Final Portfolio: Assignment Analysis

Many people have an easy road to get a higher education, many don’t because we all come from different culture, society, and social class. Also, the general public has their own complications in their life. Unfortunately, money is the biggest problem that almost all people have to face and during their college life, it is hard for students to manage money for tuition fees, bills, and for the food and shelter. “Community College Students Face a Very Long Road to Graduation” is an article written by Ginia Bellafante and published by The New York Time on October 3, 2014. In the article, Bellafante has written about the LaGurdia Community College student, Vladimir de Jesus academic life and also talks about why Community Colleges have low graduation rate.

“Today’s living feels like a struggle to survive”,” Money is always a big issue”,” I can’t study if I don’t have the money for it”. That was my way of thinking recently, but a month before this course commenced I started to think differently. I said to myself, “I need to look for more information on how to be able to pay for my studies”, “Student Loans might provide me with the money I need to start studying again”, “I’m going to apply for the President’s Scholarship, writing a 2 page essay explaining why I deserve that scholarship”. My new way of thinking about money brought me my most recent identity as a student in the International Academy of Design and Technology. Then I got my books, including Becoming a Master Student which made me realize even more the power of “Positive Thinking”. Now I know that money may be a primordial need but not an obstacle, that there are resources that can help me achieve my goals. Now I’m confident that by planning ahead and adding additional control to my personal finances I will be able to have enough money to complete my education.

College tuition has been an increasingly intense topic of discussion over the years. The costs of higher education have been debated by many people, and it has been discussed as to whether costs are becoming too high for students to afford. College has become more and more popular, and now as many as 20 million students attend universities reported by The National Center for Education Statistics (1). The value of a college degree is immense, but college tuition is becoming too expensive for students to afford, and furthering the problem are students’ lack of knowledge on how to pay and earn money towards their college degree.

Finally, the most difficult challenge students face in college is a financial hardship. Many students come from various walks of life and sometimes determining one’s financial capability to offset college costs during the early stages of can be problematic. Some students come from well to do families who have a tremendous capacity to pay full tuition without external assistance. These particular students do not require financial aid or scholarships, as they can meet the institution’s financial requirement regardless of what level in college they may fall under as the source of wealth is derived from the family or families. Other students, however, come from impoverished families whom solely depend on financial aid and work full time or part time

You probably already knew that higher education leads to debt. If you don’t do something about it, you will have to deal with having to pay money for years. Chances are that you are not thinking about your future yet. I understand if you haven’t thought about your future yet. Here’s how I know you probably haven’t thought about it because many of my colleagues have told me that all they thought about in high school is about their girlfriends or boyfriends and not about their college education. Therefore, I’m giving you advice because many past and current college students have been in the same place you are right now. The future may seem far away, but time passes by in a blink of an eye. In no time, you’ll be applying for the college of your dreams. As I researched, I found that most college graduates are left with at least

Financial support has played an important role for college students, especially for university students, whose family could not support their education after they have graduated from high school. Due to this situation, students have to go through a lot of problems with their tuition fees to be able to continue with their education. They always need a large amount of money besides paying for the tuition but also for living, and students have to go through a lot of problems with their tuition fees in order to be able to finish their career on time and earn a better living in the future. Some students will choose to go to work part time while at school, so they can pay for their fees and their own expense, such as gas, foods, and clothing. On the other hand, most of students will choose to take out loans from somewhere else, such as the bank or federal loans. This way, students who choose to take out a loan could focus on their education without worrying about how to pay for their fees. It is very important for students to acknowledges and be aware of the different types of student loans, and all the requirements before students decide to obtain a loan. Because of the raise in tuition leads to the existence of the student loan debt is a burden that is a financial impact on lifestyle changes, such as postpone couples to get married, to have children, to buy a house and to save for retirement.

There are many scholarships available through Western itself that can provide quite a bit of money for you to get through college. Some scholarships are very

Kevin Carey’s goal for writing this essay was to reach out to college/university faculty, and Student Affair professionals to call to their attention the crushing problem of students loans and debt and emphasize the need for income-based loans in favor to the system that is now in place that causes students to fall further into debt due to high

this will help get you noticed by good universities and receive good scholarships (Top 10 Tips for Planning and Paying for College, 8). Moreover, applying for as many scholarships as possible both big and small could be of great help (Students Share strategy to Avoid Debt, 11). Lastly, getting a part time job starting your freshman year can help if you save at least $6 out of every hour of your pay for all of your 4 years of high school, this might be nearly enough to get you through 1 solid year of college (Paying for College without Loans, Scholarships or Looting Your Parents’ Retirement, 14). The best solution of these listed would probably be getting as many scholarships as

To begin, the first issue explores how the present price tag of college has increasingly become more expensive and continues to rise every year. Many students are attending colleges that they are unable to afford out of pocket. The result of this is students turning to alternative means to pay for college, which is primarily accepting large amounts of loans from organizations such as FASA (Free Application for Federal Student Aid). Therefore, many students accumulate large amounts of debt throughout their time in school due to lack of proper preparation and research of the type of loans they are receiving. Despite the high level of educational debt that looms over our nation today, a large majority of students still choose pursue their educational goals in obtaining a degree.

Financial support has played an important role for college students, especially for university students, whose family could not support their education after they have graduated from high school. Due to this situation, students have to go through a lot of problems with their tuition fees to be able to continue with their education. They always need a large amount of money besides paying for the tuition but also for living, and students have to go through a lot of problems with their tuition fees in order to be able to finish their career on time and earn a better living in the future. Some students will choose to go to work part time while at school, so they can pay for their fees and their own expense, such as gas, foods, and clothing. On the other hand, most of students will choose to take out loans from somewhere else, such as the bank or federal loans. This way, students who choose to take out a loan could focus on their education without worrying about how to pay for their fees. It is very important for students to acknowledges and be aware of the different types of student loans, and all the requirements before students decide to obtain a loan. Because of the raise in tuition leads to the existence of the student loan debt is a burden that is a financial impact on lifestyle changes, such as postpone couples to get married, to have children, to buy a house and to save for retirement.

I really do not obtain any financial help from my mother due to the fact that she is a single mother taking care of all expense on her own back at home. Therefore, I take care of all my expense such as apartment rent and utilities, car expenses, groceries, etc. I know that ATC would open up new experiences and would allow me to broaden my horizons by building relationships with my fellow Aggies. Any sort of financial help to attend ATC would be greatly

As the cost of education increases, many students search for assistance to help cover that cost. That form of assistance could come from burdensome financial aid or a scholarship that provides the student with an education free from debt. That’s why I am writing you today Mr. Alan Hall on behalf of the Student Scholarship Committee, bellow we have outlined the (1) the benefits to the student, (2) the benefits to you, and (3) how you can take action to help.

During the late seventies, when Carter was president, a lot of the restrictions were lifted on student loans. This made it easy for low income families to send their children to college. I quit my factory job and off I went to college. I chose a college as far away from home as I could – a whole three and a half hour drive away. That is pretty far for someone who has never been more than an hour from home for more than two days. On the first day, during registration, I realized that a whole new world opened up right in front of me. I experienced so many

College students usually do not understand that there should be a budget set between the things we want and the things we need. Today I will be informing you how to save money so that you are able to save money throughout your college lives. ( thesis and purpose statement)