How A Public Option?

Millions of people couldn't afford health insurance before the ACA was passed. The ACA made health insurance affordable and eliminated discrimination against those with pre-existing conditions. Before the ACA, insurance companies would drop or increase premiums due to a late developing "pre-existing condition" and "unrelated cancer surgery." The insurance companies would terminated coverage for women who receive treatment for sexual or domestic violence (and other

The Affordable Care Act, in its time, has helped many uninsured Americans to obtain health insurance by giving them guaranteed coverage. About 20 million Americans, based on the statistics from the New York Times’s article titled “Fact Check: Trump’s Critiques of the Affordable Care Act.”, have obtained health insurance through the ACA. Dropping the uninsured rate to 11 percent by 2013 (Qiu 2017). Americans, through the ACA, were able to get health insurance even if they got sick, which inevitably happens to many. This put insurers in a place where they cannot deny coverage to people who have preexisting conditions, or their health history. Other main points that are included in Former President Obama’s Affordable Care Act is that one, it was given as an individual mandate that all U.S. Citizens and legal residents must enroll for qualifying health care or get penalized for not signing up for insurance at all. Making the fact that getting health care is mandatory is a good way to lower the insured rates and save many Americans money when the next unexpected hospital visits or illnesses come up. Another thing is that the ACA has also expanded medicaid to all non-Medicaid eligible individuals that are under the age 65 and making medicaid more federal funded based rather than a state issue. Thus helping those who could not afford

On March 23,2010 the Affordable Care Act (ACA), also known as Obamacare, was signed into law. This act aims to provide affordable health care coverage for all United States citizens. “The Affordable Care Act affirms the core principle that everybody should have some basic security when it comes to their health care.” (President Obama) It will provide insurance to more than thirty million people who have been previously uninsured, and will be achieved by expanding Medicaid and extending federal subsidies to the lower and middle income Americans to aid in purchasing private coverage. Although many attempt to view it in a completely positive or completely negative way it affects all aspects of the health care industry in various ways.

The primary social problem that the Affordable Care Act (ACA) was enacted to address was for everyone to have insurance. The goal was to make insurance accessible to everyone and decrease the number of people without health insurance. The most important provisions of the law were preventive care, birth control, and prohibit exclusion of an individual with preexisting conditions, and Medicaid expansion. They addressed these problems by covering all well visits, making birth control free, allowing people with preexisting conditions get the help they need, and expanding Medicaid for the childless adults that are poor. According to Sanger-Katz and Bui (2016), the uninsured rate has gone down but there have been some difficulties with the Medicaid

17.1% of Americans who did not have coverage prior to the ACA will have access to quality affordable health insurance through their State's health insurance marketplace, or the expansion of Medicaid and the Children's Health Insurance Program (CHIP) (Sommers, Kenney, & Epstein, 2013). Furthermore, there is also a mandate for employers to advance access to work based coverage.

The Affordable Care Act (ACA), also known as ObamaCare, is a healthcare reform law that focus on providing more Americans with access to affordable health insurance. “The ACA is expected to add 32 million people seeking primary and preventive service and treatment” (journalofnursingregulation.com). It was first enacted by President Barack Obama on March 23, 2010. The act has offered a number of people with benefits, set up a place they can purchase health insurance, expanded the use of Medicaid and Medicare to the disabled and senior citizens. The Act has forced many employers to offer coverage to their employees. Despite all of the positive attributes this act has provided, there is a flip side to it. Americans are required to have health

The Affordable Care Act has given aid to many people in several communities and the impact has changed lives tremendously. The ACA has improved their provisions in a way that has focused on improving the quality of the health care system and efficiency of the ways testing is done within and pay for within those

There are also several cons within the ACA which one is most people that have insurance through the marketplace have very high deductibles. With a person having a high deductibles when they go to the doctor for minor things they are still having to come out of pocket when they went to doctor visits due to the deductibles.. This can turn into a problem for some people due to their finances. Another big issue is being fined if you do not have health insurance. I do not believe that this is fair due to the circumstances of people lives. It is said that the fine will increase over time. I look at it like this there are people that try to apply for Medicaid within their state, and are turned down due to them being over qualified. Than we they go and apply for insurance through the marketplace it is too much so for some people they cannot win within this situation. I believe the government should look at it from all standpoints.

As the implementation of The Affordable Care Act (ACA) nears, news media is featuring a large number of individuals whose health insurance coverage is being cancelled. The current administration claims that their objective is for everyone to have health insurance, but there is a gap between their new legislation and the results. American consumers are falling in the gap between private insurance plans that are too expensive, and the poorly developed government system. Despite claims from the Obama administration, the Affordable Care Act limits the American public’s choice of private health insurance plans.

Like you, I also have experience working in the healthcare field and have seen the impact of the changes the ACA has created for both providers and for patients. Personally, I think that it is great that many people, who prior to the enactment of the ACA were uninsured, are now able to qualify for health insurance. However, I don’t think that it should be a mandate that all people have insurance.

ACA has helped over twenty million people get insured. Twenty-nine million people lack proper healthcare. The Uninsured are less likely to receive medical care as quickly as when they are sick, compared to people who are insured. Cost is higher when they get treatment, APHA say “40 percent of health costs of the uninsured are passed on to consumers who do have coverage, in the form of higher premiums”. Health care cost for each family can be more than a thousand dollars per year.

After many years of the government working on a health care system, Obamacare was finally passed. While the actual document is over 1000 pages, it simply is the ACA’s intent to increase the accessibility of health insurance (obamacarefacts.com, n.d.). In theory, it is a great idea because it helps to provide

“The average premiums in the nation's individual health insurance market "actually dropped significantly" in 2014, the year that the Affordable Care Act took effect.” (Mangan, Dan. "Average Health Insurance Premiums Fell after Obamacare Took Effect, Study Says." CNBC. CNBC, 27 July 2016. Web. 15 Jan. 2017.) This would cover surgeries, major or minor, medical or dental. This would enable all Americans to not have to worry about the cost of complicated medical procedures because it would be a price that would relatively reasonable for all Americans. Also the insurance companies would include even more medical and dental benefits in their benefits. “Too many people in our country are not reaching their full potential for health because of preventable conditions. Moreover, Americans receive only about half of the preventive services that are recommended” (Koh, Howard K., M.D., and Kathleen G. Sebellius, M.P.A. "Scholarly Article." Promoting Prevention Through The Affordable Care Act. The New England Journal Of Medicine, 30 Sept. 2010. Web. 15 Jan. 2017.) More procedures will be included in physicals and more medical tests would be conducted for preventive healthcare and routine diagnostic check-ups. Another Aspect that would improve the Affordable Healthcare Act better is that there would be no deadline for enrolling. Whenever anyone needed to enroll or wanted to enroll, it would

The Federal Healthcare Reform is currently using the already instated insurance system that the United States has and builds upon it to make it more accessible for everyone. The federal health care reform was intended for every legal citizen of the United States. The health care system has been in effect for just over a century and has shown its many different faces to the public. Since a formal health care system has not been around for very long, there are several alternatives that could be put in place in order to find the right fit for Americans. There are also some political constraints such as the backlash from the public that have made it hard to make

Throughout the 20th century and into the 21st century the United States has always had a realization that there was a problem with obtaining affordable health insurance. The Patient Protection and Affordable Care Act (ACA) also known as Obamacare, was signed into law in March 2010. This law enables people who were unable to afford healthcare the ability to obtain a healthcare plan at an affordable rate. In 2009 a survey was taken as to the amount of people in the United States that carried health insurance. In table one below you can see over 50 million people in the United States did not have any type of insurance, which is close to 17 percent of the population (see table 1 below). “According to the Kaiser Family Foundation, “32%