Personal finance

credit score, these individuals are not able to qualify for a new loan on another house. Fortunately there are other options in buying a house besides qualifying for a loan such as owner finance and rent-to-own. Owner finance allows those who cannot qualify for a loan the ability to have the owner of the property finance them. This option replaces the bank with the owner of the property. It allows one to have the ability of owning a home who has a lower credit score or is still going through bankruptcy

Would you pay 390% for a $400 loan? Most people would say no. Many, however, are saying yes. In the industry of payday loans or cash advances this is just the case. A payday advance or cash advance works like this. A borrower has a need arise, whether from bills or Christmas shopping, and they need a small amount of money. Now, their payday has just past and their credit it less then perfect. They do not have a savings account, and due to their credit they do not have a credit card either. So they

Introduction 1. Chic Paints is a large Limited company. Chic Paints is a limited company formerly part of Ashtead PLC. Ashtead PLC had been a long standing manufacturer of everything from bricks to butter. In 2005 Ashtead PLC decided that its future was no longer viable and therefore decided to change Its business model, over the next few years Ashtead PLC started to sell off or close down those of its subsidiaries that were no longer considered a strategic fit within the organisation. CPL was

Our nation today has become spoiled with instant gratification. Loans and the borrowing system have given the idea that patience is no longer a virtue and that saving is no longer necessary. Material wealth is increased, but so is the idea of false wealth. People have become so bloated with it; therefore they take on more than they can afford. That is what has happened with our nation’s recent wave of foreclosures. Loans have led everyone to believe that they can own a home and it has omitted

Peer to Peer lending is a unique method that links borrowers and lenders relatively quick and inexpensive without financial intermediaries. With technological advances in recent years including the boom of electronic money, transactions in peer to peer lending programs have become more and more commonly used around the globe. This type of financial service carries both advantages (peer to peer communities have a quick and easy online application process for both lenders and borrowers (Schneider 2008))

Hispanic Growth Strategy Updates • Ramon will start his new role as Business Development ____ in October • Stamford FCU kicked off Hispanic Heritage Month (HHM) with a staff celebration on September 15th. For the duration of HHM, the credit union staff will wear buttons wishing members a Happy Hispanic Heritage Month. • Ramon will begin to build relationships and partnerships with community organizations. Ramon has a background in banking, radio, and comedy. Stamford is confident Ramon’s personality

Affordable Auto Insurance With a Decent FICO score A great many people know they have a buyer FICO assessment, however few acknowledge there is a comparative positioning utilized via auto and property insurance organizations to rate a client's potential risk and it is critical to getting affordable auto insurance. Approaches to get affordable auto insurance Fittingly, this is called an insurance score, yet it considers more than exactly how immediately you pay your bills. It additionally consolidates

You can use a reverse mortgage as a retirement tool. Which is better, a home equity line of credit or reverse mortgage? With a line of credit, you borrow money and begin paying it back (with interest) immediately. This makes sense if your needs are short-term and you have the income to pay it back quickly. But what if you need the money for a longer period of time? Then you have to be prepared to make regular monthly payments for some time to come. If you’re like many Canadians living on a fixed

Three Advantages to Getting a Title Loan Versus a Payday Loan If you are in need of a short-term loan, you may have seen one or more of the many advertisements for a payday loan and have thought about getting one. But before you get one of these short-term loans, you need to consider a title loan as an alternative. These types of loans offer many advantages over payday loans. The following are three of the most significant advantages. A title loan has lower Interest rates Because a title loan

The idea of getting your first vehicle loan can feel quite overwhelming and stressful. Many banks, dealers, and other financial lenders are hesitant – or completely refuse! – to contract with someone who does not have any credit. This can really make things difficult, especially when you are trying build your credit. You need a vehicle to go to work, take the kids to school, run errands, and do myriad of other things. South Sound Auto Credit completely understands your plight, which is why they offer