In today’s society health care has become a huge issue for most Americans who are financially struggling and who also live in poverty. Obama passed an act known as Obama Care, which is also called the Affordable Health Care Act. The ACA (Affordable Health Care Act) was implemented in order to provide affordable health insurance for those living in poverty and for those who cannot financially afford health care. It was set out to improve the lives of Americans with affordable health care and affordable health insurance for all (Obama Care facts). Due to the propaganda that was put into place with the ACA, a majority of American’s today only know the positive effects the ACA has on today’s society. The first thought that comes any …show more content…
The ACA was aiming to provide insurance for young adults between the ages of nineteen and twenty-five who were not full time students. The ACA was not only assisting students but also the young adults who were also working. Prior to the ACA young unmarried adults were limited to access of health care and most states also required those applying for state funded insurances required young Americas to be a residence of the state. There were restrictions and requirements for young adults applying for a state funded insurance. Since there were restrictions on state funded insurances, the ACA was aiming to provide medical insurance too all young adults under the age of twenty-six regardless of their marital status, financial dependency, residency, or other characteristics. The federal law does not include or permit the state restrictions for young adults under the age of twenty-six (Health Services Research 1-5). The ACA is aimed to assist and benefit young adults between the ages of nineteen and twenty-six by taking the required restrictions off of state funded programs. The ACA has created certain restrictions on insurance companies which limits insurance companies from ending contracts and denying patients of medical coverage because of a patient’s medical
The 2010 Affordable Care Act (ACA) is the most current governmental effort to bring a national health care plan to the United States (U.S.). Policy makers in the U.S. are hopeful the ACA will be able to extend health care coverage to 47 million nonelderly uninsured citizens (Kaiser Family Foundation, 2014). The ACA broadens the Medicaid eligibility for low income individuals at or below the 138% Federal Poverty Line (FPL) and adds tax credits to assist people to purchase insurance in the Health Insurance Marketplace (U.S. Department of Health and Human Services, 2015). In 2012, the Supreme Court the upheld the constitutionality of the ACA requiring most people to maintain a minimum level of health insurance, however they left the
The ACA has Americans searching for a health insurance company, however, not everyone can afford one. This makes it an issue on whether it is possible to enforce such statute if insurance is not accessible for all. The solution brought about with Obamacare was the creation of subsidies. The first form of cost assistance is the use of premium tax credits which lowers premiums. Just as Medicaid, tax credits depend upon income in which the lower your income the lower the percentage you will have to pay towards health
The ACA is made up of a series of additions of and changes, to the multiple laws that are made up from the legal framework of the U.S. healthcare system. This act establishes the basic legal protections that have been nonexistent to the United States, will now guarantee access to affordable health insurance coverage for Americans, from when they are born, all the way through his or her retirement. The act hopes in cutting the number of uninsured Americans by more than half of the U.S. population (Rosenbaum, 2011, p.130). This law hopes to result in health insurance coverage for about 94% of the American population (Rosenbaum, 2011, p. 130). This will reduce the population of uninsured Americans by 31 million people, and increase Medicaid enrollment by 15 million recipients (Rosenbaum, 2011, p. 130). Approximately 24 million people are still expected to remain without a coverage plan. The act has several goals. For instance, one goal of the ACA is to have a close to universal coverage system, with the help and responsibility among individuals, employers, and largely, the government. The second goal is to improve the fairness, condition, and affordable prices of health insurance coverage for Americans (Rosenbaum, 2011, p. 130). Lastly, a third goal is to improve the quality of health care through value, excellence, and effectiveness while trying to reduce inefficient spending and making the healthcare system more reachable to a diverse population (Rosenbaum,
It has been six years since the Affordable Care Act has been implemented into the United States healthcare system. As the pieces and provisions of this monumental federal statute become understood and executed, it is transforming the demand for care. Prior to the ACA, a significant number of Americans were marginalized and unable to obtain coverage. This system was faced increasing healthcare costs, placing greater financial strain to everyday Americans, businesses, and public health insurance systems. The ACA did not only help ensure health coverage for all (almost
The Affordable Care Act, also known as the Patient Protection and Affordable Care Act, or Obamacare, was put into law by President Barack Obama on March 23, 2010. The focus of the Act is a health care law geared towards improving the health care system of the United States by broadening medical coverage to more Americans, as well as protecting the existing health insurance policy holders.
The Affordable Care Act (ACA) was created by President Obama back in March 2010 to help reduce healthcare costs and improve healthcare quality for uninsured Americans. The ACA was implemented to reduce the cost that was growing with Medicare and Medicaid because they have increased over the years threatening the entire federal budget (Amadeo, 2017). People who are not working and are unable to cover their healthcare expenses usually end up on Medicaid which is paid for by the government. The others who are over the age of 65 are on Medicare and have their premiums supported by the federal government. However, people who make too much money or who are too young to qualify for either
Ever since Barack Obama signed the Affordable Care Act (Obamacare) into law in 2010, it has been met by criticism from many people from many different ideologies. Although the law held promise for allowing all individuals to afford healthcare and all of its benefits, that is not to say it does not have its downsides. Since passing, both the conservative and democratic parties have found reasons to dislike the law. This essay will include a description of the law itself, criticisms from the two parties, and a personal reading into the Affordable Care Act and the potential it has at actually making a positive impact on the American health care industry.
The Affordable care act (ACA), all so known as Obamacare, was signed into law on March 23, 2010. The ACA said that every taxpayer must have health insurance, if they have not enrolled by the deadline they will face a penalty of having to pay for not having health insurance. People were told that with the ACA that health insurance would be more affordable and for some it did but for others it changed what they already had and they can no longer afford to have insurance. Ilyma Somin wrote that because of the Commerce, Tax and the Necessary and Proper Clause because basically they say that ACA offers economic effects in some way or another (Somin, 2012).
The Affordable Care Act was signed into law in 2010, just over five years ago. Since then the healthcare industry, and even organizations outside the industry, have been affected in many ways; from new reimbursement models, opening healthcare exchanges, millions of individuals gaining insurance that they previously did not have, and a plethora of new regulations just to name a few. Although the law was passed in 2010, it wasn’t until 2014 that millions of newly insured participants entered into the system when much of the affects were initially recognized. However, even with two enrollment periods under our belt, a new enrollment period set to begin in a month, along with additional regulations still to be fully recognized, how the
The Obama Care bill also Known as the patient protect and Affordable Care Act was established on March 21, 2010. The Affordable healthcare Act also known as Obama Care has helped over a billion people gain access to health. In 2010 it shows that 50 million people in America did not have insurance, it also shows that 48.6 million people had decreased, and then it increased in 2012. In 2010, before the Healthcare Act was signed Obama noticed some of the small issues that were going on in healthcare systems. Obama seen that some of the insurance Companies had some unjustified rates for their healthcare plan. He observed how some of the prices for healthcare were controlled by hospitals and private doctors. The way that the healthcare system used to work was that the people that could afford the healthcare plans were able to get them. The People that were unable to get healthcare insurance like through their job or a private practice had to rely on getting Medicaid and Medicare was only for disable people or elderly people. The Affordable healthcare Act was placed to help people throughout the U.S. receive insurance even if they don’t qualify with their employer or private healthcare insurance. What many people do not know is that the new affordable care act offers many great benefits. Such as great benefits for women’s health, Birth control, people with preexisting conditions have great benefits, etc. Having this Affordable Act care will bring great benefits to our future and
The primary social problem that the Affordable Care Act (ACA) was enacted to address was for everyone to have insurance. The goal was to make insurance accessible to everyone and decrease the number of people without health insurance. The most important provisions of the law were preventive care, birth control, and prohibit exclusion of an individual with preexisting conditions, and Medicaid expansion. They addressed these problems by covering all well visits, making birth control free, allowing people with preexisting conditions get the help they need, and expanding Medicaid for the childless adults that are poor. According to Sanger-Katz and Bui (2016), the uninsured rate has gone down but there have been some difficulties with the Medicaid
OMarch 23, 2010 brought America's first universal health care coverage law, The Affordable Care Act (ACA) known as Obama Care (though it had nothing to do with the care of Obama). The ACA aimed to stop skyrocketing insurance plan rates, limiting coverage, capping usage, high deductibles, and denied coverage on preexisting conditions. It also addressed the issue of citizens who had only high deductible catastrophic health insurance plans, or not any health insurance at all. The ACA's objective to drive down medical costs mandated all citizens to have health care coverage. Part of the revenue was to come from health care payments made by those who hardly use medical services to provide funds to keep medical costs low for those who use medical
The Affordable Care Act (ACA), which was signed into law on March 23,2013 by the then President Obama, required most of the citizens and legal residents to have health insurance, it was mandated by the law. Citizens and permanent residents had to pay a fine if they were eligible to purchase health insurance through their employers or through the health exchanges, and did not buy health coverage. There were quite a few revolutionary changes that were included in the ACA among them were: Children can stay on their parents plan until the age of 26, insurance companies cannot deny coverage or increase the premiums because of a pre-existing condition, and scarping the life time maximum amount. ("Summary of affordable care act," 2010).
Patients Rights can sometimes be about making choices. you would probably want your parents to go with you to make your choices of what to do when you're in the hospital and your sick because your parents would probably know more that you would know about it and you could make the wrong choice if you're not thinking correctly. If you were in an a comma and you already made choices about what you want to do before you were in an a comma,your parents should have the right to decide something else for you because your choice of what you want to do may not be the right choice as you think it would might be.
The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.