Off Student Loans

Forgiving students loans is one of the heavily contested topics in the United States. There are many Americans who argue that students shouldn’t have to pay for an education. , I myself think that education should be a given to the American people. After completing college depending on your degree you’re still left without a good paying job. I know a lot of people that have degree’s and still can’t find a job in their field of study. But yet you still have these huge student loans that you have to repay back. I think that the professors/teachers should get paid from the federal government for teaching. If we didn’t have the teachers how could we get higher education learning?

An education is one of the most important tools a person can acquire. It gives them the skills and abilities to obtain a job, earn a wage, and then use that wage to better their lives and the lives of their loved ones. However, due to the seemingly exponential increase in the costs of obtaining a college degree, students are either being driven away entirely from earning a degree or taking out student loans which cripple their financial prospects well after graduation. Without question, the increasing national student loan debt is one of the most pressing economic issues the United States is dealing with, as students who are debt ridden are not able to consume and invest in the economy. Therefore, many politicians and students are calling

In order to be successful in the workforce, having a powerful career there are things needed like higher education. Graduating from college is essential to finding a successful job, since more jobs are making college degree a requirement, more people are going to college. The problem is the cost of going to college outweighs the earning from the career you obtain. Very little people are able to pay for college out of pocket. In 2014, 42% of undergraduates paid for college out of pocket (Sallie Mae). The result of this is that students seeking higher education are forced to take out loans. On average, college students borrows $25,000 to earn their degrees (Alexandria). I just don 't get the concept of college tuition or student loans. It

College is an expensive place for teenagers our age to go, and for just now being an adult they have a lot of responsibility. As a result of this the average class of 2016 graduate has $37,172, in student loan debt, up six percent from last year. I feel like this is too much and that most students need money to pay for books and food and everything else. It is unfair how they need to do such things and do not get money to help them out while doing so.

The problem with today’s current level of student loans is that it causes so many people that took out loans to go into debt later on in their life. Now when the former students go into debt, it creates a domino effect. The students going into debt means that the government will be able to get their money paid back to them which causes the country to be buried in an even deeper hole of debt. The nation is currently over 20 trillion dollars in debt and student loan debt is more than 1.5 trillion dollars as well according to the United States Debt Clock as of November 2017. The issue of student loan debt needs to be addressed sooner rather than later to help the country gradually come out of debt. A start to help reduce the amount of debt in

In the United States, it is generally accepted that college (or any form of higher education for that matter) is a wise investment that each and every individual should strive for. Each and every year thousands of parents open college funds and future investment plans to ensure that once their child is of age he or she can participate in quality educational programs. While college attendance rates are at a positive all-time high, right behind it follows an astounding $1.3 trillion dollars in student loan debt. Let’s face it, college is expensive, and it’s only getting worse. Could the outstanding quantity of student loan debt be the next national crisis?

In 1976, the average cost to attend a four year public university was $2,175; today, the average cost to attend a four year public university is $25,000 (Snyder). This means it is 1150% more expensive to go to college in The United States today than it was 30 years ago. This obviously would create a problem on how we as people are going to pay for our higher education. Today college has become almost a necessity to have a satisfactory life, and with these rising prices some individuals believe student loans are the only option. There are many reasons as to why the prices have risen, but the one undeniable fact is that this has created a problem within our country. Which, is known as the student debt crisis, and it has been on the rise the past couple years. This problem is affecting people all around the United States, and is causing multitude of problems for them all because they wanted to pursue higher education. Wanting to better your opportunities by bettering yourself is not something that needs to be punished, and sadly that is what is happening. This problem is something that needs to be fixed for the sake of Americans and our economy, but will also take time and a multitude of steps to correct.

President Obama seems to be helping with these debts the best that he can with certain programs that he has made available to the lower working class that are attempting to attend college. I believe that the government should be helping out students that are responsible enough to take on the commitment. Although society’s norms lead people to believe that student loans are the ideal solution to fund a college education, in actuality, it is more likely to drive students deeper into poverty without government assistance.

In America today, the student loan debt crisis has reached an astonishing 1.2 trillion dollars in debt, making it the second largest source of debt in the United States, according to forbes.com. This is due to the cut to funding colleges, which used to be 7,000 dollars for each student and after 15 years is now 4,000 dollars for each student. There are solutions that could unquestionably lower student loan debt: colleges could stop competing to have more useless luxuries, take a certain percent out of the students income until it is paid off, and more of students’ parents could take the loan and not their child. While there is no perfect solution to make this problem go away (that we know of), there are ways we can lower the astounding amount of student debt in America today, even if it is just a small piece of it.

Of all of the hardships facing college students in this day and age, debt one of the greatest. There is a trillion-dollar debt that United States' students are drowning in, and it has become not only a burden on the shoulders of those who have the debt, but in fact, every taxpayer in this country suffers because of this debt. We, as a county, have created the concept of "free money," specifically when talking about loans, credit cards, etc. Without immediate consequences, it is not an immediate threat to those who obtain it. This "free money" can be directly attributed to inflation and a rise in the price of a collegiate education. My parents, who graduated from college in 2001, are still agonized with paying off their collegiate debt. I do

There are so many students who are loaning their financial future to student loans. These students think that it is "normal" to have student loans to pay for college, but they fail to realize that there is more than one way to pay for college. Student loans are completely overrated, especially for a young adult that entering into the real world, since it puts the student in a really bad disposition at that moment and also in the future. Student loan's main purpose is to consume the consumer into future continuous debt. Another thing that student loans can do is possibly interfere with not just their financial future but also their educational future.

Student loans cannot be discharged. That is why I agree with yours statement that government should get involved. The government must put in considerations the potential negative effects on the economy. The risk of a student accumulating high debt can derive student from completing college. The students that complete college is less likely to purchase homes and cars because of the student loans

A recent study done in 2012 has shown that about 1.3 million college students are in debt, that is a rise from 2008 study with only 1.1 million students in debt. Throughout our country's history, education has always been important and we have always allowed and pushed every citizen to get an education. Of course, some will argue that college can be affordable due to scholarships, choosing to work before going to school, or going to a community college. The reality is, most high school seniors who want to pursue college want a real education and want to go away to study without the weight of knowing they will be owing thousands in loans. As an American citizen these students have the right to being able to attend their college of choice and

Education and school, these both word always has been the main priorities for all of us. Pursuing the American dream of graduating college can be the best feel ever but it can also cost a price. College tuition is increasing more and more every year due to the fact of the rising economy. With student want to be successful in life they will need an education to a degree, which will land you a decent job in life. The problem is when the cost of gaining that degree outweighs the financial advantage to the career. Many of people are not able to pay for college out of their pocket. The result of this is that students seeking higher education are forced to take out an enormous amount of student loans. College tuition is on the rise, and a lot of students have difficulty paying for their tuitions. To pay for their tuitions, most students have to take out loans and at the end of four years, those students end up in debt. Student loan debts are at an all-time high with so many people graduating from college and having difficulties finding jobs in their career fields. So they have difficulties paying off their student loans and, they also don’t have a full understanding of the term of the loans and their options if they are unable to repay.This means that they are entering the workforce after college already thousands of dollars in debt and under water. I believe that students who borrow money from our government should not pay for their student loans.

Many students face harsh reality that the cost of education would be an arm or leg. The cost of education is outrageous along with buying the materials for the class. There should be more programs to help students in financial crisis when they are attending college as well as flexibility. While many degrees such as a medical degree will pay the debt themselves, others such as history teachers will have a difficult time paying off the debt as well as finding the job because there is not a lot of available jobs for that position.