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Nurses Should Carry Personal Malpractice Insurance

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Even though my employer provides malpractice insurance, Masters (2014) states that nurses should carry personal malpractice insurance because they can be sued personally and her personal assets may be at risk (p. 284). Throughout my career, I have never purchased malpractice insurance and I am questioning that decision. I started in this facility two months ago and during orientation, I was informed that personal insurance was not necessary because one of my benefits was hospital coverage. My concern is the hospital’s first priority is to protect itself from lawsuits. If I made a mistake, would the hospital put as much effort into protecting me as a private insurance company? Liguori (2006) cites a case where a nurse was only covered
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