Video Analysis: Ramsey Cheat Sheet

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John, I would have to say yes, Ramsey's video is geared more towards individuals who are struggling to meet their financial obligations and may not have the disposable income available or enough financial knowledge to invest before paying down their debts. For example, as I mentioned in my discussion post, urging individuals to pay the lowest balances in favor of the highest interest rates indicates the need for accomplishment is a more motivating factor compared to what makes the most financial sense. Regarding your mention of the 5% contribution on an individual’s 401k, I believe this opportunity should change the order of Ramsey's list. Choosing not to take advantage of one’s 401k and company contribution plan is essentially rejecting free

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