Less desirable and low value cars are cheaper to insure
When I was 17 I wanted to own a Ferrari and live life in the fast lane. Even if I could have afforded the car, then I couldn 't have afforded the insurance to cover it. At 17 you are brand new to the world of driving and statistically you are more likely to make an insurance claim. Mixing high-powered cars with inexperienced drivers is not something car insurance companies are super-keen about, the chance of a claim shoots through the roof with the price of the premium following it. When you are young and inexperienced, buy a low-powered, low value car to try and keep your car insurance premium to a minimum. If it is worth less then it will cost less to fix/replace when in your youthful exuberance you crash it. The same logic actually applies to everyone, the lower the value of the vehicle and the lower the car insurance policy will be in most cases. Sports and premium cars will always cost more to repair in an accident so the insurance will reflect this. New cars now feature myriads of anti-theft and driver aids that in many cases will help to reduce the cost of insurance so keep an eye on the spec sheet when looking at a new car. A good rule of thumb is that less desirable and low value cars are cheaper to insure.
Age is a concern
I mentioned it above and it bears repeating. Generally the younger you are the higher your car insurance premium. This is down to inexperience and the youthful belief that bad things
During high school, I always wanted to buy my own car. I began to research how to go about purchasing a car as a teen. I noticed that it's difficult for teens to get car insurance on their own. I began to wonder why it's so expensive for teens. Car insurance is now my biggest problem with buying a car.
rebuilding themselves all the way up to this day. Although a lot has changed such as the body of
Truck driving is a job that people have a passion for. People don't just wake up thinking I wanna get a job truck driving. It's a passion and commitment because the process is not easy. Especially when you have to go state to state some people can't handle the days away from there family and 2nd they can't handle the on the road life period. There are great outcomes though especially when you a have years behind this career.
Teenage drivers are more likely to get into an accident than someone who is in there 30’s. This is mostly because of maturity in the brain. Scientist have proven “that critical parts of the brain involved in decision-making are not fully developed until years later at age 25 or so.” Teen drivers do not think about what could happen, or the lives they might have in
Firstly, teenage drivers cause higher insurance rates. This is due to the high risk of fatal crashes for those under the age of 20. Since many teenagers are caught
Fact: Not necessarily. Many car insurance companies offer young drivers discounts for completing defensive driver s credits. Others give students below the age of 25 discounts for exceptional academic performance. Students can also get discounts by installing air-bags and anti theft devices. By availing of these discounts, a student driver can definitely enjoy affordable insurance rates.
Pretty much as figuring out how to drive a car can be an energizing knowledge, finding cheap car insurance for 18 year olds can be a similarly difficult undertaking for a youthful driver. Most youthful drivers would rather helpfully overlook the requirement for insurance on their cars as they graduate as affirmed drivers from their particular driving schools. In any case, is it truly that hard to discover great and cheap car insurance for 18 year olds? Absolutely not
As cell phones become more popular, texting while driving is becoming the most widely known cause for car accidents among teens. The alarming rate of incidents where texting is involved is getting more parents worried and warning their children about the danger of texting while driving. Parents are urging the fact that drivers should pay attention to the road and traffic, not their phones. A popular study of 18 to 24 year old drivers showed that 66 percent of them have texted while driving. Since texting while driving is becoming more popular many states are passing a law to ban the use of any cell phone device while in a vehicle. Texting while driving is an important issue that is causing many deaths and those who cause these deaths and
In the recent years, the United States government has been enforcing stricter mandates on auto manufacturers to create safer vehicles, and on construction companies to create safer roadways. Matthew Jensen wrote a dissertation for the Graduate School of Clemson University titled, A Methodology for the Analysis of In-vehicle Operating Data and Design of Intelligent Vehicle Systems for Improved Automotive Safety. In his abstract, Jensen evaluated the future of vehicle manufacturing and traffic-related incidents. Of course, every year more vehicles are manufactured, which in theory means the number of miles driven in vehicles increases. He points out how the World Health Organization (WHO) found that automobile crashes was the ninth
It was a cold December night shortly after dusk, a likely setting for an event that would prove to be life altering. As fate would have it, this would be the night that I lost the material possession that truly meant the most to me. I would lose the one thing that gave me much pride and joy and excitement. I often think back and liken us to a newlywed couple, for we had only been together for 18 months and were still very much honeymooning. It was a night, a moment, that even now scoffs and mocks me as I travel thither and yonder with her replacement. But she can never be truly replaced and to call my current fix a replacement seems like a sort of blasphemy.
This shows that teens do not take driving seriously and also do not realize what can happen to them if they continue with bad driving habits. In fact, insurance rates are high enough as it is for teens now. If they get into a car accident, the insurance rates will sky rocket, their parents may have a hard time being able to afford the insurance. Traffic crashes are the leading cause of fatalities for teens. As stated in a magazine, “Drivers ages 16 to 19 are four times more than likely than older drivers to crash” (Brophy). This quote shows that teen drivers are involved in more traffic accidents then older drivers. It has much to do with the young drivers not being safe and making horrible choices while they are driving or in the car with another person. If teens engage in the driving education course, they will definitely become more knowledgeable about all the safe ways to drive when their parents do not have to ride with them anymore. Teen drivers are involved in many car accidents due to unsafe driving habits. A course on safe driving will give the young driver behind the wheel more experience.
It’s a dark rainy night. You and your family are coming home from a late night family party. As a car is coming through an intersection another car cut in front of it. The driver decides to hit the brakes so you can avoid the car, but as he presses the brakes, the car loses control on the slick wet road. He is not able to gain control and at that point he has endangered the lives of himself and many others on the road. This is just one example of the many types of things that occur in our streets everyday. All that would have been needed to avoid this situation would have been a traction control system in his car, which would have detected that the car was skidding and would have applied the brakes to
Since I was a child, I have always dreamed I could have a car which belongs to me. I still remembered when I was four years old, my parents gave me a remote control car as my birthday gift. After that day I started to fall in love with cars.
These cars operate from a rechargeable battery and gasoline. The engines are smaller so that they will be able to accommodate the 99% of time when the car is not going uphill or accelerating quickly. The battery is used to give extra acceleration power if needed. When the car is stopped, hybrid gasoline motors can shut off and run off their electric motor and battery. These cars are aerodynamic and the tires are often stiffer and inflated higher to reduce dragging.
I could feel the cold brisk air brushing up against my skin as I ventured through the darkness in this vacant parking lot on a dreary Sunday night in November. I could see a car in the distance and began to approach it. The car appeared to be an old rusted out vehicle with extremely tinted windows that were dark like death. As I looked inside the vehicle I noticed that the car was as clean as a crystal. Not a speck of dust could be found on the interior and the floor mats were completely spotless. It was as if the vehicle had never been driven before. I then put my hand on the door and proceeded to step inside of the vehicle. As I did so I felt a sensation through my whole body that made me tingle. It was an unwelcoming sensation as if I was entering a whole new world. As I sat down there's was a smell, a sheer clean smell similar to that of a fresh load of laundry. Goosebumps came about all over my body as adrenaline rushed through my veins. I put my hands on the steering wheel and my mind took me into another dimension. Taking a glance in the rearview mirror I could see a mysterious person approaching the vehicle. As I examined the person I came to the conclusion that this must be the owner of the vehicle. I noticed they were dressed in all black and carrying what seemed to be a grocery bag of some sort. In panic, I got out of the car and looked at what appeared to be a male figure. The man was very masculine and tall. His mere presence was enough to strike fear into