Throughout my life I intend to make several large financial purchases, but the most important of these are paying for college, and buying a house and a car. Payments for college is largely important to me, as I plan to pursue many years of education for my final career goal as a doctor. This is a large educational goal for me, but with this comes a large financial goal to pay for this. My credit union is able to help make wise financial choices firstly through providing information to me. Just through information alone, I can learn which types of savings and loans work best for my situation and future goals. There is much room for me to learn about different methods that I can save and use money and this will be largely beneficial for me to …show more content…
Firstly, my credit union can help by allowing me to get a credit card and begin developing and building my credit. Also, I can take out loans from my credit union to help me pay for large expenses as I am developing in my career and working to become financially stable. As a part of this, I would, of course, pay off these loans after I have developed within my career and become financially stable. This is great because the credit union will help me financially while I am working within my career to achieve more and cannot afford something like a car or a house on my own. Piano Lessons Commonly throughout my everyday life, I find myself to become overwhelmed with schoolwork and responsibilities. However, I use my piano lessons as an escape from this. Music allows me to have an artistic and creative release from these pressures. Like so, I often sit down to play the piano and find that just simply practicing distracts my mind and brings me at ease. The concept of creating beautiful music for others as well as relaxing my own thoughts has a deep impact on my life that no other activity has shown itself to provide. Junior Model United
I saw a ridiculous amount of talent exhibited by young musicians that afternoon, but I noticed one thing all the pianists had in common: their faces remained blank throughout their performances. “How are they sitting so still while they play? My piano teacher has to stop me from swaying like a boat when I play the Arabesque,” I thought to myself. By the end of the recital, I realized that my earlier failure was not fruitless. That day of defeat was the day that my passion for music became clearer than ever. Though I was not the best pianist in state by any means, I loved my music. I played because I chose to, not because my parents forced me to practice for hours and hours to perfection. I understood for the first time that if I have passion for what I do, I cannot
My career goal is to become a Recreational Therapist. Recreational therapist typical help those with disabilities, illnesses, or injuries, whether children or adults. Through recreation-based treatment programs they help maintain or improve a patient’s physical, social, and emotional well-being. According to the bereu of labor statistics employment of recreational therapists is projected to grow 13 percent from 2012 to 2022, about as fast as the average for all occupations.
I foresee a credit union of the future benefitting me time and time again. This is because life is a constant cycle of saving and spending money. No matter if I am saving for a small ticket item or a big ticket item, I need to have a secure place to do so. Credit unions are a terrific choice no matter the amount being saved. The reason a credit union is the way to go is that credit unions benefit the members who are saving money, unlike banks who focus on increasing profits in order to benefit the stockholders. I can use this knowledge to my benefit in the years to come. I, like many other high school seniors, am currently saving money for college. College is not an inexpensive endeavor so I need all the help I can get. By saving my money at
Every single day had to include practice, regardless of where I was. For a year straight I practiced at least two hours every single day out of the 365 days of the year. I practiced on Christmas, my birthday, holidays, and friends’ birthdays. This work ethic gave me the opportunity to play pieces I truly never imagined myself playing. Moreover, Irina also shaped my personality. Through stressful situations and long days of work, Irina taught me to enjoy what I was doing and to believe in myself. If I came across a challenging part in a song, she always found creative and efficient ways of practicing. Irina always kept a positive attitude through hard work. Finally, Irina taught me how to aim for long-term goals and, more importantly, how to achieve them. In Mozart’s piano concerto in D Major, a nearly 60-page song that extends over 20 minutes, we started working early maintaining the goal in mind. Despite my significant amount of hardships at the young age of 14 including having
After about half a year, I got my answer. My family moved out of an apartment and into a house. Our old furniture and pictures were put into their places and among them was an old upright piano positioned beside the living room. It was an ancient Baldwin which hadn’t been tuned in a decade. However, it had all 88 keys and it was something I could play on. So I played. I played classical, jazz, pop, and even a bit of country. The difference was that it was my decision. I didn’t feel any obligation, just curiosity and the feeling of achievement when finishing a song. I didn’t know that the measly 15 minutes a day I spent practicing would turn into hours. I didn’t know that I would stop looking at the clock to check if I completed the allotted minutes set aside for piano practice. I stopped limiting myself and as a result, it became easier to get lost in the
The typical teenager has a playlist of music on their phone of the newest music from the talented recording artist of this century. That’s not me, I am the kid with classical music blaring until I drive my friends into complete boredom and playing foreign music until my family questions whether I’m truly an American. The “good” music of today falls into the genres of pop and hip-pop, but the music lacks a story. I have always felt like an outcast who is searching for his purpose through words and music helps me find myself. I began to take piano lessons at the age of six with numbers of different teachers from old ladies who play on Sunday mornings at church to Broadway performers turned worship pastors. Each one of these teachers left an imprint
College can help you save money, for your courses. In Source D, written by David Leonhardt, he says, “First, many colleges are not very expensive, once financial aid is taken into account.” David explains that financial aid can help lower the amount of money spend on courses can help any individual seeking college, because not everyone student attending school has that much money. Another reason is because of what a kind of degree a student receives in college. David says, “College graduates……are also
College is the perfect time to start being smart with your money. If you start saving and being responsible now, it can save you a lifetime of pain and debt later on! We 've rounded up some financial experts to share their advice.
Credit unions are usually more lenient than banks when it comes to repayments and may give you more time to pay them back if something goes wrong for you.
College can be daunting, especially when it comes figuring out how to finance it. For myself, I will rely heavily on scholarships and financial aid. Saving and making money over the next years will be crucial for myself. Financing my education may cost a decent amount of money, but the rewards that I will obtain from a college education will be far greater.
There is no question that college is one of the most mentally and financial stressful times in a students' life. With the cost of education continuously rising year after year, it becomes a lot more important to have financial litteracy. The amount of students who do not know about the financial avenues and ways of saving they can use for college is astounding. I spent my last few months in high school helping students who knew nothing of financial aid or how to apply for scholarships and grants. Both of these financial avenues are extremely important, especially if a students' parents are not able to cover college expenses. It is important to have financal litteracy when companies, wether they are private or through the school, come to students
Ever since I was a child, the piano had captured my interest. I had taken classes, but, being so young, I had neither the attention span nor hand-eye-coordination for a successful piano-playing career. Even through my years taking piano at BASIS and improving tremendously, I hadn’t considered myself a piano player, or pianist, per say. There was a specific event, however, that changed this perception of myself. Buying a new, professional digital keyboard led me to accepting my identity as a pianist.
A number of benefits are also found in playing the piano. A music specialist, Brenda Dillon, said “Playing the piano has always added joy to people’s lives, but we’re just beginning to understand the full range of its benefits.” Studies have shown, playing the piano builds motor skills and hand-eye coordination. In older adults, it helps reduce depression and anxiety. For younger players, research has shown higher test scores than their peers, especially in math. They are also looked upon to be more reserved (Baldassini, 2010, para.
Credit unions tend to offer higher interest rates on savings or offer lower rates when it comes to loans. If you were to put in any amount of money into savings, over time the outcome would be a lot higher than if it were to be with a bank that offers lower interests on savings. This also benefits those who are wanting to buy something with a loan, with lower interest on loans, money is saved in the process through course of time. For example if your going to get a car loan or house loan, it is a wise choice to go with a credit union.
Piano has always held a huge part of my life ever since I was a young child. Starting at the young age of four years old, I loved playing it. I practiced diligently for hours every week knowing that when it was my recital day, seeing how proud my parents were of me was worth the time I put into each song. Sadly as the years went by, I became busy with different activities like volunteering after school, homework, and other extracurricular activities. Ever since I stopped, I felt a small part of my life missing. Music brought me so much happiness and gave me a creative outlet and emotional outlet at the end of the day. I the missed deep feeling of satisfaction I received when hearing the harmony and melody work together to create something