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Child Identity Theft

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Victims of Child Identity Theft
We never think something could happen to us until it does. So, before excluding yourself from these circumstances, think twice and consider protecting your children.

Identity thieves want access to your kid’s personal data. Here are three real-life stories highlighting the challenges of child identity theft.

Jalessa’s Story

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At the age of 8, Jaleesa entered foster care. While moving to six different foster families, someone stole her identity to apply for a credit card.

When Jalessa decided to get her first credit card at 21-years old, her application was denied. Her credit report revealed that she had payments in default due to identity theft.

For nearly six months, she talked with the credit bureaus …show more content…

Going to the doctor will become a hassle because their records will not match their identity.

Moreover, college loans may be denied and the DMV may link them to criminal activity.

In the book “Child Identity Theft: What Every Parent Needs to Know” by Robert P. Chappell, Jr., the author explains how the economy is drained by this crime. It costs us over 60 billion dollars a year.

Emotional consequences are also associated with identity theft. Since the situation is so exhausting, parents and even teens may suffer sleepless nights. People may feel anxious worrying about their unsecure information.

The negative circumstances can result in embarrassment. Some parents blame themselves for mishandling their important documents. Others don’t report the crime because they believe they are responsible for falling for the scam.

It’s a frightening situation. Similar to physical boundaries, when emotional lines are crossed, people become unsafe and manifest feelings of sorrow, anger, and bitterness.

In 2012, “Maryland became the first state to enact legislation targeting this unseen theft.” The state government now gives parents and guardians the authority to preemptively freeze their child’s credit …show more content…

Advocates applaud the state’s efforts to ensure child identity security.

How to Protect Your Kids
Child identity theft is real, and it’s to your benefit to be proactive, rather than reactive, about your child’s safety. Here are a few ways to minimize your child’s risk of identity theft.

Be mindful of the warning signs.
Sometimes, criminals do leave behind clues. So, don’t ignore them. For example, a notice from the IRS stating that your child owes money is an indicator of fraud. If you receive collection calls for services you’ve never paid for, contact your credit agencies immediately.

2. Destroy personal documents.
Don’t just throw away your important documents. Any papers with personal information, including SSNs, birthdates, and addresses, should be shredded or burned immediately. Criminals can’t benefit from damaged records.

3. Be smart online.
The Internet has become a breeding ground for scams. From deceptive emails to misleading sweepstakes, thieves are trying their hardest to access your data. Purchase items from secure, encrypted websites. Use strong passwords and anti-virus software. And if something seems too good to be true, avoid

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