On Tuesday, November 14, 2017 the US House of Representatives passed the 21st Century Flood Reform Act (HR 2874) with a whopping 237 to 189 vote. If passed by the Senate and the President, the bill would extend the National Flood Insurance Program (NFIP) for another 5 years. The NFIP, which saw another devastating year of flood claims, is set to expire on December 8th. Our agent, Brian T. Ford, has read the entire bill and has provided us with his highlights below. 21st Century Flood Reform Act Highlights: Extends the NFIP until September 30, 2022 Decreases the maximum annual premium rate increase from 18% to 15% Provides flood insurance affordability programs for eligible low-income households The administrator of the NFIP, the Federal …show more content…
Increases the amount of surcharge from $25 to $40 for primary residences Decreases the surcharge from $250 to $125 for non-primary residences located outside of special flood hazard areas Increases the
Federalism is a system of government in which things likes states share power with a national government. The United States government functions according to the principles of federalism. There are a lot of things that happen in the world that cannot be explained. Hurricane Katrina is one of the worst natural disasters in American history that raises this question like why or how did this happened. Hurricane Katrina was an extremely destructive and deadly tropical cyclone that was the costliest natural disaster and one of the five deadliest hurricanes in the history of the United States. It was the eleventh named storm, the fifth hurricane, and the third major hurricane of the record-breaking 2005 Atlantic hurricane season. The hurricane was so disastrous, there was no help for days after it hit. A lot of lives lost because of no communication and bad execution of a hurricane that was aired to hit the United States.
The need for water in all of society is of the upmost importance in order for humankind to survive. The United States Geological Survey (USGS) states that the Earth’s surface is made up of about 70% water and only 3.5% of the water is fresh water suitable to consume (Perlman, 2013). In order to have the resource of water that society needs, companies such as the Trinity River Authority (TRA) are formed in different communities around the globe. Water supply and reclamation companies range in size and structure from public to privately owned and run.
Ignoring the fact that much of New Orleans was below sea level and the three listed places aren't, I think we can all agree the answer is no---but not for the reasons you think. Also forgive me, many are direct quotes.
“Johnstown flood” is a short story written by David McCullough. This story talks about the miraculous survival of a little girl named Gertrude. Gertrude’s sheer luck got her up the hill safely. Of course, with the help of several people she met along the way. I think that this is an extraordinary act of how worked together and some people put his/her life at risk to save a small child that they didn’t even knew. I fell that this is a great example of how human beings come together in times of need and extreme danger and in the way that we try to protect ourselves from disaster.
In the Washington DC area, it is not at all uncommon to see flash flood warnings scroll across the television screen, but nothing comes of it other than some rain. This past weekend, however, during Memorial Day weekend, Ellicott City, Maryland, which sits just outside of the beltway, experienced a horrible flash flood. The death toll still has yet to be announced, as cleanup and the search for survivors has just begun. Two waves of intense flooding hit the town unexpectedly, and with little warning. The town is a quaint little area with cute shops and storefronts, which sits in a valley, and the main street cuts a swath between two higher vistas. Several storms had been forecast earlier that day, and heavy rain was expected, but no one could have predicted such devastation, in such a short amount of time. This is the second massive flash flood to hit this area in as many years, leaving business owners, and residents alike, stunned and heartbroken.
Also known as the “Great Flood of 1889,” the Johnstown flood occurred when a local man-made dam failed, unleashing millions of gallons of water and causing utter destruction in its wake.
Good morning Mr. Chairman and Members of the Subcommittee. Thank you for your attention on this important topic. I am Madison Myones, Mayor of New Orleans, making an assessment of sea level risk in Orleans Parish, Louisiana, where 85 percent of the residents support funding additional research into renewable energy sources (Marlon & Howe, 2017). I speak on behalf of the citizens of Orleans Parish where our unique culture and vibrant heritage are under constant threat due to the impending risk of climate change and potential sea level rise that could engulf our entire county. Already we are seeing more coastal loss in Louisiana than anywhere else in the country; I fear that if sea level rise continues to go unchecked, our county will not
The hydrographic basin area affected is around 435 miles in width and 723 miles in length which totals close to 320,000 square miles. The flood area was 30,000 square miles. In St. Louis, the floodwall built out of interlocking concrete blocks in the 1960’s, kept the flood out. If the flood had been 2 feet higher, the whole downtown area of St. Louis would have been under water. It is estimated that most of the 700 privately built levees failed or were destroyed on the Missouri River. River levels were almost 20 feet over flood stage. The Missouri River was flooded for nearly 100 days. (Wikipedia)
River Murray Waters Agreement (RMWA) signed by the federal, the Commonwealth, New South Wales, Victorian and South Australian governments agreed on the control of the Murray waters in 1915.
A flood can be defined in many depths but is simply water where it isn’t wanted. In late 2010 Queensland was affected by major flash flooding this continued on into the beginning of 2011 and ¾ of Queensland was declared a disaster zone.
This spring, record breaking floodwaters along the Mississippi River caused massive damage in nine states, totaling over $25 billion dollars in damage (Watts, 2011). In most areas the floodwaters have receded, however there is concern that even a little rain could cause more flooding due to the already saturated land. As cities and towns are beginning the restoration process, one thing caused by the flooding waters cannot be restored. Pollutants’ such as nitrogen from fertilizer, due to this area being primarily composed of farming land, is making its way toward the Gulf of Mexico. Every year pollutants traveling in the Mississippi River enter the Gulf and contribute to the Coastal Dead Zone; however, this year the Dead Zone in the Gulf
The Pew Center on Global Climate Change reported in September 2011 that the number of flood damages in the Northeast continue to rise. In Wilkes-Barre, PA, 75,000 people were evacuated as the Susquehanna River crested at a record of 42.7 feet. An estimated 5,400 homes and business suffered some sort of flood damage during that event, and 124 sewage treatment plants were affected by the flood, with 14 of them spilling raw sewage into waterways. Reports indicate that mold infestation, which can cause adverse health effects, is now a major concern among residents in Pennsylvania and New York. One organization, the Pennsylvania Department of Environmental Protection, will be preparing a report for citizens in the affected areas on this issue. This study will formulate a plan using clinical epidemiology to guide the opinions and actions on dealing with this issue. Three types of mold that could develop from flood damage and the associated health risks with the different molds will be examine and a plan outlined for communication of key information to health practitioners who will most likely treat the symptoms of mold. This study will compare three methods that could be used to decrease mold of exposure to mold along with advantages or disadvantages of each. Three talking points will be formulated that the Pennsylvania Department of Environmental Protection can use addressing community concerns on health risks associated with mold and the preventative measures
It was a Monday afternoon in Colorado. Although the cloudy skies promised some rainfall, I decided to hop on my bike and attend my night math class anyways-- little did I know that Colorado will experience the heaviest rainfall and one of the largest floods in its history. However before I was halfway in my route, the rain started to fall harder. Soon the sidewalks became flooded, so I joined the cars on the main road. Much to my disappointment, my bike started to wobble beneath my body as it gave into the currents’ much stronger force. I finally managed to pull to the side, but I was already wet from top to bottom. And as I stood there in the harsh rain, I asked myself, “Is this really worth it? What have you got to lose?” Although there was
Click, click, click, the sound of channels flicking past one another. Flashing images pop up on every station, but one just happened to catch my eye. It was the local news station, and the pictures contained horrific sights of massive flooding happening throughout the Queensland area of Australia. Blood was racing all through my body; the thoughts of my parents being in danger made me want to throw up. I had to go down there, I just had to. I quickly switched my TV off, grabbed my keys and rushed to my car.
Floods and hurricanes occur every year, the consequence? Hundreds of people die and building and houses get destroyed. Then why do people still live in flood zones? There are several reasons why, one being that people enjoy the coastal view, people just want to live near their families, or because of houses in flood zones are cheaper. After a person does buy a house inside a flood zone, he/she would have to buy flood insurance, but they aren't just paying the full price themselves. Other peoples' tax money pays for half of the flood insurance, and a lot of them don't even live in flood zone areas! This is why I think building houses in flood zones should be banned, but I'm the only one who thinks this...