Should Teenagers Be Charged Higher For Car Insurance? Essay

Young drivers should have to wait until they are 18 years old to get their license because 16 year olds are more likely to get in an accident than an older driver. One author said, “Sixteen-year-old drivers are the most likely to crash, so raising the age at which teens could get their license would save many lives…” (Rubin). Rubin gives a valid reason to why the minimum driving age should be raised from 16 to 18. If the driving age is raised, there would be less people involved in wrecks, which would help the world out as a whole. Even though 16 year olds are more accident prone than other drivers, taking 16 year olds off of the road would save the lives of everyone on the road. However, there are people who believe that the minimum driving age should not be raised because of various reasons. One article states that, “If they have to wait until they are 17 or 18, they remain dependent on parents practically until they are ready to go off to college, join the military or take a

“The risk of motor vehicle crashes is higher among 16 to 19 year olds than among any other age group.” (Teen Drivers: Fact Sheet 1) “The presence of teen passengers increases the crash risk of unsupervised teen drivers. The risk increases with the number of teen passengers.” (Teen Drivers: Fact Sheet 1) In the United States motor vehicle accidents are the number one cause death in teens. “In 2010, seven teens ages 16 to 19 died every day from motor vehicle injuries.” (Teen Drivers: Fact Sheet 2) This alarming number of casualties could be prevented by educating our teenage drivers prior to them being on their own and operating a couple ton weighing

Putting teens on the road at a young age as low as 15-16-years-old allows them to gain experience that will help them become more accustomed to the road when they get their driving licences at 18. As stated in the article, Teenage Driving Laws May Just Delay Deadly Crashes, it says “Many teenagers, rather than deal with the extra restrictions for 16-17 -year-olds, are simply waiting until they turn 18, and skipping the restrictions altogether. As a result, a greater proportion of inexperienced drivers hit the road” (40). This proves that teens who do not drive at 16 are more likely to get into car crashes, because they wait til 18 to avoid being restricted like the 16- 17- year-olds. Teens who skip the 16 -17-year-old restrictions are just starving themselves from gaining the early knowledge on driving that is needed to prevent fatal crashes. The same article also says that, “There have been 1,348 fewer deadly crashes involving 16-year-old

Teen driving allows American youth to have their license between the ages 13-15. At this age, our American youth are more likely to be careless while driving without supervision. The younger teen drivers are the more susceptible to fatal car accidents they will be due to the lack of supervision and proper driver’s education. Lack of maturity and experiences leads to developing poor driving habits. The teens in the age group 16-18 are usually more mature in handling a motorized vehicle. States that allow 13-15 year old teens drive are more likely to get in more car crashes from driving earlier and not having enough experience.

In 2013, more than 2,500 teenagers died in the United States from motor vehicle crash injuries. Such injuries are by far the leading public health problem for young people 13-19 years old (Insurance Institute for Highway Safety [IIHS], 2014). Drivers are not the only ones at risk. Teenagers who are passengers in others vehicles make up a startling 87% of the fatality statistic. Lack of driving experience, disregard for traffic laws, and quick access to full driving privileges contribute to teen death. To reduce teen driving fatalities, successful completion of driver education classes provided by public and private schools should be mandatory for all teenagers prior to receiving their driving permit.

Teenage drivers are more likely to get into an accident than someone who is in there 30’s. This is mostly because of maturity in the brain. Scientist have proven “that critical parts of the brain involved in decision-making are not fully developed until years later at age 25 or so.” Teen drivers do not think about what could happen, or the lives they might have in

Evidence from the personal experience of teenagers is used (“…young drivers, only half said they had seen a peer drive after drinking…nearly all, however, said they had witnessed speeding…”); collective evidence (“It’s become a sad rite of passage in many American communities”); statistics (“The National Highway Traffic Safety Administration has found that neophyte drivers of 17 have about a third as many accidents as their counterparts only a year younger”) and (“Between July 2004 and November 2006, only 12 provisional drivers were tickets for carrying too many passengers”). The author also used common mores on teen safety; (“…parents will tell you that raising the driving age is untenable, that kids need their freedom…perhaps the only ones who won’t make a fuss are those parents who have accepted diplomas at graduation because their children were no longer alive to do

Dangerous driving habits result in the death of thousands of people each year; however, by taking steps to educate young drivers on dangerous habits behind the wheel; countless lives could be saved.

In the United States, Reckless driving is the number one cause of teenage death in the nation. Reckless driving can be classified as anything from speeding and swerving, to purposely trying to run someone over, or hurt them while driving. In America, there are countless organizations calling to help end the high death rate in teenagers that reckless driving takes. People such as Parents, Drivers Education Instructors and even state legislators have realized the problem and are seeking reform. In 2011 alone 2,650 teens between the ages of 16-19 were killed due to reckless driving. (CDC) Reckless driving is a death that is very preventable, with proper education and warning. As well as problem that is not taken seriously by the juvenile’s committing the act. Most juveniles don’t worry what so ever about dying in a car crash because they think that it won’t happen to them. Under Reckless Driving, in Green Bay, speeding, not paying attention and lack of caring are three of the biggest issues with teen drivers and juveniles.

The national Highway traffic safety Administrations state that “In 2008, 12 percent (5,864) of all drivers involved in fatal crashes (50,186) were young drivers of age 15 to 20 years old. Also that 14 percent (1,429,000) of all drivers involved in police-reported crashes (10,081,000) were young drivers.” It’s a small fraction compared to the fatal crashed made by people between the ages of 25 and 54. However, between the ages of 21 and 24 have the third least fatal crashes made. It is concluded that after a certain point in time of learning and experience on the road that one can get better. Sometimes a person needs to be able to drive at a younger age, and not only to

Teen drivers have the mentality were they are untouchable when behind the wheel. But it’s obviously to much to handle for them because when it comes to the facts to many teens die a year. In 2007, 4,200 teens in the U.S aged from 15-17 were killed and 400,000 were treated in the E.R for injuries because of car accidents (“Motor vehicle safety, Teen Drivers, page 1”). This just shows how irresponsible teens are while driving. In a national survey 12.5% of all high school students rarely wear seatbelts, this just asking too get hurt in case an accident happens (“Motor vehicle safety, Teen Drivers, page 1”). This just shows how teens have a bad mentality while driving. In 2005, 54% of teen deaths occurred between 3 p.m. and midnight on a Friday, Saturday, or Sunday. This statistic shows that one more reason why a teen would want there license is to get to a party or go

Over the years there have been many car accidents, many resulting in death. Teenage traffic accidents are the number one cause of death among 16-20 year olds. In 1996, 6,300 teens died in the United States from motor vehicle crash injuries. The fatality rate for teenage drivers is about 4 times as high as the rate for drivers 25 to 65 years old. On average, a teen driver is killed every other day in California. In most of those fatalities, the reason was either involving speeding or driver error. But in California, Oregon, Michigan, and other states, those statistics are dropping because they have had laws restricting teen driving on the books for more than a year. Because of the numerous deaths, many people are pushing for a legislative

All too often, teens drive around spinning their tires, tailgating others, speeding, and other menacing activities. But what is sensational about driving around in a manner of recklessness? In the United States, car accidents are the leading cause of death among teens (“Teen Crash Facts” 7). Between 2002 and 2006, drivers from ages 14-17 were involved in 39,561 crashes in Iowa (“Teen Crash Facts” 8). Out of the 39,561 people involved, 188 of them were killed and 119 of them were between the ages of 14-17 (“Teen Crash Facts” 8). Numerous factors are contributing to these crashes: not using a safety belt, the number of passengers in the vehicle, the use of electronic devices, and various others . Even though these reasons are resulting in deaths, there are ways in which accidents can be reduced.

This shows that teens do not take driving seriously and also do not realize what can happen to them if they continue with bad driving habits. In fact, insurance rates are high enough as it is for teens now. If they get into a car accident, the insurance rates will sky rocket, their parents may have a hard time being able to afford the insurance. Traffic crashes are the leading cause of fatalities for teens. As stated in a magazine, “Drivers ages 16 to 19 are four times more than likely than older drivers to crash” (Brophy). This quote shows that teen drivers are involved in more traffic accidents then older drivers. It has much to do with the young drivers not being safe and making horrible choices while they are driving or in the car with another person. If teens engage in the driving education course, they will definitely become more knowledgeable about all the safe ways to drive when their parents do not have to ride with them anymore. Teen drivers are involved in many car accidents due to unsafe driving habits. A course on safe driving will give the young driver behind the wheel more experience.

Traffic crashes are the leading cause of death for teens and young adults. More than 5,000 young people die every year in car crashes and thousands more are injured. Drivers who are 16 years old are more than 20 times as likely to have a crash, as are other drivers. There are two main reasons why teens are at a higher for being in a car crash and lack of driving experience and their tendency to take risks while driving. Teens drive faster and do not control the car as well as more experienced drivers. Their judgment in traffic is often insufficient to avoid a crash. In addition, teens do most of their driving at night, which can be even more difficult. Standard driver's education classes include 30 hours of classroom teaching and 6 hours of behind-the-wheel training. This is not enough time to fully train a new driver. Teen drivers are more like to be influence by peers and other stresses and distractions. This can lead to reckless driving behaviors such as speeding, driving under the influence of drugs and alcohol, and not wearing safety belts. There is no safe amount that you can drink and still drive. Even one drink can influence your driving offences. “Nowadays, drunk driving has become driving while intoxicated, driving while impaired, driving while under the influence, operating while under the influence (impaired, intoxicated, or whatever), and in many