Case Study On Financial Performance Of State Bank Of India

1. Key success factors & company performance…………………………………………………..3 2. Bank perspective regarding the performance…………………………………………………..7 3. Bank financing perspective at the end of 1998……………………………………………….10 4. Management perspective regarding the bank financing………………………………….13 5. Exhibit 1 – Annual Income Statements (1994-1997)………………………………………17 6. Exhibit 2 – Annual Balance Sheets (1994-1997)……………………………………………..18 7. Exhibit 3 – Quarterly Income Statements 1997……………………………………………….19 8. Exhibit 4 – Quarterly Balance Sheets 1997………………………………………………………20 9. Exhibit 5 – Forecasting………………………………………………………………………………………21 10. Exhibit 6 – Annual Ratios………………………………………………………………………………….22 11. Exhibit 7 –

Abstract : Analysis of financial statement of a company is an important because it is useful to obtain Information

In order to ascertain how well a company is performing, analyses must be done in regard to the business being stable, including its’ ability to pay debts, how much cash or other liquid assets are available, and whether the organization is viable enough to continue operations. These analyses typically look at income statements, balance sheets, and statements of cash flow, where current and past performance will be studied with the goal of predicting how the company will perform in the future.

In the case of Assessing a Company’s Future Financial Health, the case concentration is on SciTronics, a medical device company, performance measures based on the organization’s three primary financial data sources in Exhibit 1 & 2. Utilizing the 9 steps of corporate financial system, I will be able to analyze the financial health of the company to assess whether it will remain balance over the ensuing 3-5 years. The measures are grouped by focusing on “Financial Ratios” such as: 1.) profitability measures, 2) activity measures, and 3) leverage and liquidity measures. Using the financial data sources, I would be able to make recommendations regarding SciTronics 126 million loan request.

Non-financial performances are important to predict the future performance of the company, and can provide supplementary and increasing data apart from financial data for decision making of

Analysis of the company’s Balance Sheets and Income Statement for the 3 year period ending 2008 is showing current financial situation of the company is

The key financial indicators for evaluating financial performance of any bank are Profit Before Tax, Capital Ratio, Adjusted Gross Leverage, Loan Funding Ratio, Net income, Assets and Liabilities, Equity and Share Holders return.

Table 6: Profile of financial ratios of The ICICI Bank for three financial years post merger (in percentages)

Money has time value in the financial investment market. The time value of money affects to a greater extent to many investors. So investor has to take account of time value for money. When investment is made in securities, it is found that volatility is more. Every person wants to save money and the money saved by those persons they do not keep it as idle and invest that money to make appreciation money. They are number of investment alternatives. The choice is up to investor who wants to invest according to their interest and it depends upon the rate of return or the amount of return and risk expect from the individual. Some individual want high return and ready to take high risk. Investors who want to take high risk will go for equity they earn more returns. If the individual does not want to take more risk they will prefer for depositing in banks. Investment in mutual fund, debentures, bonds, preference share, Govt. Securities, treasury bills etc. Where the individual get a fixed amount and who do not take risk are called as a risk averse. Thus this study is mainly concentrated to find out the risk and return analysis that has been associated with the banking sector of the BSE Bankex and also to know the relationship between banks return and market returns. The chosen topic is the banking sector from the emerging sector now. The training has expose me to many facts of an organization and also helps me to gain practical knowledge and known Risk &

Economic performance is whether the company strategy and its execution have contributed to the ultimate performance. Economic performance is mainly reflected in four aspects: profitability, operating capacity, solvency and ability to resist risks. Economic performance can be shown in the impact of managing cost, the effect of property management, the influence of the distribution of capitals, and the composing of the shareholders ' equity return rate. The standpoint of profitability evaluation is economic added value and the rate of rise (profit). Choosing EVA in the net assets income rate, the return on total capitals and income per share index, this evaluation of enterprise profitability can reflect the condition of capital net income and capital gains, this is also the development trend of enterprise performance evaluation index. Besides, sales revenue (profit) growth rate index is used to measure enterprise growth. Operation ability can promote firms to enhance capital management, increase the service efficiency of property and improve profitability. The primary evaluation indexes are: stock turnover, debt receivable turnover and permanent assets turnover. The strength of the debt paying ability is the economic and fiscal status of a company . Moreover, it is a significant measure of business control. Primary indicators are worth debt ratio, liquidity ratio and acid test ratio. Anti risk capacity is the ability to prevent the adverse effects of various factors in the

When evaluating the financial performance of various banks one must turn to the financial statements that they supply each year to the public as required by the Comptroller of the Currency, the Federal Deposit Insurance Corporation ( FDIC) and the Securities and Exchange Commission (SEC), if it is a publicly traded bank. The annual 10K report that is filed with the SEC along with the corporate websites of the financial institutions that are being looked at are good places to obtain the data necessary to evaluate growth for specific bank and to be able to compare it to other banks.

When evaluating the financial performance of various banks one must turn to the financial statements that they supply each year to the public as required by the Comptroller of the Currency, the Federal Deposit Insurance Corporation ( FDIC) and the Securities and Exchange Commission (SEC), if it is a publicly traded bank. The annual 10K report that is filed with the SEC along with the corporate websites of the financial institutions that are being looked at are good places to obtain the data necessary to evaluate growth for specific bank and to be able to compare it to other banks.

Singh Jagwant (1993) in his book is concerned with trends and changes in productivity with particular emphasis on employee and branch productivity in the Indian banking industry. It determines the level of productivity and its growth during the period 1969-85. The 22 public sector banks i.e. banks of the SBI group and 14 nationalised in 1969 have been taken up for the study. The study attempts to make cross-sectional and intertemporal analysis on the basis of 17 indicators. The indicators have been divided into 3 categories which measure labour productivity, branch productivity and financial productivity. T-scores have been used for giving ranking to the banks. The ranking of the banks reveal that most significant improvement in the ranking was achieved by Indian Bank and Indian Overseas Bank. From the SBI group the performance of State Bank of India was better.

I SALI C.S hereby declare that this Placement Training Report entitled “ANALYSIS OF PRODUCTS OF KERALA STATE FINANCIAL ENTERPRISE LTD THRISSUR” by me in partial fulfillment of the requirement for the degree of BACHELOR OF BUSINESS ADMINISTRATION under the University of Calicut.

The idealism of superior to expected profit for the primary quarter of the money related year 2017-2018. Portable pinnacle organization Bharti Infratel shares top the rundown in adding to the Nifty hitting the record breaking point of reference of 10,000. Be that as it may, yesterday the organization detailed 12% decrease in merged net benefit to Rs 664 crore for the June quarter of the current monetary. HDFC Bank detailed 20% expansion in net benefit for the quarter finished June 30 yesterday remained the second pointwise benefactor in driving the file to record highs.