The scenario that I have chosen is scenario 1. Jim and Mary Smith share their rented home with their two children in the small oilfield community of Drayton Valley. Jim and Mary’s two young children are Sam, who is seven years old, and Beth who is nine. The home they are currently renting has been sold and they are required to move out by the end of the month. Jim is employed full time and brings home an income of $1800.00 per month. Jim did not graduate from high school which limits his employment aspects. Jim also has two children from a previous relationship that he is required to pay $400.00 in support payments per month. Mary helps to supplement their income by watching their neighbors two children for $40.00 per day, ten times per month, which is paid to her in cash. Mary left school after grade nine and has not furthered her education. Jim and Mary are facing a very large financial dilemma. …show more content…
By losing their rental property and not having funds for a damage deposit for a new rental, they are lacking the minimum basic requirements for necessary physical survival. This puts Jim and Mary in a very scary and stressful situation where they will be at a loss on how to care for their children. Even if they were to borrow the money, they would never have enough, after their expenses, to pay the loan back. This causes a vicious cycle. Because the Smith’s are substantially below the poverty line, and have not graduated from high school, the opportunity for them to get out of poverty are substantially decreased, and this is where they will most likely
The Smith family is in the same situation as many other families that live in the United States. A young single mother is trying to raise two children by herself with no income. Lucky for them, there are several government funded programs that are there to help them to form a better life. However, there are certain requirements for several of the programs. The Smith family should meet most of those requirements. They have until the end of the month before all their resources are cut off.
John and Janet Baker are husband and wife and maintain a household of 7, including Janet and John. Calvin and Florence Carter are Janet’s parents, who are retired. During the year, they received $19,000 in nontaxable funds (disability income, interest on municipal bonds and Social Security benefits) from which $8,000 was equally spent between them on clothing, transportation, and recreation. The remaining $11,000 was invested in tax-exempt securities. Janet Baker paid $1,000 for her mother’s dental work and $1,200 premium on her father’s own life insurance policy. Janet’s father,
However, when they finally did find a house it was run down and would not be considered a safe area for the family and children. Also, according to this families financial problem, they can be classified as lower class. Although the parents were bright and well educated, they lacked the enthusiasm to work and provide for the family. If given help, this family could have had close to a normal life with government assistance. If the family made an effort to provide for their family, they could have been approved for snap, Medicaid and TANF.
According to the Census Bureau 25.6 percent of White Center residence live in poverty, which is greater than the national average. A leading cause of poverty is not having access to higher education. I believe this is a problem because children are the ones affected most by poverty. According to the Census Bureau, 42.4 percent of children in White Center under the age of 5 and 49% of 16 to 17 year olds live in poverty. The families that face the most poverty are single female households with no husband present, at 51.3 percent. Unemployment is a leading cause of poverty. The unemployment rate at White Center, WA 26% higher than the national average. I believe this is a problem that needs to be addressed because housing prices in the Seattle
America is said to be one of the greatest countries in the world. Advanced technology, thriving agriculture, the so-called land of opportunities all obtainable in our beautiful America. So why then do we still have people going hungry every night? Why does such a disparity exist between a person who has an abundance of food and routinely discards food that is perfectly edible and one who digs for those same scraps in trash bins? At times, these people are living within a few miles of each other.
John and Janet Baker are married and maintain their home where Janet’s parents Calvin and Florence Carter, their son Darin, and their daughters Andrea and Morgan also live. The Carters are retired and received $19,000 a year which is not taxed. The Carters equally spent $8,000 between them for cloths, transportation expenses, and a vacation. They invested the remaining $11,000 in tax-exempt securities. Janet Baker paid $1,000 on her mother’s dental work and also paid her father’s life insurance premiums of $1,200. Darin, the Baker’s 18-year old son is not a full-time student but earned $14,000 from a
It is assumed that Arryel is prostituting. On 11/26/17, Arryel and her brother (Andre) had a physical altercation because he was trying to force her to allow him to care for the children. Andre pushed Arryel against the cabinet. The children witnessed the incident. Then after, Arryel and the children left going to a motel. Arryel went to the motel with JW because her house was not clean. Per Lanette, Arryel told JW that they could go to her house and get in the bed, but decided to go to the motel because it was already paid for. The children did not attend school 11/27/17; however, they did attend school 11/28/17. The paternal grandfather (unknown) picked the children up from school (11/28/17) and returned them to school 11/29/17. The children mentioned that they picked Arryel up from a Dollar General and took her back, but she did not stay with them (11/28/17). Arryel have not been seen since then. The children are scheduled to return home with the paternal grandparents (Pam & unknown grandfather) after school 11/29/17. The basic needs for the children are being met when they are in the grandparent’s
Upon arriving to the Poverty simulation, I did not know what to expect. After being able to interact with my peers to understand what it was like to be living in poverty, I got a better understand of what it entails. I quickly wanted to know what the rate of poverty was in Greensboro alone. According to the U.S. Census Bureau, they estimated 268,232 people whose status is poverty in 2013. 29% of that estimate are subjects who are under 18 years old. Out of 268,323, females are about 141,000 of it. The top two races that tend to hold a poverty status are Caucasian and African Americans. The problem at hand is that this status is nationwide.
In an article written by Angus Deaton, he discusses the issues behind poverty and why it is persistent in the United States. In the beginning of his article, he presents data from the World Bank which states that 3.2 million out of 769 million of the world's poorest people are living in the United States and are living off of less than $1.90 a day as of 2013 (Deaton). Some of the arguments he mentions that may contribute to the United States high poverty rate include where our poverty line is set, the quality of our necessities, and our government aid.
Living in America, citizens should be well aware of the poverty issues that strike the country everyday. With the poverty rates increasing, Americans are pleading the government for aid in providing food and shelter for their families. In “Poverty in America: Why Can’t We End It,” author Peter Edelman, asserts that poverty can be fixed if the people have interest to do so. He includes statistics and reasons that explain the rise of poverty in America and possible solutions to the problem of poverty. Edelman stated that although the numbers of poverty have declined, there are still 15 million more people who are poor today. The government has also taken action to decrease the numbers of citizens in need of aid and keep 40 million people out of poverty by giving: Social Security, food stamps, cash assistance and programs. The author explains that even though there are still individuals who need aid, the numbers would have been double without government assistance. Edelman
What I perceived as the purpose of the book was that it describes the misconceptions and systemic cause of poverty in the United States. Many of these individuals are in poverty for a particular time period and they will experience periods in and out of poverty. The economic vulnerability of those who have experienced poverty, nonetheless it puts them back at risk again of falling back into poverty. It is all caused by systemic risks by those near or in the poverty by the economic and social policies that are set. The author, Mark Rank’s wrote this book to share how poverty directly has affected the lives of Americans and he even offers strategies on how to deal with these issues. It offers a different understanding of American poverty and
Taking Poverty 101 class is a way to learn about poverty and what causes it (Beegle 342-343). In the article All Kids Should Take 'Poverty 101,' Beegle explained that in order to help the poor, we first need to be able to sympathize and understand their situations (342). Poverty 101 class will help us to do so because through this class, we will learn the real meaning of poverty, what causes it, and the attitudes that Americans have toward poverty and people who are in it. Moreover, we will get exposed to different types of poverty, such as generational poverty, working-class poverty, immigrant poverty, and situational poverty.
Their monthly household expenses include $850 for their mortgage, which has nine years of payments remaining, $400 for property taxes, $300 for utilities, $250 for insurance, and $278 for their new car that still has 48 payments left. With their monthly income totaling $5,666, that leaves only $1,166 a month for various expenses that might pop up and for further investments into Bruce’s profit sharing plan. They do not have any cash assets, which is a negative about their financial situation. They also have numerous debts which include their $75,000 mortgage, $13,344 for a car loan,
A social problem, is “a general factor that effects and damages society”. It can be used to describe an issue or a problem within a certain group of people or an area in the world. Examples of contemporary social problems today include anti-social behaviour, drug abuse, and sexual abuse. Poverty is an example of a social problem that exists all over the world, and to different extents. In the UK, poverty has effected at least a third of the population, as shown by the Office of National Statistics, providing evidence that it is a massive social problem in the country. Tameside has a big poverty problem. 1 in 4 children in Tameside are born into poverty, and workers in Tameside earn significantly less than other workers in the rest of the North-West area. In addition, Tameside has the largest proportion of people claiming unemployment benefits compared to the rest of the North West of England.
Poverty in Developing and Less Developed Countries The world includes less developed countries and developing countries. Less developed countries are countries considered to be poor and often contain many people who are in absolute poverty. Developing countries are countries like India, which are gaining in wealth. There are two types of poverty within the world.