Case Analysis : Delma Banks

2400 calls per sales person / yr.  to reach 30,000 prospects , citibank would require 12.5 sales people (30000/2400)  at a cost of $18000 / sales person, total cost of direct sales approach is $225000

Once a long sixteen years were over for McCormick, the case reopened, McCormick was granted a new trial, the DNA testing was proved false, and a criminal court jury found McCormick not guilty of all charges for the murder of Nichols. McCormick, who was fifty-five years old at the time of the new trial, was now a free man. After the trial, McCormick stated, “I hope they get the right person and convict them. I had nothing to do with it.”

Clarence Harrison and David Ranta cases are similar due to the fact that it shows the main goal for our criminal justice system is to seek justice. Harrison was wrongly convicted of a crime due to a flawed eyewitness testimony and DNA blood test. His armed robbery conviction at the age of nineteen also played a major part in his case, because it allowed his face to be put into a lineup of suspects. The victim who was sexually assaulted picked out Harrison as the man who attacked and raped her at the Marta Bus station. Sophisticated DNA blood testing was not even available during the time of Harrison’s conviction. The blood test administrated could only rule that Clarence was one of the eighty-eight percent of the population who could have committed the sexual assault. Unfortunately, Harrison had no clear alibi, and eyewitness testimony the jurors found him guilty of rape where he served seventeen years before he was later exonerated.

November 20, seven of the accused appear on Judge William Callahan’s court. The youngest defendants, Eugene Williams and Roy Wright, were transferred to a juvenile court. On October 1, 1934, Police in Nashville arrest two lawyers whom allegedly intended to blackmail Price with $1,500 to change her statement. January 23, 1936, Haywood Patterson is declared guilty and is sentenced to 75 years in prison. On January 24, 1936, while he was being taken back to Birmingham Prison, Ozie Powell stabbed one of the officers who accompanied him, Deputy Edgar Blalock, in the throat. The other officer who was in the car, Jay Sandlin, shot Powell in the head. Powell and Blalock survived the event. Throughout the dates of July 12th through the 16th of 1937, Clarence Norris’ third trial ended in a death sentence while through July 20th through the 21st, Andy Wright’s trial ended on conviction and he ended up with 99 years in prison. In August of 1952, Hayward Patterson died of cancer and in August of 1959, Roy Wright died. In the year of 1937 throughout the dates of July 20-21, Andy Wright’s trials ended in conviction and he was sentenced 99 years in prison. The same year

The case of Rubin (Hurricane) Carter has been a heated issue for the last 34 years. In the last year a new movie, The Hurricane, starring Denzel Washington has once again brought this case to the foreground of discussion. The question argued has been is Rubin Carter innocent or guilty of the murders he allegedly committed on June 17, 1966 in the Lafayette Grill in Paterson, New Jersey. The proof is undeniable that Carter is innocent. He had an unfair trial where the police played a

Several minutes after the shooting, a local police officer discovered a Remington 30-06 rifle along with a wealth of physical evidence, as follows: an overnight bag containing assorted toiletries, two unopened cans of beer, a portable radio with the number “00416” scratched on its side, (later discovered to be James Earl Ray’s inmate number while a prisoner at Missouri State Penitentiary), a pair of pliers with “Romage Hardware” stamped on the handle, a Memphis newspaper dated April 4, 1968, a brown paper bag on which “Homestead” was printed and men’s underwear. Also found was a cardboard box that contained Bushnell binoculars and a paper bag and receipt from York Arms Company dated April 4, 1968, along with cartridge and some ammunition.

Case Analysis: Alpen Bank The main issue that Alpen bank is facing is whether or not they should launch the credit card business in the Romania market and which group of target audience they should select while applying the launching strategy. Moreover, specifically to Carle, he needs to come up with a program from which, Alpen bank can generate at least €5 million in profit within 2 years. Moreover, clarified positioning strategy and customer segmentation is also needed to secure the success of the program. In the case, it seemed that Alpen had the opportunity to act since economic environment in Romania had changed from 2006 after its entering into the EU: the economy there was developing; a

In 2006, Net Bank recognized that there were some significant operating deficiencies and started to restructure the company in an effort to resume profitability. The company shut down or sold several businesses. Some of the shuttered companies included FTI, payroll and finance services, non-auto (RV, boat and aircraft) loans and the subprime/non-conforming mortgage companies. The independent auditor, Ernst and Young, resigned in 2006. Net Bank’s mortgage operations suffered greatly. Net Bank normally originated loans and resold the loans to other financial institutions on the open markets. Some of the loans that Net Bank sold did not meet the underwriting guidelines and Net Bank was forced to repurchase these loans from the other banks. Since

FirstBank & Trust is headquartered in Lubbock, TX, where it began as an equipment finance and mortgage servicing company, hereinafter referred to as “FirstBank” or “the Bank”. In 1996, the investors purchased a bank charter in White Deer, TX, then relocated it to Lubbock, TX and opened the Banks doors with $10 million in assets under the supervision of the Federal Deposit Insurance Corporation (FDIC). As of September 30, 2015, the Bank had 245 employees with 8 branches across West Texas with total reported assets of $788,502,000 and total reported deposits of $656,917,000. FirstBank has evolved from a focus in equipment finance to a primary concentration in commercial banking.

On the other hand, the case of Daniel Taylor, who was convicted of murdering two people also, had a solid Alibi with paperwork and witnesses to support his alibi it seemed almost impossible for the jury to find him guilty. But on “December morning in 1992, 17 year old gang member, Daniel, confessed to a double murder committed two weeks earlier in the Uptown neighborhood. (Chicago Tribune)”. The case was built upon Taylor’s confession.

We recommend in the first phase to expand the credit card business into India, the Philippines, Taiwan and Thailand. These are fairly stable untapped markets. Our strategy is to focus generally on the high status groups in these markets. The cards should be issued in the local currency but include an option for Taiwan customers to use US dollars. In the next phase enter into Malaysia, Australia and Singapore. Again focus on the high status groups in these markets. We don’t recommend expanding into Indonesia due to the

Chase Cardmember Services (CCS), the credit card-issuing business within financial services conglomerate J.P. Morgan-Chase, found itself at a critical juncture at the dawn of the 21st century. Faced with an array of converging forces, both internal and external, CCS would have to redefine itself if was to survive going forward. The prior fifty years had seen the emergence and growth of the of credit card industry. The concept began as an issuance of a deferred payment plan (a line of credit) by retailers to their favored customers for purchases on those retailers' goods and services--to be tracked on an imprinted card, each with unique information on it (per customer). Banks got hold of this concept, began issuing credit

Maldives Bank is one of fast growing bank in Maldives and they have opportunity to expand their market operation. They can use different alternative strategies. Therefore for the growth of the organization strategies such as substantive growth strategy, limited growth strategy, or retrenchment strategy can be used.

Askari commercial bank commenced its operation in 1992 and the main headquarters of Askari bank is placed near AWT Plaza. Askari bank comprises of 326 branches all over the Pakistan, I was given the opportunity to experience internship in the branch Bilal Plaza, Haider Road Rawalpindi. It was my golden chance and first step of my professional life. Askari Bank expanded its department in three story building to deal with unique desires and facilitates the customers appropriately. It comprises of ten departments and twenty three employees. The significance of the bank can be calculated, keeping in view the other businesses and currency markets located in the vicinity. The environment of bank is very dynamic and attractive. The branch is well managed; staff is well mannered and hardworking with enormous devotion. They are committed to their work and always prepared to assist other staff members in case of any emergency. They also cooperate with internees while providing information related to their work and the bank. The bank manager of this branch is Ibrahim Ur Rehman. Gentleman is very superb natured and conscientious. The bank held a great image in public for making good relations with customers and providing them vast services. To operate the operations of bank every staff member has access of software called Flex Cube using their own account present on the server.

Through reading the article titled "Citibank: Performance Evaluation" and performing my own in-depth case analysis, I was able to analyze the issues Citibank California was confronted with and determine possible solutions to help run their business more successfully. Although Citibank is a well-run corporation that made necessary improvements in an effort to gain a competitive advantage over their main competitors, Bank of America and Wells Fargo, a main area that needs improvement is clear: customer satisfaction. As Frits Seegers, President of Citibank California, identified, without improving customer satisfaction, the extreme success