Nobillingland: A Short Story

What would you do if you had $15,000? Perhaps you donate money to charity, or perhaps buy a new car? Maybe you could finally get that watch or purse that you’ve always wanted. The issue is that many people thought they had this much money. Unfortunately, they paid with credit and are now paying 18% extra on their purchases; in some cases, it’s even as high as 26%. That equates to paying roughly $18,000 dollars for something that only cost $15,000. Many Americans are regrettably faced with these bills today, but there is hope. There are people out there who want to get us out of debt, and back on our feet. This essay will look at two of those people, Dave Ramsey and Suze Orman. Of course, you will have to decide which will work best for you. Hopefully this will help you find your way to being debt free.

When I was young, I used to spend my day pondering over the purpose of existence. My family wasn’t rich, conflicts happened every time between adults. There were no allowances for me and the most I would get after receiving a perfect score was a “Good job”. Watching my friends going out for dinner with their parents or showing off new toys wasn’t a very pleasing experience. To my perception, the point of life for grownups was to struggle for money, which, well, makes the family happier. However, after a simple chess game in a nursing home with an old man named Kramer, I discovered something that had greatly affected me.

The queen is brought into the story once the king goes home, she can tell that he has other matter on his mind and he would not call out for Talia and his children in his sleep. The queen would get the secretary to go and find out who the king was no in love with, and told him if he passed this task he would receive riches beyond his belief but if he failed he would be killed. The queen shows her id her by threatening the secretary to expose the kings secrets.

Being a part of a family that couldn’t afford the things that we needed, it was a necessity to learn how to survive in this chaotic world. I didn’t choose to do things the hard way, I didn’t choose to barely make ends meet, and I didn’t choose to live the life I was given. I just worked with what was given to me. Living with my family has never been the easiest, but it has taught me to thrive when the bare minimum was given to me. To face this chaotic world with the knowledge that nothing is too hard to figure

Growing up, I was a child who encountered many hardships. As I came to an age to begin realizing an underprivileged childhood I lived, I learned overlook it and live on. I began to ask myself “What does it take to live a lifestyle of true comfort financially?” This is a question which I reflect on every day and is one which motivates me to flourish. Raised by a single mother within a lower economic class, we often ran into very tough times. At one point we had to completely pack up and relocate and live in my grandfather’s house. Discomfort cannot describe the reality or feeling, however we were blessed to have Family, family that we could rely on. At the age of 14, I set a goal that would require my best work to become a successful financial advisor. I will not let my childhood define my future; rather I will control my destiny through my experiences and my accomplishments as a result of work ethic.

When Elizabeth was a teenager her father died and her brother came king and he was only nine. But Princes Edward keep on getting sick and sadly he died. Once he died Queen Mary became Queen. Mary did not trust he so Queen Mary sent her to jail and then

People take things for granted, believing that things couldn’t be worse for them, but if you honestly think life is bad now, imagine living in the 1930’s. It was an era of tragedy, fear, and distrust. The stock market had crashed, the dust bowl hit, and WWII was about to begin. Not only did living conditions change, but people as a whole did too. With the crash of the stock market, unemployment was at an all-time high, exceeding at 25%. It didn’t just hurt the working class, like farmers whose average price of their output fell by half, but also affected those of the middle class. People were in an out of jobs for weeks and even months, doing their best to make a living. (1) In many cases it separated people from their loved ones, resulting in desperation and

A typical morning for me usually starts with my Apple IPhone going off, telling me to wake up. I get out of my warm bed, chose an outfit from my huge closet of clothes, brush my teeth, walk out of my nice house, get in my 2006 Lincoln LS, and head off to school. Never have I realized that people across the world don’t even know if they will bring money home to feed their children or send them to school. The documentary, Living on One Dollar, showed me the bigger picture of the world. In the movie, Zach Ingrasci, Chris Temple, Ryan Christoffersen, and Sean Leonard traveled to the small, poverty-stricken village of Peña Blanca for a few months. In the movie, the boys picked numbers between zero and nine out of a hat to replicate an unstable income. Whatever number they drew, was the pay the four of them received for the day. Peña Blanca has a population of 300 people. Of the 300, seven out of ten live below the poverty line. The Population of people under the poverty line can improve their quality of life if they worked together as a community instead of individually.

Approximately seventy percent of Americans, present day, are living paycheck to paycheck. Why you may ask? Many of the families have jobs with incomes to surpass the amount to not live paycheck to paycheck, but they are paying off past credit issues they got themselves into. Credit debt is a real problem among Americans today, due to instant gratification and not having the patience to save for their purchases, while measures could be taken to stay away from or prevent it. (Ramsey, D.)

My young mind came to realize my only hope of overcoming poverty was by attending university, getting a good job and thus finally being free from poverty. However, just because a person understands they have a problem doesn’t mean it is easy to overcome. Having realized poverty is the Everest I had to climb helped me realize: poverty would either make me or break me. I knew deep in my heart that everything was possible, but there were days I felt utterly discouraged because of this massive obstacle in my way. For example, there were days my hungry stomach would rather have me focus on food rather than academics. Thus, I had days where I felt like maybe I was pushing myself too hard, and maybe I was setting myself up for defeat.

In Your Money or Your Life, Vicki Robin and Joe Dominguez pose the question “what would you rather save, your money or your life?”. They say that, while most everyone would give up their money to save their lives, several individuals would honestly rather save their money. This view is because the average person does not believe they make enough money to be happy and believe their work lives are sub-par. In part, this belief is caused by the mundane routine working class individuals go through every day. Robin and Dominguez believe that most people are “making a dying” rather than making a living.

Why is personal debt such a huge problem for so many of us? The solution is not simple and can seem like it is impossible to find. The reason for this is simply because we are all different in the way we think, feel and address issues in our lives.

Nevertheless, with every mountain, there is always a valley nearby. My journey for value was not an easy one. During my preteen years, my family 's finances began to fluctuate. My mother was unemployed and my father was pursuing his master 's degree. As a result, we did not have a place to call our own. We

Many of the Americans in today's world believe that life is not life without debt. In order to buy big ticket items or have vacations requires you to get migraines the next day thinking about the debt you have just created. I am here to tell you that it is simply false way to think of money. I am here to tell you to go out and have fun, go buy a 60 inch flat screen, go to Europe. But I am telling you to do it responsibly and with debt free burden. To live free willed with your money. Do not follow the average American even if they look wealthy. Because the truth is the average American IS broke. Living barely paycheck to paycheck and paying debt off for almost every big ticket item they own. But how are you to live without a credit card?

I, like many other counter strike players, have put a substantial amount of money into skins over the past 3 years (around 300 usd) some of which i unboxed, others which i bought. and over the past few weeks i started to notice that i could not spend time away from the gambling sites, spending more and more as i kept winning, i thouht this was one of the best things that could have happened to me. but all the winning did, was make me spend more, then, not but 1 hour before writing this post, i got ballsy, and went all in, over 200 dollars in skins, i lost, and instead of anger, i felt relief, knowing that i lost all of my hard earned money really pounded that final nail into the coffin that sealed my growing addiction, then burying it far away