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Case Study Hcs/490

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Case Study Comparisons

Part 1

Complete the chart below that differentiates the following insurance types.

|Plan Type |Characteristics of Plan (5 to 7 characteristics) |Target Audience for Plan |
|Indemnity Plan |Able to choose hospital and doctor, Fee for service, deductible, |Individuals and Families |
| |co payments, | |
|Preferred …show more content…

y/provider/day |
| |coinsurance | | |
|Preventive care/Screening/Immunization |No charge |No charge |No charge |
|Diagnostic Test (x-ray, blood work) |$35.00 copay or 20% of coinsurance if copay |Office visit copay or 20% of coinsurance |Office visit copay or 20% of coinsurance |
| |limit is researched | | |
|Level 1 Prescription Drugs |$25 copay/30 day supply |$15.00 copay/30 supply |$15.00 copay/30 supply |
|Emergency Room Services |20% of coinsurance |$350.00 copay/facility/day |$250.00 copay/facility/day |
|Emergency Medical Transportation |20% of coinsurance |20% of coinsurance |20% of coinsurance |
|Urgent Care |$75

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