The Old Age Of 18

Earning an education could cost you for your entire life, especially if you do not apply for the various types of financial aid. After earning their degree, several students do not earn enough money with the field they have chosen to pay off their debt, making the degree seem pointless. Families that pay for their children’s tuition often wonder, like Linda Lee, if their child is getting what they pay for. Parents pay for the tuition because they do not want their children to miss out on the “college experience.” However, when their child fails to make the right decisions or simply acts their age, it leaves the family wondering if they have made a

The first determinant of one’s fate is their family’s background. Almost none of the children from low-income families made it through college. With the expenses of college today, I’m actually not surprised by that statistic. Of the children from low-income families, only 4 percent had a college degree at age 28, compared to 45 percent of the children from higher-income backgrounds. "That 's a shocking tenfold

In today's generation college students struggle to attend higher education. Tuition has been higher than ever before to attend college. This is true, college students battle to go to college. A book that I read "They Say, I say" mentions, "many families are indeed struggling, in depths of recession, to pay for their children's college eduction." (Sanford, 191). Paying for college funds affect families as well as the student.

As a recent analysis, America’s colleges and universities are quietly shifting the burden of their big tuition increases onto low-income students, while many higher-income families are seeing their college costs rise more slowly, or even fall” (Eskow). Though education is the basic human right, most of the people in the U.S. are not being able to gain it as because of its rising cost. Since the 1970s, tuition and fees at public institutions have increased by more than 350 percent, while pay for working- and middle-class households has stagnated. As a result, the cost of a public-college education now accounts for almost 15 percent of the average family's annual income; 40 years ago it was about 4 percent (Kenneth W. Warren and Samir Sonti). The tuition and fees are increasing in such a way that the young Americans aren’t as educated as the young citizens of many other developed countries. The U.S. ranks 14th in the world in the percentage of 25-34 year-olds with higher education (42%).” When all adults of working age are considered, the US is still one of the highest-educated countries in the world. But when this age group is considered, we are falling behind (Richard Eskow). That’s the personal loss for the young people of the U.S. Education is not a privilege of the rich and well-to-do; it is the inalienable right of every people. It is a powerful tool by which people can lift

College graduates can pull in higher paying employers, therefore the states can benefit by earning money off of these employers. Some children’s families cannot manage to help pay for the fees, housing, meals, books, supplies, and personal/transportation expenses, even with the pell grants and other scholarships being offered to them. Sixty percent of college students stress about not having enough money to pay for school, the other percentage are worried about not having enough to pay their monthly expenses on top of school (“College”). This in return may put a burden on society from becoming booming with well advanced and bold civilians due to the lack of interaction with college level wisdom. Student’s should all have a chance at further promoting their lives to flourish at what they believe they want to become, without having to deal with the later emotional struggles of money. Although graduates may pull in higher paying employers, the

Families are now aiming low when it comes to college- or are simply not going at all. Money could play a huge part in this decision- after all, the cost of college has skyrocketed over the years, and so has the amount of student loan debt. This is something even Leonhardt admits, stating that, because of this, only about 33 percent of young adults get a four-year college degree today, while another 10 percent receive a two-year degree (Leonhardt). And even though many colleges offer financial aid packages, that money may soon be cut and the cost of college will continue to grow. It is true that, in my personal experience, just because a student is awarded financial aid does not mean they have a golden ticket to University. This leaves many desperate students the only option of taking out as many loans as they think they can handle- often more than they should. Debt is not a new issue for America, but it is still a problem. Although David Autor, an M.I.T. economist, laments: “not sending [young adults] to college would be a disaster”, no one can ignore the rising rates of loan defaults, and some think it

money to pay for their education. Colleges are very expensive and need to start looking at it on the student perspective. Students who are graduating from high-school barely come out with less than $3,000 or less.WIENER, J. (2015) Not Every individual is able to pay for college and this just isn't fair. A high percentage of students are independent while in high school and are forced to work because of their parents low income. What happens to that student? Smart in academics, good athlete but because they cannot pay for their proper education they are forced to forget about their dreams.

It should be common sense that those who work hard in school and achieve academically should be rewarded with the opportunity to attend better universities in our field of study. When Caldwell seeks advice from her friends on Facebook, the issue of attending the University of Wisconsin or Rutgers University is controversial. Although some argue that her son should attend Wisconsin “debt be damned”, others contend that the debt is not worth it and he should settle for Rutgers and transfer later if he desires. My view is that debts should be avoided when possible, but people should not be punished for their achievements in the education system. The harsh costs of further education limit the abilities of many middle class people, such as home ownership, job opportunities, and financial independence. Achievement and success should not be limited by being born into a family that provides a decent standard of living. The middle class is being left behind in the wake of budget cuts and higher tuition because many people earn too much to be considered for need based aid and are also incapable of affording skyrocketing tuition, room and board, and many of the other required expenses of higher education without sacrifice and looming loans. The insights of Deborah Caldwell into the costs of college are disappointing because it is just the story of one family that is facing the expense of a necessary part in a child’s education. The decision to accept financial burden to attend a prestigious program or for financial stability and a mediocre experience is a difficult one that society has forced man to make. The values of a community are reflected in their policies, and many across the country have realized the harm of slashing college aid programs. It is important

Middle class families have been finding it difficult these past years to pay their college tuition because of how rapidly the price of tuition has increased. Keith Ellison states in his article “The Argument for Tuition-Free College” that “Cost of attending a 4 year college has increased by 1,222% since 1978”. College tuition has risen at rate faster than we could afford, making it more difficult for middle class families to find the funds needed to give their children a college education. You will think that families making at least $100,000 a year would find it easy to cover tuition costs for their kids but in fact it’s the exact opposite. According to EAB’s article “Think Your College Is Affordable for Middle-Class Students? You'd Be Surprised” it

In today’s society, it is said that having a college degree will have long term benefits. However, for some people, they wonder if college is worth it. The reason why is because of the cost of attending college. Unlike public schools, going to college is not free. Being able to attend a four-year accredited college with scholarships is almost deemed a miracle. Being able to choose which school to fit in your price range is almost heart breaking. The cost of attendance will increase based on accreditation and location. You cannot pay for college with cash money alone. With the help of financial aid, students are given money based on their parent’s income. For some low poverty students, the hopes of getting financial aid is their way to college. For others, parents set aside a trust or college fund to give to their children. Another way students pay for college is through scholarships that they earn locally, through the state, or even on a national scale. However, when the scholarships run out, a student is forced to take out student loans, and the steps after taking the money are not told until after graduation. The student debt rate is overwhelming in this country. No one wants to talk about it because it is being swept under the rug.

When parents first start realizing that their firstborn son is about to go to college, the feeling brings at least two concerns to their mind. First, they are saddened that their little boy is all grown up and about to head off into the world on his own. Second, the parents realize that they are about to get a huge hole in their bank account due to the fees that colleges require. The cost of college is so high that is forces the student to work at least one part-time job while attending college and causes families to worry constantly about the child in college.

The expanding gap between the cost of college education and the growth of household income is also putting a restraint on the higher education ambitions of many American families. Amid 2000 and 2013, the average level of tuition and fees at a four-year public college rose by 87 percent; during that same period, the median earnings for the middle fifth of American households grew only 24 percent. That's a tendency that education researchers predict isn't sustainable. This gaps represents a a variation in the idea of college education from a social to an individual

Students from all over the United States are told all through their life that they need to attend college if they ever want to be successful, however, this is far from the truth. Often schools are culprits for driving students to attend money driven colleges, in other cases it is family. While schools all too often make the push on students to continue their schooling, parents can cause the same situation, as they may not have a degree and be working a low-paying factory job. Now kids already don’t want to be like their parents when they get older, so seeing them suffer in poverty or barely above the poverty line can cause some dissatisfaction, further seeking a degree to live a life that they never got. What many

The most problematic issue pertaining to the high costs of college tuition in America is that fewer students from low-income families are going to college. Unaffordable college tuition costs is proving to be driving away thousands of low income students from the opportunity to attend college. Even with an extensive range of student aid programs from the government and various private sources, students from low-income families are consistently finding themselves in a situation where they simply do not have the financial means to attend college. To put things in perspective, according to a report submitted to Congress by the Advisory Committee on Student Financial Assistance states, “Enrollment at four year colleges for low-income students decreased 14% between 1992 and 2004, as the

According to Katey Troutman, 04 Apr. 2016, the average middle class family makes about 52,000 a year. At most public universities, only about 19 percent of full-time students earn their bachelor’s degree in about four years. Studies show that only 59 percent of students who began as freshmen at a four-year college in the fall, received their diplomas within six years. Across the nation, only about 50 of more than 580 public four-year institutions graduate a majority of their full-time students on time. Most students are smart enough to go to a community college to get their general education done, and then go onto a bigger college to finish getting their degree. The problem with community college is that five percent of full-time students earned an associate degree within two years, and 15.9 percent earned a one to two-year certificate. Most students that end up finishing college, end up going in debt. Depending on the college that some students want to go to and how long they want to go for, even if they are paying for about a third of their college tuition, that probably won’t pay for all the years that they want to go to college. The only problem with that is there are some parents out there who expect their kids to pay for college themselves. According to “When should you start saving for college? - NerdWallet”. 09 Sekar (2014.) Students should have their parents saving money for college before they are even born. From 2009-2010, the average tuition at a public four-year university was $15,000, and at a private school it was $35,000. College has doubled in price in the past decade, than what it was back