Attachment, is an order against someone’s real or personal property to collect a debt.
Mechanics, someone who provides services, labor or materials for the improvement of a company, they put a lien on the property to collect the debt.
Judgement, when a person wins a judgment in court and still owes someone else money. The creditor can file a judgement lien to recoup their money from the won judgement granted.
Tax lien, a lien on someone’s home because they did not pay their taxes, can be real or personal property. A tax lien takes priority over any other lien.
21. Define bait-and-switch advertising. Present an example of this form of advertising. This is a form of false advertising. They intentionally ran an ad without ever having the product in the store. When a store advertises a discounted product to get consumers to come in to the store, when they arrive they tell the consumer that they already sold out. Initially they just wanted to get people in to the store to shop and didn’t really have the discounted product at all.
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Define and distinguish between disparate treatment and disparate impact. Disparate treatment is an intentional discrimination, they were singled out and treated unfairly at their job, suspicious behavior toward a certain ethnicity and disparate impact is an unintentional discrimination and used under statistical measures and how it affects certain groups, employment policy or practices.
23. Define employment-at-will. Present three (3) exceptions to termination rights under this doctrine. Is a US Labor Law, employees can be released from employment at any time for any reason without having “just
The process of establishing if an action/policy is discriminatory can be very challenging. However, a number of theories seek to differentiate actions that constitute discrimination and those that do not. Disparate treatment Theory is amongst the most commonly used theories that have been used to ascertain whether an act or policy amounts to discrimination or not. The theory argues that one is subject to discrimination if they are treated less favorably than others are in similar situations (Bent, 2011).
Disparate impact is neutral employment practices or procedures that often unintentionally, result in unequal treatment.
This writer understood disparate impact as an unfair, biased, or discriminatory decision that is made by an employer towards and employee or perspective job applicant on the basis of personal opinion or ideologies.
any other indebtedness or liability of the debtor to the secured party direct or indirect, absolute or contingent, due or to become due, now existing or hereafter arising, including all future advances or loans which may be made at the option of the secured party.
Debt capital: borrowing someone else’s money to finance the business under the condition that the money plus accrued interest must be paid back in full by an agreed upon date in the future
Disparate treatment is a worse offence than adverse impact because adverse impact is not necessarily intentional, and disparate treatment is intentional. Based on ethics, if a disparate treatment case is proven, it says very bad things about the employer, and depending on the case, it says the employer has been acting races, sexist, or engaging in a different form of discrimination. Adverse impact can have the same results as disparate treatment, but it does not mean the employer was discriminating on purpose. It is still bad, and the employer should not allow it to happen, but it is not quite as bad as disparate treatment if it is not intentional. Overall, both are very bad, and employers should do everything possible to avoid these kinds
According to §3670-3572 of the IRS Code, the IRS can place a lien on all of Ms. Smith’s property because Ms. Smith has not paid the assessed taxes including interest, penalties, and costs.
1. to preclude the company from trading out of its temporary insolvency, thus resulting in creditors not being fully paid in respect of their debt; and
The main difference between disparate treatment and disparate impact is the intentions of the employer. Disparate impact involves a policy which the employer may not have intended to be discriminatory, but affects one particular group more than another. Disparate treatment involves action by an employer which is definitely intended to discriminate against a particular group, such as different pay rate for women and men. There are several kinds of disparate treatment claims that can be brought against an employer. A claim can be brought against an employer that is paying women less than men that are performing the same job duties. Another claim against an employer could be the lack of promotion based upon gender. Ultimately any employer that
Disparate impact and disparate treatment both refer to discriminatory practices. Disparate impact is frequently referred to as unintentional discrimination, while disparate treatment is intentional. The terms adverse impact and adverse treatment are sometimes used in place of disparate impact and disparate treatment. Disparate impact occurs when policies, procedures, practices, rules or other systems that appear to be neutral result in an inconsistent impact on a protected group. For example, testing every applicants and using results from that test that will inadvertently eliminate certain minority applicants unreasonably is disparate impact. Disparate treatment is intentional employment discrimination. For example, testing a particular skill
The USA is the land of opportunities. However some people do not want to use them, but
It relates to the usufruct of assets and properties. Here it means To transfer the usufruct of a particular property to another person and exchange for a rent claim from him
“…a contract whereby one person lends or agrees to lend a sum of money to another, in consideration of a promise express or implied to repay that sum on demand, or at a fixed or determinable future time, or conditionally upon an event which is bound to happen, with or without interest.”
A lien or tax lien is usually imposed by the government on the property of a citizen when they fail to pay taxes. The lien is imposed on personal property as well as on real property. It is seized in order to get the tax money back. In a situation like this, an individual can lose their business as well, thus cutting them off from any kind of source of income.
Debt recovery is the act of identifying a defaulting debtor, establishing contact with him and working in consonance with him to recover the amount due to the creditor. There are debt recovery agencies which specialize in such areas. Sometimes these agencies are just a subsidiary of the entity to which the money is due and sometimes, they are external companies which engage in debt recovery in return for a commission. Some others buy the debts due to a company and then attempt to recover the same on their own accord.