“According to the Census ACS survey, the median household income for the United States was $55,775 in 2015.”- (deptofnumbers.com). In the short story “The Necklace” the Losiels are a middle-class family. Madame Losiel cares about her social ranking and wants to improve it somehow. Her husband gets tickets to a ball. Madame Losiel makes him get her a new dress, and she borrows a diamond necklace from a friend. They go to the ball and have a fun time. After the ball, they go home. When they get home Madame Losiel finds out she lost her borrowed necklace. She then has to go into ten years of debt to buy a new diamond necklace. She buys the new necklace and gives it to her friend. After the ten years are over she meets her friend and her friend tells her that the necklace she had borrowed from her ten years ago was fake diamonds. The article”Spending Spree” talks about how teens fall into deep credit card debt and cannot get out of it. It gives you a place to go to stay out of credit card debt. Is it possible for people today to fall into a similar financial problem as the Loisels? No, it is not possible for people today to fall into debt like the Losiels because of knowledge of money management, social ranking, and accessibility of money.
Today, it is hard for people to fall into debt because they are more aware than the Losiels were about how to stay out of debt. People today have the knowledge of how to manage their money. They know that if they put their money into the bank,
“In a nutshell, the system is geared to keep you in debt” Kevin Trudeau writes in his book “Debt Cures” At the time of publishing his book (2007) The average American consumer had more than $8,000 in credit card debt. Today the average American household owes double the amount at $16,000 in credit card debt. As NerdWallet puts it “Debt is American as apple pie.” Being the 4th highest type of debt in America at $750 billion, just below mortgage, auto debt and student loan debt. Credit card debt is one typical type of debt Americans have to deal with because of the “aggressive practices by the entire lending industry” Trudeau says. Kevin
Debt does not come across most people’s minds when it comes down to making them happy. According to Juliet Schor people will put themselves in thousands of dollars in debt till they make themselves happy and get everything they want to fit in with society. families in New York are making $600,000 a year and claim they are not making enough to live in that environment, society are putting themselves in so much debt they are worried about bouncing their checks.
Living in debt has become the norm for most U.S citizens, with nearly 80% of the population in some kind of financial dilemma. Even the national government is trillions of dollars in debt, and the main cause is spending money we don't have. If everyone would stop using credit cards, taking out huge loans, and buying houses that they really can't afford, the economy might slowly regenerate. Many people don't understand how fast debt can build up and how much interest rates can increase that debt. Yes, life would be a lot more difficult for many people if they could only use money they actually have instead of paying it back later and adding on debt, but sometimes change is needed. No matter how difficult this change may be to implement, it may
‘The Necklace’ is a morality tale written by Guy de Maupassant where he portrays the life of a beautiful but dissatisfied girl named Mathilde who desires to live a luxurious life despite being born into a clerk’s family and marrying a clerk too. Mathilde’s discontentment in life instigates her to pretend someone rich that she is not. Moreover, it leads her to severe trouble that caused ten years of hardship to Mathilde and her husband. So, this suffering is a punishment for Mathilde which taught her a lesson and changed her dramatically over the course of the story by making her a person of completely different personality for whom appearances
It is really sad that some people would rather be fashionable and in debt, than be unfashionable and without debt, just because of what society looks like. People have to realize that somewhere along the lines one has to draw the line and decide whether or not this month they would rather eat have a shelter or whether or not they would rather go out and buy that new pocketbook that is in style.
How you ever met a person who is different on the inside than on the outside? Mathilde Loisel is a pretty, middle-class woman who lives in Paris in the late 1800s. The story “The Necklace” is written by Guy de Maupassant. She doesn’t think about others/selfish. Her husband treats her like he should and she isn’t happy with it. She cares too much about her outward appearance. Besides the fact that she is pretty, Mathilde Loisel is also a closed-minded, selfish, and a vain person.
Around the world, values are expressed differently. Some people think that life is about the little things that make them happy. Others feel the opposite way and that expenses are the way to live. In Guy de Maupassant’s short story, “The Necklace”, he develops a character, Madame Loisel, who illustrates her different style of assessments. Madame Loisel, a beautiful woman, lives in a wonderful home with all the necessary supplies needed to live. However, she is very unhappy with her life. She feels she deserves a much more expensive and materialistic life than what she has. After pitying herself for not being the richest of her friends, she goes out and borrows a beautiful necklace from an ally. But as she
People who are driven by greed end up focusing on what they do not have instead of being grateful for what they do have. This is relevant in the short story “The Necklace” by Guy de Maupassant because Mathilde Loisel ends up losing everything she owns just because she lets greed drive her decisions and get the best of her. When receiving an invitation to an extravagant ball, she declines because she says she does not have anything nice to wear. In the beginning of the short story she says, “There is nothing more humiliating than looking poor in the middle of a lot of rich women.(Maupassant).” The reader sees how she puts value in possessions and what others think of her. After finding a dress and then borrowing a necklace that she thought
She removed the wraps which covered her shoulders before the glass, so as once more to see herself in all her glory. But suddenly she uttered a cry. She no longer had the necklace around her neck!
Happiness is a choice People should like how life surrounds about fulfilling happiness, but some people do it the wrong way. Mistaking love for lust and desire, or going over the limits of greed for money and expensive things are the examples of the wrong way. "The Necklace" is a short story written by Henri-Rene-Albert Guy de Maupassant in 1884. Through connecting the conflict and the theme of "The Necklace", it demonstrates that Madame Loisel is conflicted internally and all she about is money, clothes, status, and jewels. "Unhappy as though she had married beneath her" (Maupassant pg. 1) she isn't happy or satisfied with the husband she has, simply because he isn't wealthy and cannot buy her jewels and other riches.
Studies have shown that the overwhelming majority of Americans lacks proper skills to manage their finances. And the distribution of those Americans skews heavily to the lower income population. According to a St. Louis Federal Reserve research, US household debt to GDP in 2014 was as high as 79%. And household debt as a percentage of disposable income looks even bleaker, with the 2013 number being over 102%. This means, in 2013, an average American borrowed over 102 dollars for every 100 dollars he or she made. Further exacerbating the situation is the rapidly growing income inequality that created a long-term systematic threat to social stability.
Money and wealth isn't everything. Madame Loisel from The Necklace by Guy Maupassant has to learn that the hard way. Madame Loisel is a woman who feels entitled to a lavish lifestyle. She is a character who is dissatisfied with her current lifestyle even though she has a caring husband who provides her with everything he can. Madame Loisel is invited to an elaborate party in which she feels she needs a beautiful gown and a diamond necklace. In order for Madame Loisel to attend the party her husband gives her 500 Francs and she borrows a very expensive diamond necklace. After the Loisels attend the party they realize that they have lost the necklace and now their lifestyle must change dramatically so that they can pay to replace the necklace. The Loisels both work very hard for the next ten years to pay back the money they borrowed to replace the necklace. Madame Loisel realizes what a comfortable life she had and how her greed got the best of her. Leading her to a life of misery and hard labor to replace the diamond necklace. Madame Loisel is a complex character because she is both round and dynamic.
There is also the factor of everything being more expensive and interest rates being high on loans. It seems like a 3-year loan turns into a 5 or 6 year fast. Housing and rent used to be cheaper and its discouraging to even go out and rent on your own let alone must pay a mortgage and other house bills. Everything you need to live and have a decent life is more expensive and it seems like prices just keep going up. It’s not a lot but every little bit from here and there adds up and really dips into your pocket. As that pocket gets emptier there is less and less to be able to be saved. To even pay off medical bills or vehicle repairs. Once you have a bill like that happen now your back at square
Kelly J. Mayes defines plot in The Norton Introduction to Literature as the way the author sequences and paces the events so as to shape our response and interpretation. Every piece of literature contains a plot pattern that follows Freytag’s pyramid. This pyramid consists of an exposition, rising action, a climax, falling action, and a conclusion. Though each story displays this pattern of organization, authors use many different literary devices to differentiate their work and to acquire the response they want to achieve from their audience. The author of “The Jewelry,” Guy De Maupassant, correctly followed Freytag’s Pyramid and used varied literary devices to create a suspenseful read for the audience.
The nineteenth century French writer, Guy De Maupassant, tells an intriguing story in "The Necklace." He depicts the painful life of a beautiful woman, unhappily born into an average family of clerks. She felt that she was destined to marry into wealth but sadly found herself settling as she married an average copyist. Unlike the women of today, women in the nineteenth century were not fortunate enough to have a career of their own; they were either born into a wealthy family or married a man with money. In "The Necklace", Guy De Maupassant creatively reveals Mathilde Loisel's dreams of a decadent lifestyle. As her struggles start to unravel, it becomes obvious that her heartache is solely