John, I would have to say yes, Ramsey's video is geared more towards individuals who are struggling to meet their financial obligations and may not have the disposable income available or enough financial knowledge to invest before paying down their debts. For example, as I mentioned in my discussion post, urging individuals to pay the lowest balances in favor of the highest interest rates indicates the need for accomplishment is a more motivating factor compared to what makes the most financial sense. Regarding your mention of the 5% contribution on an individual’s 401k, I believe this opportunity should change the order of Ramsey's list. Choosing not to take advantage of one’s 401k and company contribution plan is essentially rejecting free
The concepts throughout this book are simple but they test self-control and patience, which in our world is uncommon because of the “want it now” attitude. Ramsey talks about how “personal finance is 80 percent behavior and only 20 percent head knowledge” (ix). This main idea is something Ramsey talks about and references throughout the whole book. Another main idea or as Ramsey calls it a “motto” that’s on each page at the bottom is “If you live like no one else, later you can live like no one else” (5). This is the theme that he refers back to on
A young girl, a six-year-old beauty pageant queen, was found brutally slaughtered in her home the morning after Christmas in 1996. Who killed the defenseless little girl? The JonBenét Ramsey murder was one of the most chilling cases of its time. The investigation caught the public eye around the world and was a center for tabloids, newspapers, and TV news alike. Now, twenty years later, the world is still captivated by this bizarre crime. What really happened on that fateful winter night? Was it the mother who snapped in a fit of rage over a bed-wetting accident? Or did the neighborhood Santa Clause become a little too enthralled with the tiny beauty queen? Whatever the case, this tragedy has been under investigation for twenty years, and
The presentation that I saw during the preparation of this discussion board post is entitled, “The 7 Baby-Steps” by Dave Ramsey. In this presentation, Dave Ramsey utilizes seven baby steps that will help individuals get out of debt and start a savings account. The question that was being answered in this research report is no matter what your income level is, Dave Ramsey will utilize your earnings in slowly chipping away at your debt. Dave Ramsey is very serious about his study and has used his teaching in his own life. Once a millionaire, Dave Ramsey had lost it all and was in crippling debt. However, using his research he developed a plan that not only allowed him to get out of debt, but to also become a millionaire once again.
After watching the video Precious Knowledge, the first example of ethnic studies being threatened/ facing elimination is that senate is passing bills like 2881 that act against diversity and programs that support and culture beyond what is sought to be “fit” in the American educational system. Programs that promote ethnic studies gives students the pride and knowledge of where they have come from and therefore they feel more engaged in the classroom. Leaders like Tom Horne have the right to their own opinion but are being oppressive by not embracing the culture of different ethnic groups. By not attending these classes and trying to relate to these diverse communities; he is creating a dystopia to the American youth. Political leaders should
“[At the end of the hour] only GOD… will know the truth is going to prevail.” - JonBenet Ramsey. JonBenet Ramsey was murdered in her family’s home on December 25, 1996 in Boulder, Colorado. The murder case of JonBenet Ramsey should be re-investigated due to the improvements in technological crime solving techniques and recent research.
their way out of debt, wrote on his blog (www.daveramsey.com/blog) that “Getting a credit card for your teenager is an excellent way to teach him or her to be financially irresponsible". He goes on to say, "You are not teaching your 16-year-old child to spend responsibly when you give him or her a credit card any more than you are teaching gun responsibility by letting him sleep with a loaded automatic weapon with the safety off". Ramsey is a debt expert; he holds seminars around the country, has a radio show, and is even a New York Times bestselling author. He has seen the tragedy that has befallen many families in debt. However, Ramsey is having to deal with younger
Paraphrase the key points from Dr. Sam Smith’s introductory video presentation in Blackboard’s Module 1. Reflect on the ideas presented in the video and provide illustrations or examples that are in support or in contradiction to those ideas. Ideas for comparison may come from your own or others’ personal experiences, from books or movies, or from popular culture.
This is relevant to economics in a few ways. First is the fact that in the beginning of the video it discussed the 2008 recession, where the Dow Jones Industrial Average plummeted over 700 points. This caused many
“There are many things in this world that a child must not ask about” (Hawthorne). In a shameful society, prejudice against an individual can go far beyond a child’s understanding of the society. On the other side, revealed, corrupt action often yields to ignominy and humiliation in public; thus, one would rather keep their guilt or shame to themselves for a perfect image. Similarly, during the 1850, Nathaniel Hawthorne wrote a novel in Salem, Massachusetts, The Scarlet Letter, which he portrays the impact of humanity’s ceaseless struggle with sin, guilt, and hypocrisy in public or private matters. Moreover, he reveals the society’s internal and external impact on the nature of the individuals. Specifically, Hawthorne utilized
Despite the new discoveries in medicine whether it is a new vaccine or antibiotic, the most basic components for disease prevention and death in humans depends on a good nutrition and access to clean water. The RX for Survival: Back to the Basics video depicts how both an inadequate nutrition and malnutrition can impaired a child’s physically and developmentally. It is estimated that over 100 million children in the world are undernourished and causing the death of more than “one third” of the children (WHO). Furthermore, the consumption of contaminated water, which carries disease organism, exacerbates the mortality rate among children.
A fan went to extraordinary lengths to get a picture with actor Nicolas Cage, but not for the reasons you may think. Although Britt Ramsey is a Nicolas Cage fan, he had a bigger goal in mind when he snuck onto the set of "Dog Eat Dog," where Cage is filming his latest movie. It turns out Ramsey's 15-year-old step-daughter, Alexis, is missing.
Buck was a king at his home and would lay in the sun all day. A greedy gardener sneaks buck out and sells him to a sled dog “middle man”. Then buck gets sold to a man in a red sweater and takes a club to the jaw. Then Perrout and Frances buy him and they talk about bucks great worth. Buck is a natural alpha dog due to his large size and great strength. Buck is only opposed by Spitz who is the current alpha dog.
Throughout his presentation, Hans Rosling shows that the rich and wealthy release the most carbon emissions, but they are often the ones telling Africa or another developing country they shouldn't begin using fossil fuels and other technology because it's hurting the environment. Rosling claims that the rich end look down at the "poor" people and say, "You cannot live like us, you will destroy the planet." Technology, however, is key to progressing out of poverty and developing. As shown in his graphs, the wealthy release the most emissions, but shake their finger at developing countries that are starting to use technology and/or burn fossil fuels. An example used in the video is Africa and the coal available to them to provide warmth and light.
YouTube has become the most popular video sharing website. It has variety of functions that enable a virtual organization to operate and have different kinds of virtuality impact. To compare with the other similar enablers, it has strengths and weaknesses.Advertising and marketing is the most significant one. You also can gain different technology impact from it. From the Web Reviews, we can see there are a lot of merits of YouTube. However, the copyright infringement is still the important problem of it.
Secondly, Swami Sivananda once stated, “Put your heart, mind, and soul into even your smallest acts. This is the secret of success” (Swami 25 October, 2015). Provided that, one’s heart composes of two functions, in which one is to pump blood and the other one, is to embody one’s behaviour, emotions, feelings, and personality. Moreover, Andrew displays the capability of controlling his behaviour, emotions, and treats other people appropriately. Throughout the movie, Andrew was able to experience a diverse amount of emotions such as love, jealousy, affection, being scared, and happiness. Above all, Andrew felt devastated and heartbroken as he overheard Little Miss being told by her father that she “cannot invest your emotions in a machine” (Bicentennial Man, 1999). Unfortunately, Andrew is once more treated as a household appliance and more importantly felt sad, since it was impossible to be with the only person he loved, which was Little Miss. As a result, Andrew gains this desire to have facial expressions, nervous system, and etc.… Nevertheless, it is because of Andrews emotions, which allowed him to persevere and build his true identity, therefore one’s emotions is strictly confined to that individual 's identity. With this concept in mind, one can say that emotions are potent and relevant to one’s being because it adds depth and meaning to them, when compared to other individuals. In addition, these attributes makes an individual more of a different and sophisticated