Payday loan

Sort By:
Page 11 of 50 - About 500 essays
  • Decent Essays

    Merchant Cash Advance Loans - Bad Credit Cash Loans for Small Business Merchant Cash Advance Loans - Bad Credit Cash Loans for Small Business Critics of predatory lending practices recently turned their attention to merchant cash advance loans, which some people have characterized as "payday loans for business," according to a report published at Time.com. These cash advances for business owners can put them in debt spirals that mirror payday lending cash loans. The Time.com report explained that

    • 818 Words
    • 4 Pages
    Decent Essays
  • Better Essays

    Pay Day Regulation

    • 1351 Words
    • 6 Pages

    Low interest loans from non traditional credit providers do exist, many of these are provided by non-for-profit groups. “Six hundred and fifty services nationwide offer no- or low- interest loans through Good Shepherd Microfinance.” (Stephen Long, 2015) Microfinance is a term for financial services targeted to people on low incomes, welfare or otherwise financially excluded and can not obtain traditional loans. They provide a service that is basically the same as pay day loans but without the

    • 1351 Words
    • 6 Pages
    Better Essays
  • Decent Essays

    You're in a situation that makes you really want to get a cash advance loan, but you've heard negative commentary about these financial products. You can't see any other way out of your trouble, so would getting this type of loan really be all that bad? Payday lending companies charge higher interest rates than the norm because of the relatively high risk of default. These companies typically don't require a credit check, for example, so they can't evaluate the likelihood that the borrower will

    • 676 Words
    • 3 Pages
    Decent Essays
  • Better Essays

    How to avail fast loans? Description: Eligibility criteria are the best aspects of getting fast loans with greater conveniences. You should get into the criteria in order to get an idea that whether they fit to your needs or not. Though fast loans can be easily available but there are few eligibility criteria that need to be abided for sure. If you are intending to know about the criteria, then you have to visit the official site of the lender online. Else you can also make an online survey in order

    • 2181 Words
    • 9 Pages
    Better Essays
  • Good Essays

    more about the various kinds of instalment loan direct lender Description: you cannot have the cash ready always to meet the expenses, arise due to various problems. To encounter them having instalment loan direct lender is the best way as it is designed to suit different kinds of needs. Instalment loans are one of the best ways to resolve your urgent financial needs and eradicate the problems of cash trap. But it is advisable to go for the instalment loan direct lender rather than any other agency

    • 2273 Words
    • 10 Pages
    Good Essays
  • Decent Essays

    directly to borrowers ' bank accounts even these kinds of loans are banned in the state. However, Google 's decision to ban payday lending ads could affect how these companies reach customers. Google recently decided to ban loan advertising for loans with APRs higher than 36 percent according to a report from Theguardian.com. Despite state bans and fewer advertising opportunities to reach consumers, most people can still search for these types of loans in browser-based organic searches, and all evidence

    • 813 Words
    • 4 Pages
    Decent Essays
  • Decent Essays

    information pertaining the involvement of mainstream financial institutions that would have been guessed. It talks about how 22,000 payday lenders extended more than $25 billion in short-term loans to millions of struggling households in 2004. Also it went over how 11,000 check-cashing stores alone processed 180 million checks, which would equal to about $55 Billion. With payday lenders out numbering other local stores and restaurants it is allowing them to be at every corner in low-income neighborhoods

    • 2058 Words
    • 9 Pages
    Decent Essays
  • Decent Essays

    deceptive" practices that impacted average consumers. It is this power that the CFPB has invoked in its war against cash advance loans and other small-dollar, high-risk, short-term loans. The war began almost as soon

    • 1247 Words
    • 5 Pages
    Decent Essays
  • Decent Essays

    Bad Credit Loans

    • 1069 Words
    • 5 Pages

    lenders offering bad credit loans has declined substantially in recent years. Banks and even many credit unions are increasingly requiring borrowers to have at least fair credit, and some lenders will not approve applicants whose rating is less than good or excellent. This has left people with poor credit with limited access to loans from traditional sources. Fortunately, the expansion of online lending has made it possible for those with credit challenges to apply for the loans that they need. What Are

    • 1069 Words
    • 5 Pages
    Decent Essays
  • Good Essays

    economic necessities than of profligate spending” (583). Why are Americans going into debt more today than they did yesteryear? Despite the harm debts are causing the American society, Americans are going deeper into debts because of high interest rate loans and credit

    • 1777 Words
    • 8 Pages
    Good Essays