In today’s competitive marketplace, most businesses wish they could provide current and potential employees with comprehensive dental care benefits. “Dental plans rank as the third most important employee benefit, just behind health and retirement.”18 According to Cathy Smithwick, dental practice leader at Mercer Consulting, dental coverage is the “visible benefit because on average 75% of employees will use a good dental plan.”19 Dental benefits not only increase employee satisfaction and morale, but they can also cut down the hours lost due to dental issues. According to Oral Health in America, “employed adults lost more than 164 million hours of work each year due to dental disease or dental visits.”10 A recent study from NADP shows that …show more content…
Discount dental plans present flexible, affordable dental benefits that are easy to implement and practically effortless to manage. They provide businesses with an ideal way complement their existing benefits and offer a more balanced benefits package. Many businesses are using discount dental plans to offer dental benefits to the people that are rarely covered by traditional dental insurance, including retirees, part-timers, seasonal workers and uninsured …show more content…
Furthermore, discount dental plans save businesses valuable company time with convenient dental benefit solutions free of tedious paperwork hassles. By giving employees the freedom to choose their own plan, businesses are relieved from the burden of picking dental benefits to fit the unique, individual needs of their diverse workforce. Discount dental plans allow businesses to award their employees with the peace of mind they deserve and the affordable dental care they
Oral health has a direct impact on the general health, hence, it is important that all Canadians have adequate access to dental care services. Over the years successive Governments have reduced financial support to programs delivering dental care to most vulnerable populations. As a result, many low income families and other vulnerable groups have been unable to access dental care. There is further escalation in the disparities in oral health care among Canadians, as the number of Canadians losing dental care benefits continues to increase. Also, higher oral health care costs can be expected in the near future due to shortage of health care professionals.
Most of the plans have a higher deductible, which allows the person holding the policy to have lower premiums. In order to control costs and compete for contract, the plans offer many managed care features (Valerius, Bayes, Newby, Seggern , 2008).
Along with dental procedures, I observed various work dynamics while shadowing. I realized that social responsibility, leadership, teamwork, and communication are all important factors in a dental office. I am thankful for my past experiences that helped me to develop all of these skills. While shadowing I saw that it is crucial for a dentist to communicate not only with his staff but also with his
As a single employee with high demands on dental needs, I want to select a PPO medical insurance with dental plan so that I can see my dental doctor under the insurance plan to reduce my cost.
Hundreds of years ago, the dental profession and the medical profession was perceived as two separate entities, however, this bifurcated health system has created an epidemic in oral disease with our aging population (Nagro, 2016). Dentistry should be more closely integrated with medicine and the health care system, however, organized dentistry has fought to stay a monopoly. They have protested regarding dental personnel being independent, even in the advancement of serving more rural areas, just as they repelled being part of Medicare. Finally, there are a few states that have alternative choices for a dental hygienist to travel to people who can’t get to a traditional dental office. Some of these states include Minnesota, Colorado, Oregon,
Many low income areas have dental therapists as part of their local dental team. Many people in these areas have never been to a dentist or do not go every six months as recommended this poses many other health problems. There has been case studies and data showing that in these areas dental health
Blue Cross and Blue Shield will review the report and materials, taking into consideration alternative adequate Course of Treatment, and will notify you and your Dentist of the estimated benefits which will be provided under this Benefit Section. This is not a guarantee of payment, but an estimate of the benefits available for the proposed services to be
A dental discount plan is a form of dental coverage that you can purchase that will allow you to access a number of consistent discounts on pretty much any type of dental procedure out there. Listed below are just three of the many reasons to consider dental discount plans.
Discount dental plans are becoming increasingly popular. They tend to be more affordable, whether annually or monthly, and provide significant savings with participating dentists. These plans provide pre-negotiated discounts for most dental procedures, cover pre-existing conditions, eliminates the hassle of deductibles, less paperwork and there is no cap on the total savings.
That said, dental insurance plans are not highly desirable by a lot of dentists. Basically, this means less pay plus more work (especially more paperwork.) It is important to not over-insure nor under-insure so it is important to assess your situation when purchasing adequate coverage. Furthermore, you should keep in mind that all insurance plans have restrictions such as annual maximum payments and pre-existing conditions.
Finding the right group Washington D.C. dental insurance plan is no easy task. There are so many companies and plans to choose from. You have to balance the importance of features like premium levels and provider selection with the cost of each plan to your small business. At Zenefits, we're here to guide you through the process of selecting affordable group dental insurance that's as good for employers as it is for employees.
The economy plays an important factor of what people want to spend their money on. Dental/ oral health care is important to most people in today’s today world. Since the dental/ oral health industry is very big there are many trends that are arising such as the cost of dental care increase or decreasing, market of the industry and lastly global dental industry.
I feel Wal-Mart reasons for giving their employees the 50 options is because every one of their employees has different needs that are important. By offering a flexible health plan employees can tailor the plan that fits their individual needs. For example, a single mother with children would need additional benefits than a single person without children that is in good health. A senior who is covered by his wife’s benefit plan, but her plan does not cover dental benefits. Another example, a mature adult who is caring for his/her aging parents may need assistance with family care. With Wal-Mart offering a wide variety of benefits can enhance their competitive edge and can attract new employees and retain present personnel who
Most view medical and dental coverage as the most important option within their benefits package. Medical coverage usually includes doctors visits,
Although many Americans have good oral hygiene due to fluoride and making everyday good decisions, others do not have any access at all to oral health care. Over the years, dentists have been trying to demonstrate the importance of oral care. (“Access to Dental Care”) From commercials to campaigns, dentists will continue to demonstrate to their patients as well as to the people who don't have insurance the importance of oral health care. They will teach them preventative care and some techniques on how to prevent from getting any diseases.