America 's Hope For The Future

In the article, “Should Everyone Go to College?” (2014) Stephanie Owen and Isabel Sawhill discuss how much money it is to go to college. The average upfront cost of four years of college is $102,000 and private schools have a lifetime earnings premium of over $620,000. They explain that among young high school graduates and bachelor’s degree holders, working full-time would be $15,000; 23-25 year-olds with a bachelor’s degree make $12,000 more than high school graduates. Premiums associated with a college degree grow over a lifetime. By age 50 the gap has grown to $46,500 and the total premium for a bachelor’s degree is $570,000, and $17,000 for an associate’s degree. Financial aid has a big role in helping students go to

An article by HO, J.D says, “the National Center for education statistics reports an average tuition of 25,409 for the 2014-15 academic year at four-year colleges and universities.” It’s amazing how costly is to get an education. Where many questions, Should the amount of wealth you make determine whether you attend college or not.? Many students going college are in college debt College expenses are getting higher, every individual that is thinking of going college goes through the financial struggle. As many think of a question of how much income they need to pay college tuition.? In regrade to making their college life, usually, student tend to go school and work. although, going school and working becomes the habit but the student will have a dangerous effect on their study. They would have less time to study and take a rest. Education has given many an opportunity to change the world and taught people to saves other people lives. Now our world has doctors, pilots, engineers, scientist and much more that people are not seeing. The life cycle of humans is amazing where we lose another and get even smarter and betters. In this cycle, many have not have gotten an opportunity to show the talent because of college tuitions rising every year. There have been different college grants and some help on college fee if you are under poverty level. Education should not be compared with the price, we can buy a nice dress with a good price but we cannot buy an education at a price

Over the past decade, it has become evident to the students of the United States that in order to attain a well paying job they must seek a higher education. The higher education, usually a college or university, is practically required in order to succeed. To be able to attend these schools and receive a degree in a specific field it means money, and often a lot of it. For students, the need for a degree is strong, but the cost of going to college may stand in the way of a successful future. Each year the expense of college rises, resulting in the need for students to take out loans. Many students expect to immediately get a job after graduation, however, in more recent years the chances for college graduates to get a well paying job

The U.S. is home to some of the greatest colleges and universities in the world. But with an overwhelming 1.3 million students graduating with an average student loan debt of $29,000 each and with youth unemployment elevated, the question of whether or not college tuition is worth the money arises (The Institute for College Access & Success, 2013). Higher education faces intimidating challenges: continually rising costs, access and completion problems, constant changing of technology, and responsibility pressures from state and federal officials. But no challenge is more intimidating than the fundamental question that many Americans face to ask themselves, "Is college worth the cost?" As a result of the economic turn down, many students who graduate are not finding well-paying jobs, either within their field of study or not.

As a recent analysis, America’s colleges and universities are quietly shifting the burden of their big tuition increases onto low-income students, while many higher-income families are seeing their college costs rise more slowly, or even fall” (Eskow). Though education is the basic human right, most of the people in the U.S. are not being able to gain it as because of its rising cost. Since the 1970s, tuition and fees at public institutions have increased by more than 350 percent, while pay for working- and middle-class households has stagnated. As a result, the cost of a public-college education now accounts for almost 15 percent of the average family's annual income; 40 years ago it was about 4 percent (Kenneth W. Warren and Samir Sonti). The tuition and fees are increasing in such a way that the young Americans aren’t as educated as the young citizens of many other developed countries. The U.S. ranks 14th in the world in the percentage of 25-34 year-olds with higher education (42%).” When all adults of working age are considered, the US is still one of the highest-educated countries in the world. But when this age group is considered, we are falling behind (Richard Eskow). That’s the personal loss for the young people of the U.S. Education is not a privilege of the rich and well-to-do; it is the inalienable right of every people. It is a powerful tool by which people can lift

College is a dream that almost every American wants to come true, however, with the extreme rise in the costs of tuition it is a dream that has quickly turned into a nightmare. “Tuition at a private university is now roughly three times as expensive as it was in 1974, costing an average of $31,000 a year; public tuition, at $9,000, has risen nearly four times,” (Davidson). “For the average American household that doesn 't receive a lot of financial aid, higher education is simply out of reach,” (Davidson). That is why many students have begun questioning the worth of a college degree and if the amount of debt that is received upon exiting college is all for the better. And considering that costs have risen much faster than the rate of inflation, many are starting to believe that college just isn 't necessary any more. However, according to White, economically, the answer would still be a yes. “While unemployment rates for new grads and experienced workers alike have fluctuated throughout the recession and recovery, the earnings premium that college-and advanced-degree holders enjoy over their peers who didn 't attend college has remained relatively stable, and in some instances, grown, according to the report that was released this week,” (White). A study was shown that many college grads are able to get earnings that are significantly higher than those who did not get enough education or only hold a high school diploma (White). Even

money to pay for their education. Colleges are very expensive and need to start looking at it on the student perspective. Students who are graduating from high-school barely come out with less than $3,000 or less.WIENER, J. (2015) Not Every individual is able to pay for college and this just isn't fair. A high percentage of students are independent while in high school and are forced to work because of their parents low income. What happens to that student? Smart in academics, good athlete but because they cannot pay for their proper education they are forced to forget about their dreams.

Hi, today I will be presenting my paper to show how I feel about America and our hope for the future. I think that America can potentially be a better place than it is now, but we have some major work to do. Our country has went downhill in the past few years.

Nowadays, we are always bombarded with the constant studies that show the economic benefits of going to college. For example, one study suggests that the average earnings gap for a high school graduate and someone with a bachelor’s degree working full time is about $15,000 (Owen and Isabel 210). But, all these sources only focus on the economic benefits and they make it seem that the only way to succeed. However, they don’t mention as much the possible negatives and that it might not be for everyone. The biggest obstacle, especially for the lower class students is the high cost of tuition. Which has caused student loan debt to become the second highest form of debt in the U.S, surpassed only by mortgage debt (Owen and Sawhill 212). Even if the student figures that out then there’s the problem of finishing school. Studies show fewer than 60% of students finish their 4-year degree within 6 years, if they finish at all (Owen and Sawhill 218). Then for those who do obtain their degree there’s the

In recent conversations of the increment of the student loan debt, a controversial issue has been whether a college degree is worth getting. On the one hand, some argue that earning a college degree is a major life achievement that some consider to be part of the American dream. From this perspective, we can see that a college degree opens up more opportunities and possibilities of employment with a higher pay and position. On the other hand, however, others argue that many people succeed without college degrees. According to the Bureau of Labor Statistics, of the 30 projected fastest growing jobs between 2010 and 2020, five do not require a high school diploma, nine require a high school diploma, four require an associate’s degree, six require a bachelor’s degree, and six require graduate degrees. In sum, the issue is whether a college or career path is worth the debt or not.

Studies suggest that fifty percent or more of new jobs that will appear in the upcoming decades will require their employees to have a postsecondary education (America’s Promise). However, the rising price of a college education is preventing many students from achieving their goal. This only adds to the number of unemployed young adults and the number of Americans living in property. People always say if you’re tired of being poor then do something about it but it is not as simple as it used to be. In the past thirty years the cost of getting a college degree has increase by 1,120 percent (Mosbergn). Not only that, but if you do manage to get a degree after you graduate you are often left paying off student loan debt. As of 2013, the amount of student loan debt to be paid off has surpassed one trillion dollars. Another reason why many student opt out of going to college is because they believe it is a waste of time. While that may not be the case for all students a recent poll showed that forty percent of college graduates are unemployed and left struggling to pay off a student loan alone with no job

At a time when, employers say that almost every new job in the U.S. will require workers to have more than a high-school education, the chance that students at the bottom of the economic ladder can afford to finish college has taken a turn for the worse. The number of students from all income levels and racial and ethnic backgrounds pursuing post- secondary education continues to grow. But to stay in school, low-income students are taking loans, using high- interest credit cards to pay tuition, working more hours, and opting for two-year schools. Low-income students are choosing two-year colleges for financial reasons even though studies show more of them are academically qualified for four-year schools due to efforts by school districts to push them into tougher, college-prep course. This tuition increase makes part- time students “… face costs they cannot afford while confronting a federal system of financial aid that both is “confusing” and “spends too little on those who need help the most” (Zemsky 3). For full time students this raise also puts a damper in their college fund but it could no amount to the cost of a part- time student who cannot afford their education as a result of their uncontrollable financial situations.

The unattainable “American Dream” seems to be becoming even more of a fantasy as the rising costs of collegiate education deter many from pursuing higher education. Student loan debt is now creeping to an average of $30,000 and there appears to be no end to this rising number. Lower income families find themselves unable to send their children to college without a major financial impact. These kids who are hoping to get a degree of their own, to help support themselves and those they love, struggle to make ends meet as they pay off their loans. College expenses are far too expensive for students because scholarships lag behind tuition fees, the middle class struggles to receive the financial aid it needs, and universities in general believe that they can raise the price of tuition due to the increasing amount of government aid to education

In addition to the over-powering of the government, education reforms are headed in the wrong direction and causing the American Dream to become nonexistent. In order for people to reach the dream, they must be smart, work hard, and go to school. However school prices are rising, causing people to quit school and enter the workforce. The rising cost for a college education continues to outpace families’ earnings. “That’s been a conscious effort to keep tuition down,” said local colleges. College went on to say that the rising health care and pension expansions make it difficult to keep the costs down. Kids need to be able to attend school in order to reach the dream. The average salary earnings of a high school grad is 30,000 thousand dollars while that of a college grad is 45,000 dollars. Lowering costs of a college education would lead to an uprising of more college graduates. This will lead to more pay to more people, which will provide more people the ability to reach the American Dream. The drastic incline of educational reforms have lead to more kids not attending school and making the American Dream less achievable.

At the ripe old age of 18, I have lived in three decades, two centuries, and two millennia and I haven’t even graduated high school yet. My generation has been the most educated group of youngsters yet, and we have been granted the gift of being the first generation to grow up in the ever changing world of incredible technology. Anything we’ve needed has been readily available at Wal-Mart, and all of our food has been carefully stripped of pesky bugs and bacterias. We have been taught how to be successful and done everything experts say to do, from joining every club or organization we can, to maintaining immaculate grade point averages, in order to make ourselves look good on paper. This generation has been made out to seem like everything has been handed to us, that we will go out in the world to successful just because of who we are. However, this is not the case. It seems that sometimes our greatest strengths are also our greatest weaknesses. From the start of our adult lives we are weighed down with the crippling debt that comes with our education, hit with the realization that we are being thrown into an incredibly tough job market, and sliced with the double edged sword that is technology.