Investment Policy Statement : Client Profile

This paper will assess my ability to maximize my personal return on investment with an allocation of $1,000,000. The overall goal of this exercise is to obtain the highest return possible within the next 12 months. I am limited to the following asset classes for allocation of all investments:

Often funds are 10 year closed-end funds in which it is expected that all investments will be exited and the fund wound up in

With Reference to this statement, describe, discuss and illustrate the principles of portfolio theory. Your essay should include coverage of the Markowitz Efficient Frontier and the Capital Market Line.

The challenge they face is that stakeholders may not agree with borderline ethical/legal conduct and not invest in the company. This can lead to image loss and financial downfalls and undermine the entire company.

I strongly advocate tactical asset allocation process and diversification over several different income and growth strategies. I believe that risk management and protection of investor's endowment are major objectives. In my portfolio, stocks may occupy a large portion and the

Investing. To invest in bonds, common or preferred stocks (including securities of any corporate fiduciary or of any affiliated corporation), notes, options, common trust funds, mutual funds, shares of any investment company or trust or other securities, life insurance, partnership interests, general or limited, limited liability company interests, joint ventures, real estate, or other property of any kind, regardless of diversification and regardless of whether the property would be considered a proper estate investment;

In making the investment decision, it would be imperative to form a strategic plan, therefore the financial investors, financial institutions, shareholders, and lenders would be able to visualize how the capital investment would be profitable for them as well as have a return on investment.

Watching a stock portfolio to appreciate precisely when a profit opportunity is available, but be ready to return to a desired pattern, keeps your portfolio in line with your ambitions. It accomplishes this by also being flexible at the perfect moment to sense a good opportunity and take advantage of it

The average tax rate is the rate of tax paid on the total tax base; the total tax divided by taxable income. In this case, the total tax is $18,360 on a taxable income of $88,000, which gives an average tax rate of 20.86%:

Our client will be provided with an personal investor who will assess all the needs of our client.

Corporate crime is not taken seriously and the regulatory agencies appear powerless as the penalties available to them are ineffective in sufficiently punishing criminal acts and preventing future crimes. As investigations and methods of law enforcement are incredibly time consuming and costly, the current most effective punishments of committing a corporate crime are the use of; recalls, unilateral orders, consent agreements, decrees, injunctions and monetary penalties are most used. The use of deferred and non-prosecution agreements are currently by far the most popular option for corporations.

Portfolio management supports an organization’s mission and goals by ensuring the program is managed properly and the timing is on a set schedule. Portfolio management supports the accomplishments and the preferred outcomes. The tools and techniques involved assist with the efficiency and the effectiveness. The portfolio management supports in the organization utilizes the resources where they can be applied throughout the organization. Portfolio management assists with creating the operational needs throughout the period of the project. The portfolio management achieves with the vision, mission, and goals and even identify the risk. The time cost and all resources that would be required help identifying within the goals.

For the tax rate we took the average tax rate from 2004-2006. The tax rate is 39.7%.

160-161). Once these options are reviewed then one can make that optimal decision as to what type of investment would be the best options to choose from. Next, is bonds which is a financial instrument, that is issued by a corporation or government entity and is required to be paid back; known as an IOU. These will mature overtime and gain face value, and usually come in all types and varieties to choose from; some taking as long as 100 years to reach it maturity date. Lately, is mutual funds and EFT’s, these are securities that are held in different sectors and eliminate any form of risk compared to other investment; known as the closed-end fund or the open-ended fund. So, what is a “close-end fund, is a fixed amount of dividends in a portfolio of assets; where shares of a closed-end funds can be traded among investors much like stocks” (Kelly & Williams, 2017, pg. 163).

Second part is the individual investors have to set the investment guidelines and constraints while doing the investment. Investment guidelines are referred as the road map for investment over different stages of the financial life cycle, and also consist of the financial goals and the financial perspectives. After that, the individual investors have to address the investment constraints and take into consideration when managing the investment. Some constraint factors embraced tax consideration, investment duration and liquidity.