Low Income Housing

The most successful, long term, low-income housing projects are those that use sustainable design and address the social, cultural, and economic needs of residents. Traditionally built low-income housing projects are associated with high crime rates and high mortality rates among the residents who live in them. They do not provide for the needs of residents, resulting in many of the problems these low-income housing projects face today. These problems range from endangerment of human life, psychological afflictions due to the high stresses that are endured by residents, disease epidemics caused by overcrowding and unsanitary living conditions (in combination with a substandard public

Every New Yorker has the right to a safe and affordable place to live in. New York’s shortage of affordable housing has reached a crisis point. Poor and elderly people throughout New York City are at a greater risk of homelessness and forced low-income residents do not have food or medical care to stay in their homes. A sinful structure of homelessness in New York City is New York’s shortage of affordable housing. Millions of New Yorkers are desperate to find affordable housing and tens of thousands are forced to live either in dirty shelters or on the streets. Recent data indicates that nearly 60,000 people, including more than 23,000 children, stay in the city’s main homeless shelter system (Guelpa). A small amount of poor renter households received a housing subsidy from the local government. Little assistance is being provided which means that most poor families and individuals that seek assistance

Housing in Toronto is at an all time high, through research found it has become apparent that there is a significant problem with affordable housing. Although finding affordable housing is not necessarily impossible, those who are lucky enough to find affordable accommodations end up with other issues that are beyond their control such as pests and property maintenance issues. Many families living in Toronto are considered middle class and could easily afford to live anywhere else, the rent prices are too steep in the city for them to afford. The city is growing at a healthy rate and there is already a significantly high homeless rate in the city. The purpose of this proposal is to introduce a few organizations that have plans to help this

Many advocates and policymakers of housing for the poor believe that to achieve optimal human development of low-income households the location of the housing must be considered as well as the quality of the housing unit (Newman, 2008).

The Fair Housing Act of 1968, also known as Title VIII of the Civil Rights Act of 1968; prohibits the selling, renting, and financing of properties based on race, color, sex, or nationality. In 1988, Congress passed the Fair Housing Amendments Act, which expanded the law to prohibit discrimination based on disabilities and family status. Since that act was established, what has the been the correlation between housing and poverty for African-Americans in Cleveland, Ohio?

The United States of America is the place known to many as the land of the free, home of the brave, and the place to start a better life. With any place that has good qualities, some have not so good qualities. The homeless population in the United States is at a staggering high, and many individuals are suffering because many lack employment/financial resources, housing resources, support from family and friends, and others negligence; such as natural disasters or fires. Homeless individuals may have no other choice than to live on the streets, trains, and alley ways to name a few places where homeless people seek shelter. The history of homelessness, social problems, demographics, common clinical

The Lack of Affordable Housing in California Lowers the Quality of Life for its Residents

Child poverty can have many effects on children, one being health problems. A widespread method to family and community health is authoritative to provide children with the finest upbringing. Nonetheless, restricted access to health services and appropriate programs are often seen as serious. This could have been prevented with instant and continuing development. The number of families who are required to rely on emergency food sources, in a period of economic wealth is one example of the relationship between high costs of housing, food

Affordable housing has become the paramount issue of cities and dense urban areas. San Francisco is the posterchild of an unaffordable city that regardless of immense investment from blue chip firms like Google, Facebook, and their ilk of startups evaluated at $1 billion or more, policymakers and elected officials must wrestle with the housing affordability crisis that is considered endogenous to swaths of homelessness and record statistics on crime. In New York City, Mayor Bill de Blasio has made affordable housing the centerpiece of his legislation and championed the cause as a social justice issue—neighborhoods must remain affordable to maintain diversity for all races, ethnicities, and low-income families. A small sample of 827 New Yorkers by the NY1-Baruch College City Poll found the main concern of respondents was affordable housing while crime, jobs, and homelessness were peripheral problems (Cuza, 2016). The public discourse on how to address housing across the United States has pointed to negative externalities that surround rent-regulation and homeownership. Conversely, for this essay I will present various cases in order to illustrate the housing crunch is influenced less by housing and land regulations, or antagonistic homeowners but is induced by global market forces.

One of the causes of homelessness in Baltimore City is lack of affordable housing, this includes subsidized housing from the state. Lack of affordable housing in Baltimore City is due to an increase luxury housing and Baltimore’s decrease desire for rental housing (Mayor’s Office of Human Services, 2013). Available housing is not proportional to the wages of people living in Baltimore City. Nearly half of renters in Baltimore spend 35% of their income or more on their rent. The waiting list for Baltimore City opened in 2014 and 74,000 households applied for 25,000 available slots for up to six years to own a voucher (“Homelessness in Baltimore,” 2017). For the extremely poor population there are only 42 available homes for over 100 people who identify with the population (Public Justice Center, 2015). Therefore, Baltimore needs to make affordable housing for their population or there should be an increase in jobs and wages. However, the private sector is not interested in developing houses for the low-income population because it is not profitable compared to selling a building to a company to make luxury housing (Richman, 2015).

This all seems great, a savior program that allows people who cannot afford to pay rent normally. Section 8 is utilized by the elderly, disabled, and families with and without children but is it really a golden program? Stated above, section 8 provides for vouchers for all types of apartments and even condos in certain states; however, are these opportunities open to all races? 41.6 percent of African Americans are on housing assistance programs, as in this county’s displaced history on minorities, the voucher program produces elements that affect minorities. Although African Americans make up the overall higher percentage when it comes to housing assistance programs, according to National Low-Income Housing Coalition, surprisingly Caucasians make up 49 percent of the project-based section 8. Yet, National Low-Income Housing Coalition mentions that African Americans as of 2010 shows that black and Hispanic public housing residents are four times more likely than their Caucasian counterparts public housing residents to live in high-poverty neighborhoods. Black and Hispanic voucher recipients are about three times as likely as their white counterparts to live in high-poverty neighborhoods. Analyzing this data; furthermore, as of 2010, 28 percent of white voucher recipients live in the lowest poverty neighborhoods! Reviewing this data Caucasians obtains overall nationwide more voucher approvals that African Americans living in the highest of poverty neighborhoods and that comes

The living conditions of poor families is terrible due to the fact that they are not bringing in as much money as they could because of low

The housing assistance programs started back in the Great Depression period in 1937 when Congress passed the U.S. Housing Act that represented the start of federal housing assistance in the United States. The program’s purpose was to provide funds to develop public housing units for low-income tenants that were maintained and managed by the local public housing authorities. (Barrymore, 2008) During this time, the nation’s housing stock had very poor quality in most parts of the country. Housing conditions were insufficient. Poor families had to deal with poor conditions such as the lack of hot water or dilapidation. Luckily, public housing was an improvement for those who had the chance to get it. In 1965, HUD was created by the Congress, Housing

The cost of real estate in America for individuals with low income have constantly been inclining due to inflation and economic discrimination. Within the urban and suburban America, members of the African-American, Mexican and Puerto Rican communities are often heavy targets from Burroughs which are comprised of low-income housing. There is a racial fix to inflate the value within the market by cheapening specific low-income housing and later inflating the price for investment by the white population (Hymonitz, 2015). Through gentrification: capital, social status, the constructed circulation of community based wealth and status, these occurrences have a profound impact on people of color.

Lack of access to safe, clean public housing reinforces the cyclical nature of poverty. According to a GAO study, “In 2005, 37 million people, approximately 13 percent of the total population, lived below the poverty line, as defined by the Census Bureau” (POVERTY, 2). This is partially caused by the inadequate housing conditions poor families are essentially forced to live in. The slum landlords managing these properties take advantage of these families’ situations and are oppressive and manipulative of the position the families are in; using it to line their pockets. For instance, a fire in an Oakland apartment building left four residents dead, six injured and hundreds more without a home. Residents of the building were interviewed by reporters