problem is national. Instead of focusing on state programs, local programs and non-profit organizations to fix the housing issue, we must all contribute to ending this epidemic. The National Alliance to End Homelessness (NAEH) released an article stating, “In January 2015, 564,708 people were homeless on a given night in the United States” (Snapshot of Homelessness). We must develop a solution to end long term homelessness immediately. The best way of solving this issue is to provide stable long-term housing, which is a term used to describe the home’s environment and financial status.
Initially, Matthew Desmond’s book Evicted represents a profound and realistic ethnography about people’s day-to-day experiences of poverty with a particular focus on the outcomes of housing instability within the state. He exploits the evidence from housing court administrative records, excerpts from the news, and different surveys of renters to support his point of view revealed in the book. In his work, Desmond raises questions why the state is introducing the housing policy that deteriorates the position of tenants renting from private landlords and how a person with the monthly income of $628 and rent of $550 can not only provide his family but also survive. In Evicted, Matthew Desmond reasonably criticizes the American housing system according to which most of the low-income tenants are left alone in the private rental market and have no options to receive affordable apartments.
housing" situations. ...Households with a feeble and perhaps insecure income are likely to live in
At one time, public housing had been thought of as a solution for inner city poverty, isolation, and as a basic human necessity for less well-off people (Riis 1890; Marcuse 1986b (1978); Stegman 1990). It was believed by most advocates, that good housing was humane and necessary to the well-being of all people and would greatly improve the quality of life of the people who lived in slums. They envisioned public housing as a way of fulfilling part of the states responsibility to ensure that decent, affordable housing was available for all residents of the U.S. The first national
Around two-thirds of Americans with low-income qualify for government assistance, yet they aren’t getting it. Instead, they must wait in lists ranging from 3 to 5 years long in order to receive help. This article, written by Andrew Flowers, delves into the housing assistance crisis and the two problems that cause this: affordability as well as the lack of funding and ineffectiveness of government programs.
The lack of housing access was a serious problem, hence the government undertakes mulitple measures to tackle the massive housing shortage inherited from the colonial government to ensure that all of its citizens had access to affordable housing.[1]
“Affordability is not simply a matter of housing costs and income levels; it is about people’s ability to obtain housing and to stay in it” (Housing New Zealand Corporation, 2005). Affordability is concerned with different standard at a