Finding Stable Low Income Housing Essay

33.7% of people who are homless will stay homeless for more than a year. This means that a large majority of vulnerable individuals such individuals living in poverty will stay living in a shelter or on the steets for more than a year until they are able to get back on their feet.Having a home is something many of us take for granted and until we face the the reality of seeing more individuals living under briges and on the corner of our communities. Becoming homeless can happen to anyone. Immigrants are more vulnerable to be be homelessness and stay homelessness than a resident (Thurston, Roy, Clow, Este, Gordey, Haworth-Brockman, & McCoy, 2013). They lack social support, not enough resources available, shortage of

Every New Yorker has the right to a safe and affordable place to live in. New York’s shortage of affordable housing has reached a crisis point. Poor and elderly people throughout New York City are at a greater risk of homelessness and forced low-income residents do not have food or medical care to stay in their homes. A sinful structure of homelessness in New York City is New York’s shortage of affordable housing. Millions of New Yorkers are desperate to find affordable housing and tens of thousands are forced to live either in dirty shelters or on the streets. Recent data indicates that nearly 60,000 people, including more than 23,000 children, stay in the city’s main homeless shelter system (Guelpa). A small amount of poor renter households received a housing subsidy from the local government. Little assistance is being provided which means that most poor families and individuals that seek assistance

Within each service area there is a host of many options available. Specifically, under the Public and Indian Housing is the Housing Choice Voucher Program, commonly referred to as Section 8 Housing. Section 8 is the federal government's major program for access to very low-income families, the elderly, and the disabled to afford suitable, safe, and sanitary housing in the private market. Housing choice vouchers are administered by the local public housing agencies (PHAs). The

The United States government provides housing assistance for the elderly or disabled with low income statues through various programs in the form of rental assistance or affordable housing. However, most of these governments housing assistance for the disabled or elderly persons are managed through the local public housing authorities (PHAs). Several other agencies providing the same government benefits includes the local Department of Housing and Community Development, the individual State Housing Finance Agencies and the Rural Development offices through the U.S Department of Agriculture (USDA). Additionally, some financial aid channeled toward the housing assistance programs are retrieved from the U.S Department of Housing and Urban Development (HUD) as well as the USDA’s Rural Housing Services. Within this paper, several aspects of the housing policy for the disabled and the elderly persons will be delved into in brooder details.

Often it is housing, that absorbs high proportion of income that can cause Americans to become homeless. Twelve million homeowners and renters pay more that fifty percent of their annual earnings for housing. This percentage is astonishing high for the county who has the best weapon system in the world. Although, several programs were developed such as the US Department of Housing and Urban Development (HUD) to stabilized homelessness, America should not have a large amount of homeless people, we should take care of our own people. According to National Coalition for the Homeless (“In a survey of 24 cities, people remain homeless an average of seven months, and 87% of cities reported that the length of time people are homeless has increased in recent years (U.S. Conference of Mayors, 2005)”). Seeing children and families living in shelters should not be permitted, in this great nation. Instead of interfering with other countries well being, America should focus on its own citizens. Investing in increasing developing affordable programs would prevent people from becoming homeless, and be in

Homelessness affects upwards of 3.5 million Americans annually and has been a historical problem since the 1700’s (Cronley, 2010). People who are homeless do not always choose the situation they find themselves in, but to be more precise, are the victims of a social system that neglects to help them with they first become at-risk of becoming homeless (Edison-Brown). According to the Joint Studies for Housing Studies (2017), almost thirty-nine million American households are living in homes that they have difficulty meeting the required funds to pay for monthly. To illustrate, a person who has a rental home, on average, needs to earn $21.21 per hour to afford a two-bedroom home in the United States (Family Promise, 2016). The poverty line for a family of four is at $24,300, and for someone to achieve that line, they need to be earning at least $11.70 per hour

Structural factors, such as the availability of low-income housing exacerbate on the already burdening individual factors. The rise in homelessness is mostly due to the decrease in the number of low-cost housing units. Nowadays, families were struggling to consolidate their current situations because they are unable to afford the housing need (Thomas Betar, 2012). Inadequate of affordable housing is one of the contributors of homelessness (Ghee WY, Omar RNBR, 2015). A large number of low-income people have been forced to move. Nearly 6,000 people older people who are aged 60 or above in Victoria need to pay the rent of more than thirty percent of their salary (Ronaldson, 1999). The shortage of affordable and available housing straightforwardly harmonizes to levels of homelessness and inadequacy income and insufficient of

The cost of housing is on the rise and many become homeless because they that are not making enough money to afford the cost of housing. The cost of health care and insurance has risen dramatically over the past years. For families living low or middle incomes that can be devastating. Families or individuals that lack health insurance, a sudden illness, chronic disease or accident can be financially devastating. Many people don’t understand the problems homeless families are facing and most families are homeless because of finical situations or because

It is often easy to castigate large cities or third world countries as failures in the field of affordable housing, yet the crisis, like an invisible cancer, manifests itself in many forms, plaguing both urban and suburban areas. Reformers have wrestled passionately with the issue for centuries, revealing the severity of the situation in an attempt for change, while politicians have only responded with band aid solutions. Unfortunately, the housing crisis easily fades from our memory, replaced by visions of homeless vets, or starving children. Metropolis magazine explains that “…though billions of dollars are spent each year on housing and development programs worldwide, ? At least 1 billion people

One of the simplest pieces of knowledge we acquire in elementary school (for future growth and development) are the three basic needs a living organism requires for living: food, water, and shelter. However, not everyone has access to all of these essentials. Homeless people are faced with awful conditions and suffer more due to poor weather conditions, diseases, and lack of safety. There hasn’t been much progress on this issue, and if this continues, the number of homeless people will only increase. In a few states the topic is being named as a “statewide emergency”, but unfortunately this problem is national. Instead of focusing on state programs, local programs and non-profit organizations to fix the housing issue, we must all contribute to ending this epidemic. The National Alliance to End Homelessness (NAEH) released an article stating, “In January 2015, 564,708 people were homeless on a given night in the United States” (Snapshot of Homelessness). We must develop a solution to end long term homelessness immediately. The best way of solving this issue is to provide stable long-term housing, which is a term used to describe the home’s environment and financial status.

Homeless families compose a fraction of the homeless population as they “represent roughly a third of the homeless population in the United States (U.S. Department of Housing and Urban Development, 2010), and approximately 1.5 million children—1 in 50 youngsters—are homeless each year in the United States” (p. 389). These homeless families often struggle to find permanent residency as a collective unit. There are several types of housing situations available for homeless families such as temporary housing, transitional housing settings, and shelters, yet the housing situation for homeless families often causes stress for families as stability and a secure home is always in question. “The lack of stable, consistent housing is the central, defining characteristic of families experiencing homelessness, distinguishing them and their experience(s) from those with stable housing who experience other correlated conditions (e.g., poverty)” (Kilmer, Cook, Crusto, Strater, and Haber, 2012, p. 394). Homeless families often seek different types of housing usually by first reaching out to temporary shelters in emergency situations like domestic violence that often lead to homelessness, which provide services for children and families. There are many challenges families encounter in the process of seeking permanent housing.

Affordable housing in the United States describes sheltering units with well-adjusted housing costs for those living on an average, median income. The phrase usually implies to applied rental or purchaser housing within the financial means of lower-income ranges specific to the demographics of any given area. However, affordable housing does not include those living in social housing owned by government and non-profit organizations. More specifically, the targeted range for housing affordability sets below 30 percent of a household's annual income, including all applicable taxes, utility costs and home owners insurance rates. If the mean income per household breaches the 30 percent mark, then the agreed status becomes labeled as

I believe everyone can agree that far too many families are cast into the cold and unknown due to the rising cost of housing

Housing affordability is a perennial problem in Australia and has worsened significantly over the past three decades.

Those who rent from private landlords do not only tend to, on average, pay almost double the rent of a person living within social housing but also are twice as likely to live in a residence the Government would class as a “non-decent home”, a residence in disrepair and one that does not meet health and safety standards (Jonathan Owen, 2014). The undisputable growth of private renting sector is not limited to England but is also noticeable in Wales, Scotland and Northern Ireland. In wales the private rental sector represents 14% of total housing, the private rental sector in Scotland has doubled over the last ten years as more than three hundred thousand properties have been sold and in Northern Ireland private landlords own more properties than councils and housing associations combined according to national figures provided in 214 (Jonathan Owen, 2014).