Running Head: SOLUTION 1
SOLUTION 7
Health Care Solution
Billie Ann Evans
English 102 C7Z1
Caroline Mayes-Cooper
APA Problem-Solution Essay
05-02-2017
Abstract
Health care reform affects everyone in the united states. Having an insurance plan that is sufficient and affordable is necessary in life. Health insurance is necessary to protect Americans and their families from illness and treat injuries without bankrupting them. What is
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This would fix the entire problem. Some American citizens already participate in a universal health care plan. Medicare and Medicaid are essentially a form of universal nationwide health care (Edwards, 2014). Universal health care plan would help American citizens to obtain health services without suffering financial hardship paying for it (Kieny, 2013). Implementing a universal health plan that created nominal co-pays for services, and drugs, would benefit all American citizens.
How to fix the skyrocketing costs. Eliminate premiums all together and implement a five-percent health care income tax on All Americans under the age of sixty-two. At the age of sixty-two, Medicare would become free. The five-percent tax would make health care affordable for all. Americans that make more will pay more, however, the amount funded would still only be five-percent of the family’s income. As of 2015, insurance for a family of four, with an average income of $55,775, the yearly premium costed an average of $17,545 and a single individual’s yearly premium costed $6,251 (Employer Health Benefits Survey, 2015). For example, per personal research, as of 2015, a family of five pays $358 per month, and $4,296 a year for health insurance premiums. That figure rounds out to around eight percent of income from a family with an average income. With the five-percent plan, health care taxes for a family with an average income of $55, 775 per year would be $2,788.75 which could be divided into
The United States has the most expensive health care system in the world and some 45 million Americans are uninsured under the current health care system, and these numbers continue to grow. However with universal health care coverage everyone could enjoy equal access to health care, as a right afforded to them as American citizens. In a country as wealthy as the United States, there is no justifiable reason why Americans should go without health care and/or die
The united states have a unique health care system of delivery that pursues to target some specific areas. The health reform, Patient Protection and Affordable Care Act also called the Obama care (2010), which holds the promise of universal health coverage under government mandates. With a predominant role that is play from the government the Health Care Reform is said to be, one of the most important pieces of legislation today. Universal health care is the pourpose that all citizens should have access to affordable, high-quality medical care and acces to primary care. Health care reform will provide every American with the ability to obtain, health insurance regardless of race, ethnicity, or income. With universal health care, everyone’s
The Affordable Care Act was into law March 2010. The law has planned to make wide-range of changes to healthcare in the United States. The Affordable Care Act efforts to offer universal right to use to healthcare for Americans, control the rising costs of healthcare, adjust the private insurance industry complete things like state-based private exchanges and online marketplace that brings together state-approved insurance plans from multiple companies so consumers can shop for individual insurance plans, improve the quality of healthcare and make healthcare choices more consumer friendly and easier to understand (Medical Mutual,2017). Healthcare reform involves nearly all Americans from old or young,
This new healthcare reform law aims to increase the number of Americans that are covered by health insurance and also to decrease the cost of health care. Under this new law everyone in America will have to get health insurance of some form.
Health care reform will impact healthcare organizations and different areas pertaining to the health care systems due to its demanding law for employers. Some of the issues that will be impacted are the reform on national health expenditures, the federal budget, Medicare, and the premiums for insurance coverage. These issues would have a major impact on health care organizations and people who are not insured if the health care reform law was not established by Obama. The impact on national health expenditures will be affected through several different categories: new coverage, savings in public programs, exchanges of insurance, and the modernization of healthcare. The impact on new coverage is thought that if extended it will increase the spending on new coverage regardless of how much is being paid for the coverage. The savings in public programs will also be affected as well because it will lead to a reduction in the amount paid for Medicare and Medicaid. The exchange on insurance will be impacted by grouping individuals into larger entities
In 2014, the US entered into the force sensational health care reform of the protection of patients in the United States, which is called The Patient Protection and Affordable Care Act. Under this reform, all the citizens and residents of the country are required to have health insurance. It has also caused many discussions and opinions among people. Supporters of it say that this is a significant step forward, since there is no company that can refuse a person in the insurance policy. However, opponents believe that this reform will only worsen the condition of the Americans. The current health care reform has its drawbacks, such as increased fees for insurance, and the impossibility of choice, therefore, it is necessary for change.
In order to fully evaluate the tradeoffs associated with the Medicare-for-all policy, it is imperative that a source of funding, or a payment model, is identified. Without this information, it is difficult to determine not only who would benefit and who would suffer, but how the system as a whole will respond to the healthcare choices of over 323 million people. Another important detail lies in the potential cost savings and efficiency for middle-class families. The Medicare-for-all plan promises to save the average American family anywhere from $3,800 to $5,100 a year in health care costs (Qiu, 2016). Instead of a traditional monthly premium, consumers would pay a much lower health care tax based on their household income. A household
The U.S. spend billions of dollars every year on preventative care such as heart disease, cancer, AIDS and many more disease; millions more are spent on trying to find a cure for disease such as MS, MD, AIDS, cancer, polo and so many more. The advantage to the U.S. would come by way of universal health care as it is today. With different measures of insurance coverage, a person benefits more by having the freedom to choose which health care and insurance needs are suitable for them, rather than being confined to only one group (Chernichovsky & Leibowitz, 2010).
Universal Health Care in America The topic of health care in the United States is one that has certain implications for every individual, making it one that many people have a strong opinion of. Even with the implementation of Obama’s health care act and various other health programs, many American citizens still do not have access to affordable health care. This could be because they are homeless, poor, not eligible to receive health care through an employer or parent, have lost their jobs, or for many other reasons. Compared to other high-income, developed countries, the United States is one of the biggest spenders on health care.
There are Currently 32 million people without health insurance in the United States. This means that roughly 83 per cent of citizens have to live day by day hoping they won’t get sick. For this reason, President Obama signed the U.S health reform bill into law. The health reform will make health care more affordable for citizens. Employers with more than 50 employees will be forced to provide coverage for all, or they will have to pay a fine. It will also make health insures more responsible. For example, health insurance carriers are forbidden from placing lifetime dollar limits on policies, from denying coverage to children because of pre-existing conditions, and from canceling policies because someone gets sick. It will also expand
Implementing a universal health care system would not necessarily force everyone to fall into the realm of having no options. One argue that by putting Universal Health Care into practice here in the united states, Americans would be covered and for those who didn’t like the system would be allowed to choose other health care alternatives
Should the United States government give everyone free health care? Millions of Americans have lost their health insurance. In Canada, and many countries in Europe, health insurance is guaranteed. Some experts here argue that universal health insurance can be successful. Other equally well qualified people counter that it would be too expensive or claim that the care would be poor. They believe that market forces will fix any shortcomings of the U.S. health care system.
Health insurance empowers children to shine in school, individuals can work on being more energetically, and people of any ages can live longer and be healthier. Health care has been on a rise for years and ton of Americans were without insurance. Reform is taking serious by President Obama. Affordable Care Act has made big growth in communicate these questions. American people can currently count on a way to health benefits through individual lives. The government has a selection of tools to keep health care under a limit. Great Recession was of the issues wants to fix. Health care had been going down, but he sees in d different way. In 2008 United States care about the economy with health care Patients is the key to be healthy rather than being less sick. In 2008 Americans didn’t have any insurance coverage In 1980s and 1990s children were taking care of until Medicare starts. The uninsured Americans experienced negatives situations with burden of medical bills, poor health, and even self-employed workers. In 2009 Children’s Health Insurance were extended and there are allow free check-ups once a year and adults have the same privileges. Tobacco Control Act has drop from 19.5 to 10.8 between 2009 and 2015 because of President Obama. In the state of Massachusetts the citizens’ health care coverage enlarges throughout. Affordable Care Act was signed on
Currently, the issue of health insurance has been a bone of contention for the public regarding whether the United States government should provide this health plan or not. People often possess different perspectives and refer to pros and cons on both sides of the spectrum. While some believes a universal healthcare system will set a foundation for a lower quality of service, increasing governmental finance deficit, and higher taxes, others do not hold the same thought. A universal healthcare system brings enormous advantages rather than disadvantages, such as all-inclusive population coverage, convenient accessibility, low time cost, and affordable medical cost, all of which not only provide minimum insurance to the disadvantaged but also improve the efficiency of medical resources distribution.
From the advent of herbalism on the savannas of Africa to the complicated surgeries taking place all around the world today, humans have always found a way to try and heal the sick and injured. This empathetic nature to care for the sick and injured is one of the aspects of human nature that differentiates humans from other animals throughout the animal kingdom. Over time, however, the empathetic nature of treating patients who need care has become eroded by the for-profit health industry, namely pharmaceutical and health insurance companies, whose reliance on making the most money as possible has dramatically increased the