Reducing Barriers Of The State Healthcare System

It is not just the poverty-stricken population that can’t afford insurance. The cost of U.S. health care and insurance is out of reach even for those who do not live in what we technically classify as “poverty”. By the 2003 Federal Poverty Guidelines, released by the U.S. Department of Health and Human services, poverty

These programs in state level would cater health service on basic levels to rural areas and also the urban areas. However, There must be the same rules and regulations for health care services across the state as well as the country and the access to minority groups to health care services must be fast and continuous in rate. The positives of state flexibility in health care certainly outweigh the negative in that some states have more growth than other states, therefore in these situations, the levels of health care may differ. As population and development grows in a state, the health care industry must grow, thus increasing the need for new technology. "Due to the needs of vulnerable populations and the requirements necessary to make health insurance coverage for them viable, these programs are quite different from standard private health insurance plans (Teitelbaum & Wilensky, 2013)." Private state insurance health care plans have the flexibility of choosing what groups they want to cover and what type coverage they will pay for. Medicaids concern for the needy is ethical and moral, illness or injury doesn't

Health care has become a form of governmental oppression. There are little to no funding for preventative care as Shipler points out in his scathing review of the bureaucratic nightmare of merely staying healthy enough to go to school if you are poor (Shipler, 2004). America’s private health insurance industry makes it almost impossible for those of lesser financial means to have access to good health insurance (Shipler, 2004). Our economic state makes it impossibly expensive to eat healthy, let alone to practice healthy lifestyle habits that are not taught regularly. In addition, the health care providers themselves and those individuals with forced health care plans are faced with the enormous expenses of crooked insurance adjustors and giant malpractice insurance regimes (Shipler, 2004).

Barriers to healthcare include factors that restrict or hinder people from receiving adequate and quality health care service. Health care disparities are those differences that negatively affects less advantaged group (Mehta, 2014). Health care barriers play a significant role in comprehending causes of disparities. This paper will discuss the obstacles and disparities that exist and affects healthcare.

Vulnerable populations is a term that creates an image of distinct and narrow-minded minority though the vulnerability of every individual to illness, disease, and injury has made health insurance necessary and probable for a huge portion of the American population. Vulnerable populations in the United States includes parents and children of immigrants, race/ethnic minorities, the disabled poor, the elderly, foster children, families ineligible for welfare, prison inmates and former offenders, children with special care needs, and residents of rural areas. However, the uninsured population has developed to become one of the vulnerable populations in the United States because of the risks and dangers associated with the lack of health insurance. As a result of the increased of the number of the uninsured, they have a huge financial impact on the vulnerable population.

The potential opportunity for the state to opt into the Medicaid expansion is the fact that low-income citizens will be insured. The decision of the state to opt into the Medicaid expansion will also impact the state’s budget, and this is the main challenge (Frakt, 2013). The government will cover majority of all the cost even as Medicaid expansion provides coverage for the low-income uninsured citizens. Expansion of the Medicaid is also a broken system that has poor outcomes, not severe federal strings, high inflation and no incentive for the personal responsibility of the citizens who

Texas has the largest uninsured population with an estimated 6.2 million uninsured citizens within its stateliness, approximately a quarter of the statewide population (Rapoport, 2012). In 2012, then governor, Rick Perry decided that Texas would not expand Medicaid under the Affordable Care Act (ACA). This decision led to much debate over whether or not Perry made the right decision to leave upwards of a million Texans, who did not receive insurance subsidies and did not qualify for Medicaid, uninsured. These Texans fell under what many politicians refer to as the “coverage gap.” Texas decided not to expand Medicaid under the Affordable Care Act because of the effects it would have on hospitals, financial reasons, and increased number of

One of the most controversial issues in politics today is healthcare, specifically ObamaCare, also known as Affordable Care Act (ACA), which has effectively insured millions of low-income American households. Under the ObamaCare, Medicaid has been expanded to states that want to participate. It plays an exceptionally crucial role in the healthcare coverage, and access for rural communities as they are more likely to “be poorer, less likely to have insurance, and less intense users of medical services overall” (Richards et al., 2016, p. 573). A study conducted by the Health Services Research found that Medicaid patients received appointments nearly 80% of the time in rural areas, but only 60% in nonrural areas (Richards et al., 2016, p. 570).

There are countless significant factors that affect this problem, although most of them are society and the way that they portray their predetermined biases to the poor or anyone who is struggling. The only way to alleviate these issues is to continue to educate the people in hopes that future generations will rectify the wrong of the past. Nevertheless, we can orchestrate some ways to lessen the burden of the underserved from listening to their needs, for instance, lack of transportation, including travel time, and safety to and from the physician’s office would allow many to truly have the ability to utilize their insurance. Another issue is clinic and appointment wait time, inability to pay co-pays or prescription fees, knowledge of benefits, and the poor treatment they receive from front office staff and medical assistance due to their insurance status (Freed, Hansberry, & Arrieta). Recipients of employee based commercial insurance can’t possibly understand the difficulties that the poverty stricken population endure just trying to use their insurance and due to this there is no empathy or response to these struggles. The common belief system in America is that everybody is given the same opportunity and if you are struggling, it is your own fault. This is a complete, nonsensical way of thinking.

Within the United States some populations groups face greater challenges then the general public with being able to access needed health care services in a timely fashion. These populations are at a greater risk for poor physical, psychological, and social health. The correct term would be underserved populations or medically disadvantaged. They are at a disadvantaged for many reason such as socioeconomic status, health, and geographic conditions. Within these groups are the racial and ethnic minorities, uninsured children, women, rural area residents, mentally ill, chronic illness and the disabled. These groups experience greater barriers in access to care, financing of care, and cultural acceptance. Addressing these

Health care reform and access to insurance have been staples of the American political agenda ever since the end of World War II. From President Truman’s call for universal coverage in the late 1940’s to the creation of Medicaid and Medicare to the Affordable Care Act, both parties have debated how to lower the rate of uninsured Americans. After nearly 70 years of debate in Washington and beyond, the number of Americans with health insurance has certainly grown (Miller, 2014). However, the number of people in the United States without coverage is still unacceptably high and a problem that should be addressed with a great deal of urgency and care.

First, having affordable health care in the United States will decrease the number of uninsured. Although the Affordable Care Act (ACA) or Obamacare has decreased the number of uninsured people yet, there are still people without acquiring health insurance. According to The Henry J. Kaiser Family Foundation (KFF), which is a non-profit organization focusing on the national health issue and serving as a non-partisan source, individuals below the poverty line are at the highest risk of being uninsured. In 2015, 46% of uninsured adults said that they tried to get coverage, but did not because it was too expensive (KFF). The cost of health insurance is still an ordeal for people to get covered. The U.S government needs to consider that it is disproportionate

Under a free-market system, health care is characterized in three ways – cost, access, and quality. In the United States, a mixed economic system that favors a free market system, health care is characterized as high cost, low access, and high quality. As such, these dichotomies pose an imperfect, inefficient scenario – the high cost and low access of health care lead people to not purchase insurance, while the high quality of health care drives people to still receive health care services. As a result, millions of Americans are currently uninsured, yet still utilizing various health care services, and are unable to pay their medical bills. This poses yet another conundrum - how can uninsured individuals receive medical care without paying for it? More importantly, who ends up paying for these services? Having recognized this gap between receiving medical care and paying for medical care,

The decision between the leaders of both the House and Senate holds the key to how much consumers would pay for coverage. The House argues that making a uniform program would help protect consumers and give them the necessary care, while the Senate wants every state to make and run its own since each state has more experience controlling the insurance plans and better knows what the people need and are looking for. In-state health insurance has helped many public areas to allow customers be aware of the risk of health care costs and offer them access to medical care which they can obtain in case they get ill or injured. Because of the importance of health insurance to the general public’s wellbeing, states have been regulating health insurance

Changes in access to health care across different populations are the chief reason for current disparities in health care provision. These changes occur for several reasons, and some of the main factors that contribute to the problem in the United States are: Lack of health insurance – Several racial, ethnic, socioeconomic and other minority groups lack adequate health insurance coverage in comparison with people who can afford healthcare insurance. The majority of these individuals are likely to put off health care or go without the necessary healthcare and medication that is needed. Lack of financial resources – Lack of accessibility to funding is a barrier to health care for a lot of people living in the United States