In the video “36 Times Obama Said You Could Keep Your Health Care Plan” Obama repeatedly says “if you like your health insurance, you can keep it” (2013) he had many different places where he spoke and many different backgrounds. Some of his backgrounds look as if they were focused groups. Even one of his backgrounds was AARP and another said “Health Care Town Hall Meeting” (2013). The reason why Barack Obama picked some of these places to talk about his health care insurance was not only to reach out to people that would watch the shows but to follow the interim rules. The interim rules are found in the Federal Register (2010) where one sections sates a “require a group health plan and a health insurance issuer offering group or individual …show more content…
On the webpage “Obamacare Facts” (2013) it had a video explaining how Obamacare worked. Obamacare has two purposes which are to cover more American citizens and add more benefits to American’s healthcare plans. Now this Affordable Care Act comes with “guaranteed coverage, essential benefits, premiums packages and new taxes” (2013). Since healthcare is required there is a punishment if you do not have it, which are penalties you will have to pay. Some people find it way easier for them to pay for the punishment then to actually have full coverage for health insurance. There are also benefits that come in the health care policy that someone was never planning to use or never going to use but they have no choice but to pay for it. The Affordable Care Act allows some monthly cost of insurance to go down for only some people for the rest their bills will increase. Now the reason their cost will increase and others will decrease is because of the federal subsidy. Federal subsidy will not reduce the cost for some American’s but hand their cost of insurance to others. (BCBSNC, …show more content…
Many American’s can barely pay for their current insurance now and adding someone else’s bill on top of theirs is not right. Many grandfathered bills will go away because they simply cannot pay for coverage in all areas. This leads people to take part of Obamacare that people don’t really want but have no choice because their insurance cannot fully cover everything they need. Simply because many thing will change in the world and so will the requirements of someone’s coverage. This all comes back down to Barack Obama lying to the nation saying anyone can keep their plan because they cannot if it is a grandfathered plan. Eventually all grandfathered plans will go and no one will have nothing left but
Over five million individuals have lost their health insurance since Obamacare has been approved and put into action. The policy of Obamacare states that employers who are providing health insurance to their employees must tack on additional benefits that the companies cannot afford to do. This in turn causes the eventual cancellation of coverage for the employees, leaving them with no options besides signing up for Obamacare. It is the scheme of all schemes. Policy makers are constantly adding revisions to the Affordable Care Act (Obamacare) making it harder and harder for individual businesses and corporations to keep their health plan up to the standards Obamacare has set in place.
In today’s day and age, American households can all agree that health insurance is not a luxury, but a necessity. Without it, costs of emergency room visits and prescription medicines can be financially devastating. However, in the past many families and individuals have taken the risk of not being insured due to the high cost of the insurance itself. To attempt to reform this unfair system, the Obama administration signed into law the Patient Protection and Affordable Care Act in 2010. The law, coined “Obamacare,” has received much opposition due to its expansion government programs and increase in spending. It brings to question how much the government should be involved in an area that for the majority of America’s history, has been
“Obamacare”, also official known as the Patient Protection and Affordable Care Act or the Affordable Care Act for short was first approved on March 23, 2010. The Obamacare Act would guarantee to help Americans be able to get ahold of a fair, low-cost quality health insurance and reduce American’s spending on their health issues. Even with such a great plan, there were many flaws and hesitance that went towards enforcing this new health care plan. However, Obamacare has tremendously enhanced opportunities in order to receive healthcare for a vast number of Americans, despite its complications.
"The Affordable Care act (Obamacare) main focus is on providing more Americans with access to affordable health insurance, improving the quality of health care and health insurance, regulating the health insurance industry, and reducing health care spending in the US." Yet five years since the implementation of Obamacare, 30.1 million people lost there private insurance,because it did not meet the 10 essential health benefits. Another 3-5 million people will lose there company sponsored health insurance, since companies find it cheaper to pay the penalty than buying there employees health insurance. Also medications will become more expensive due too new taxes that will increase prescriptions for individuals. Americans will find it cheaper to pay the penalty for not having health insurance, since it 's much cheaper and twice as less as the hassle. Obama care lacks to tell what the implications are on the health care system, how are doctors affected and what it means for average Americans living to ends meat.With Obama care addressing how it 's going to make health care affordable it does not address long-term care with an estimated 70% of Americans turning 65 will at some point,depend on long term care in nursing or assisted living facility. A elderly American can spend $42,000 to $84,000 per year and if you are poor enough, you may qualify for Medicaid but those who simply can 't afford the care they need. The Affordable care act originally had a community living
The Obamacare provides subsidies for people with low resources and persons that allows them to better afford insurance so expanding Medicaid companies to cover more people and changing the way that the health insurance companies does.
The Affordable Care Act was created to make an attempt to reduce the amount we pay for healthcare. “Healthcare premiums were too expensive for many families to afford,” is a common issue among citizens today, and we have come to the conclusion that Obamacare can help reduce that amount. Ever since this has been put in place, many Americans deny this, but it says that even if you aren’t 100 percent healthy it will still cover you, unlike regular healthcare premiums opposed that. Another benefit that is presented, it that you don’t have to have a high income or good health to be covered, the act says that it will cover you no matter what condition or state you are in.
On March 23, 2010, President Obama signed the “Affordable Care Act” into law. Under this law all Americans have access to quality affordable health care. The main concern for many Americans about the Obama’s Health-Care plan is the fact that they will lose the freedom to choose. Choosing health-care benefits, doctors, and high deductible coverage is important to every insured American citizen, so why would Obama change that? In his speeches, Obama has promised Americans that they will be able to keep their existing health-care coverage but the proposed bills tell a different story. Both bills require that Americans buy approved plans that have a number of universal benefits or face penalties.
The Affordable Care Act (Patient Protection and Affordable Care Act), commonly called "Obamacare," is a federal statute that was signed into law in March of 2010 (PDF, n.d.; Van de Water, 2011). It basically requires the vast majority of people in the United States who do not have insurance coverage to acquire that coverage or face penalties. People who already have insurance through their employers or on their own will not be asked to change companies. Additionally, anyone who is on federally-funded insurance such as Medicaid or Medicare and still qualifies for those programs will not be removed from their insurance. They will still be covered and protected. In order to find out more about the Act and really understand its main points and principles, however, it is very important to be aware of how it became a law and any changes that have taken place to it from its inception all the way through where it is today. Only then can a person have a clear understanding of the Act and form an opinion as to the value it may (or may not) provide to the American public. There is still much speculation and a great deal of misunderstanding about the Act and what it involves.
Affordable care act is a law reform for healthcare. It is also known as Obamacare. The goal of this reform was to give access healthcare to uninsured and the people who can’t afford health insurance. There are benefits for the program more people have health insurance and it is affordable. People who are uninsured now have access to health insurance (Kinzer, 2017). The program is teaming up with Medicaid. Medicaid has expanded to help 15 million people that fall under the poverty rate and there is no lifeline on healthcare (Media solutions, 2016).
“20 million people have gained coverage under Obamacare” (Obamacare Facts, 3) although there are over 300 million people in the United States of America as of 2014. The cost of Obamacare is a “$1.1 trillion dollar fee… considered a shared responsibility and such mandate that every nonexempt American citizen pays for Obamacare through taxes” (Obamacare Facts, 3). This means that a shared fee increases each year after 2014. This cost enlarges Medicaid to 38% of the federal poverty, administering this insurance to adults without children for the first time. Adults can add their children to age 26 but lifetime and annual limits on insurance are
The Affordable Care Act was designed to insure that all Americans would have access to purchase affordable health insurance. It was designed to expand health insurance coverage, improve quality and reduce cost (Affordable Care Act Summary). One of the primary goals of the act was to decrease barriers for obtaining health care coverage and to allow Americans to access needed health care services (Affordable Care Act Summary). One of the requirements, which would eventually cause adverse selection later on, was that the ACA allowed Americans with pre-existing conditions to obtain health insurance without the hassle of being turned down and/or fear of being charged higher premiums. Individuals with pre-existing conditions drive up cost for “healthy” populations (Collins & Nicholson 2010). They
The Patient Protection and Affordable Care Act (PPACA) or Affordable Care Act (ACA), is far–reaching enactment that will change how a large number of Americans access health care. The intent of the ACA was to increase the number of insured, increase quality of care and making it affordable for everyone by reducing the costs and expanding coverage. Under the act medical providers such as hospitals and primary care physicians will have to change their practice financially, clinically and technologically in order to have better outcomes, lower costs and have better methods of providing care. The ACA also includes provisions that require all Americas to secure medical coverage or pay fines and it requires insurance companies to accept all applicants.
In this article called Obamacare Explained (Like you’re an Idoit), it explains the breakdown of the Affordable Care Act. Many people don’t know that Obamacare and the ACA are the same thing. “It found that 86 percent of Americans between the ages of 25 and 64 not only didn't have a grasp on Obamacare, they couldn't even wrap their heads around the fundamental concepts of any kind of health insurance” (Neporent). I find that piece of information interesting because that age group were the ones to vote the issue in and we should have some knowledge about the law. I understand it because I work in the medical field and I see how it affects the people that come into our clinic. It still amazes me that many people have no clue about what they have
“ObamaCare contains many benefits, especially for low and middle income families and business” (“ObamaCare: Pros and Cons”). Many people have been having concerns on the cost of the insurance because it has raised in cost. There is a new law out there that President Barack Obama passed called ObamaCare. ObamaCare is also known to be The Affordable Care Act (ACA). The goal of this act was to make sure every American had health insurance by January 2014. ObamaCare went from being something good, to a controversial issue towards Americans. This topic is very debatable in positive and negative ways, it just all depends on how it effects someone. One of ObamaCare’s requirements were to have companies provide health insurance to people
According to the U.S. Department of Health & Human Service (n.d.), The Affordable Care Act was passed by Congress and then signed into law by the President on March 23, 2010. It was then approved by the Supreme Court in June 28, 2012 and was implemented in 2014. The main purpose of purchasing “The Affordable Care Act” is to ensure all U.S. citizens have health insurance. The Affordable Care Act has great impact on individual patients, health care organizations, as well as health care professionals. The Affordable Care Act changes several factors in health care industry in United States, especially in the health Insurance plans: including coverage, cost, and care. I believe the changes can be both positive and negative, it all depends on how