Internationalization of Deutsche Bank Essay

The German banking system has a long and significant history. From the Fugger’s, the Welser’s, and Hochstetter who were, among other professions, mercantile bankers and venture capitalists. Berenberg Bank, which was founded by brothers Hans and Paul Berenberg in 1590

Introduction With this assignment, we intend to analyze and compare the performance of two of the biggest European banks during the past 5 years: Santader and Deutshe Bank. We do this taking into account the difference in their activities (such as the impact on commercial banking activities vs traditional retail banking) as well as the markets in which they operate. In the first part of this paper, we will take a brief overview of both banks recent history and current situation, and then proceed to analyze the main differences between both banks balance sheets and income statements for the past 5 years. Finally, we present conclusions about the main differences between these banks, and about the recent performance trends of the two.

Both banks had existed for more than a century when they merged. They also made a perfect match because they were the product of the colonial era with similar structures and experience. These banks were keen to capitalize on the expansion of trade and to earn profit to be made from financing the movement of goods between Europe, Asia and Africa.

During the twenty years it was in place the First Bank did change the economic downturn of the country after the war. The First Bank had branches in eight influential port cities and had a wide geographic existence. It influenced the lending policies of the state banks’ lending practices. The First Bank was like the state banks in that it made business loans, accepted deposits, and issued notes that circulated as currency and were convertible into gold or silver. But it differed from the state banks because its

Banks with subsidiaries tend to specialize in a unique way, the parent bank tends to specialize in numerous areas, their subsidiaries are structured to specialize in certain fields. For instance in Luxemburg, parent banks tend to specialize in interbank lending whilst their subsidiaries have seen interbank activities falling and an increase in customer loans. Facts such as this need to be considered for financial analysis.8

They serve Private, Corporate and institute all over the world, they also aim at being world’s leading wealth manager and being top universal bank in Switzerland , as well as the retail clients in Switzerland, It always aims at providing high level financial advice and solution to its shareholders, Their vision is to be recognized for creating superior value for their shareholders, Clients, employees and its ambition is to stand out as a bank that is working in the new model for the industry all over.

It appears the bank was a very safe buy in the stock market. It paid steady dividends put there was rarely any high fluctuation in its stock price. Meanwhile, many of the state banks at the time had a wild fluctuation in prices. There were eight branches through the states, but originally Hamiliton thought that branches would be a bad idea because it would cause rivalry with the state banks. He ended up being right, as this was a contributing reason that the bank eventually failed.

The industry that I have chosen to analyze for this paper in the banking industry. The companies which I have selected to analyze are Bank of America & Southeastern Bank. Bank of America will represent as the example for the company who has acquired and merged with other banks, and Fresno Southeastern Bank will act as the example for the bank who has never merged with a larger bank in any form or has been acquired. Both these banks offer similar products to their customers, for checking and savings accounts to home and car loans. They both offer investment products as well. Bank of America has a lot more products on a larger scale due to the size of their company, and the mergers they have made over their history. They operate worldwide

Banks play a huge role in the United States financial system today, but not many people know how banks became a thing in our country. The bank of the United States (First Bank in the U.S.) was established in 1791 in Philadelphia. It was created as a repository for federal funds, Alexander Hamilton proposed the idea of a national bank while Thomas Jefferson was against it, and in 1811 the bank lost its charter. There different thought on the first central bank in the U.S., and although it lost its charter man historians view it as a success.

The Bank of United States has a profound history indeed. The bank was established in 1791 to act as a storae place for federal funds as well as the government’s monetary agent. This bank was initially proposed by Alexander Hamilton and was granted a twenty-year charter by Congress. This would not go over very well with the Jeffersonians due to the fact they believed the bank represented dominance of mercantile over agrarian interest and unconstitutional use of federal power. (footnote) The first Bank of United States however did open in Philadelphia in 1791 with branches in eight different cities. The bank conducted general commercial business as well as acting on behalf of the government. The bank appeared to be a triumph as it was managed well and was actually very lucrative.

In the current global order, where the world has become a big village, consumers take a global look at the products and services in terms of price, quality, delivery and after-sale services. This trend has sown the seeds of competition in every sector of economy and banking sector is no exception to this event.

Bank mergers have increased rapidly in the past few years. Many wonder are so many mergers really necessary. The consolidation of two large banks could affect the relationship between the community, customer and the employee. Along with the merging of the two industries comes change for everyone involved. There is a lot of competition in the banking industry, which is the main reason for so many bank mergers. Bank mergers can improve competition and can be beneficial to the community if both financial institutions are in agreement with doing what is best for everyone involved. Banks should consider other options before taking a chance on losing good customers, loyal employees and trust in the community.

Deutsche Bank made its entrance into the world in 1870 and it was one of the first banks to adopt universal banking as it promoted and facilitated trade relations between Germany and other overseas markets. Deutsche Bank acquired smaller banks in Germany in order to be the most prominent bank in their home base in addition to having a global reach. Following World War I, inflation took over Germany causing many borrowers to default on their loans forcing the bank to sell most of its assets in order to stay alive (however that diminished their global presence). The bank’s involvement during World War II with the transferring of the Jewish customers holdings to the German Government led to the Allied

This report is to analyze the recent performance of Union Bank of Switzerland (UBS), focusing on its private banking business, in order to explore its financial features and products and services that on offer by UBS and past strategy and future prospects of UBS. Besides, there is a covering of the current global market of private banking as well as studying the main features of the market environment and UBS competitors and the recent trends of private banking industry globally.

1. Introduction In New Zealand, banks was established to serve the finacial need of people in the period of be settled by European. Nowadays, New Zealand is one of the most competitive and flexible banking industries in the world because of environment and banks’ strategic capabilities. In this assigment, the broad macro-environment that influences banking industry will be analysed through PESTEL framework and Porter’s five forces. There are large banks in New Zealand such as ANZ bank, BNZ bank, and Kiwibank; however, just Kiwibank are deeply analysed in this assignment. Moreover, through Porter’s five forces, there are identification and discussion of the relative importance for Kiwibank. Furthermore, the analysis of Kiwibank’s strategic