The table above shows the significant differences between the social security system pre-SJSN (as shown in Table 3.2) and under SJSN period. First, the beneficiaries. In the old system, for example, a programme managed by Askes, the beneficiaries are limited to particular groups like civil servants. In contrast, under BPJS Health, all Indonesian people are entitled to receive the benefits of health care. Another difference is the special treatment to people who belong to poor households. In the old system, persons in this category have not been fully covered by the central government and just rely on local government policy, such as KJS in Jakarta. However, through this new system, the government has a particular policy that is …show more content…
The Article 28H and Article 34 of this Act are the basic changes in this system. The essence of these two articles is all Indonesian people are entitled to live in prosperity, and the government is obliged to develop a social security scheme for all citizens. Second, Pancasila. Through the fifth precept of Pancasila says that "social justice for all Indonesian people". It means that the government have to provide equitable justice and welfare to all individuals regardless of social status.
2. The limitations of old providers
As illustrated previously in table 3.1 and table 3.2, the old social security only gave some benefits and protection to certain groups. ILO found the limitation of the former agencies (2008: 2-3, see appendix-1). As of 2007, from 36 million of formal sector workers, only 16.79 million workers or 47 percent who receive benefits from insurance managed by Askes, Jamsostek, Taspen dan Asabri. In other words, it was only these institutions cover about 17 percent of the working population. On the other hand, data from the World Bank (2012: 14, see Appendix 2) shows that JAMKESMAS has beneficiaries amounted to 7.6 million poor and near-poor population. As of 2010, it only covered 41 percent of poor households. Based on these data, it is clear that the four institutions pre-SJSN cannot provide social security to all people. Both those who work in formal and informal sectors, as well as the poor communities who become part of
The three principal elements have become identified in practice within the institutional model of welfare. “The key elements are social protection, and the provision of welfare services on the basis of right.” (Spicker2014)
Poverty of the elderly is a sensitive political issue in South Korea and it seems to be agreed that welfare policy should address this problem urgently. The average elderly poverty rate among OECD countries is 13.5% while Korea’s rate is 45.1%, 3.4 times higher.
Social insurance programs were designed to provide continuing income to citizens over 65 after retirement, health benefits and provide benefits for the unemployed, survivors and disabled. Social insurance programs are non-means tested, work based and incorporate a large number of people while public assistance
The impact of all of these options are huge because they affect every American. The options provided here are the 6 biggest options when it comes to Social Security. Now that everyone knows what might happen, lets talk more about the when. In 2010, the amount of money coming in was to small to pay back to people. Interest from the trust bonds was collected to help aid in maintaining full benefits. As a temporary solution, shaving the interest off the bonds would have been a great fix, but the original problem still exists. Nothing has been done to balance the money in to money out ratio. Unless Congress makes some big calls, in 2020, the SSA will be forced to sell their bonds. With the interest already being collected, and now the bonds being sold, the amount of money earning interest would severely drop.
“pay as you go” system. This changing of the original system called for younger citizens
The social welfare system in the United States can be a controversial topic especially now with the new presidential elect. For this paper I was assigned to look into two different peoples perceptions and attitudes on the social welfare system. I looked into how they perceived the system and whom they believed benefits from this system. Throughout this paper the identities of the two people I interviewed will not be revealed. I will simply refer to them in pronouns. My goal during this interview was not to educate my two interviewees so some of the information contained in this paper may not be accurate. Throughout this paper the two interviewees opinions will be stated and their opinions will then be compared and discussed. Although the whole population of the United States is experiencing the same welfare system each individual perceives and has different beliefs about the system.
The background of social welfare has impacted the policies for today’s social welfare and TANF policy. There are several policies
Through the social security system, Koreans have access to healthcare services. The South Korean social security system uses four insurance schemes to provide public assistance and social welfare services, all of which are compulsory. These social insurance schemes protect and secure people's income, health and employment. Foreigners who live and work in the country can subscribe and contribute to all four and receive the same benefits as Korean nationals. This cover is also extended to their dependents.Every resident in the country is eligible regardless of nationality or profession. Foreigners living in South Korea who are registered with the National Health Insurance Corporation receive the same medical benefits and services as Korean nationals. High quality healthcare is available in South Korea in general hospitals, oriental hospitals (which use traditional eastern medical practices), public health centers and private hospitals. There is a three tier provision
The Social Security Administration is a great government administration that provides retirement and disability benefits to a large portion of the U.S. population. It was created by Franklin Delano Roosevelt (FDR). He created many new administration during the great depression to combat poverty such as the Works Progress Administration. Unlike the Works Progress Administration, on the Social Security Administration fights poverty through planning for the future rather than the now. The Administration themselves views themselves high as well, on their website they stated that the Social Security Administration is “one of the most successful anti-poverty programs in our nation's history”. The SSA could not have come at a better time than when it did during the great depression. It was crucial to the nation's future as to whether it would fall back down to its knees right as it got back up. The SSA protected us with retirement benefits which allow and help us plan for our retirement safely ensuring that we will have money when we can no longer work. This need for a retirement plan is exemplified by FDR’s speech to the N.Y. state legislature where he states “No greater tragedy exists in modern civilization than the aged, worn-out worker who after a life of ceaseless effort and useful productivity must look forward to his declining years to a poorhouse.” This is arguably the most useful part of the SSA.
It was the year of 1934. America was fighting to come out from the worst economic crisis that the world would ever witness. It was also the year of high crime rate, low Gross Domestic Product and the lowest unemployment rate America had experienced. The Depression had paralyzed American labor forces, but there was a hope still alive in every American including J.D. Rockefeller when he said, “These are days when many are discouraged. In the 93 years of my life, depressions have come and gone. Prosperity has always returned and will again” (Rockefeller). At that time, the next president named Franklin D. Roosevelt, famous as FDR, brought Americans back to work through his confident efforts and new series of programs called ‘the New Deal’.
This paper was prepared for Social Welfare Institutions and Program, SWK, 639, Section 81, taught by Professor Yvonne Johnson
In 1935, Franklin Roosevelt signed into law the Social Security Act which, among other things, provided for the financial, medical, and material needs of the poor (Komisar 125,128). Since then, there have many additions and reforms to the bill, none of which has served to quell the controversy surrounding the effectiveness of the welfare system in the United States. The main concerns of the distribution of welfare dollars and resources can be answered by the questions ?Who gets assistance?? and ?How much do they receive??. The U.S. welfare system is administered by the Department of Health and Human Services, which attempts to answer these questions through a system of minimum incomes, government-calculated poverty levels, number of children, health problems, and many other criteria. This complicated system leads to one of the critiques of the welfare system?that it is too large and inefficient. President Lyndon Johnson declared a ?War on Poverty? in 1964 designed to alleviate the burden of the poor and established the Food Stamp program the next year (Patterson 139). In 1996, a major welfare reform bill was passed that placed time limits on welfare assistance, required able participants to actively seek employment, and implemented additional services for the needy (Patterson 217).
To understand what the retirement earning test is and how it works, you must first understand how social security works. Social security in the United States of America is a program run by the government that provides income to millions of Americans who cannot work due to retirement, disability, or death (nasi.org). However the true function of Social Security is to provide supplemental income to people after retirement. It roughly replaces 40% of average worker’s income after retirement, requiring many social security receivers to continue working after their normal retirement age. How it works essentially is workers’ pay part of their income into a pool, that immediately gets disbursed to citizens getting benefits right now. They sacrifice a slice of their paycheck in the present, to be able to claim benefits when they go into retirement. The social security system has been changed constantly over the years. One thing that has not changed over the years, is the ability to claim benefits early.
The Social Security System Act was established in the year of 1935 not expecting the baby boomers to be born from the years 1946 through 1964. This is a dilemma because of declining birth rates and increased life expectancy, there are now only three age stratification workers for each beneficiary, and soon there will be only two because the elderly will retire. The system will not be able to support itself with such few workers to pay for so many beneficiaries.
Modern governments promise old age security, which ensures that their citizens can fend for themselves during old age. The approaches, however, may vary from society to society. In some like The United Kingdom and Canada, government pensions are distributed to the elderly. In some others such as Singapore, the people are compelled to provide in advance for their old age dependency. Some societies have laws in place to enforce children to take care of elderly parents. For example, in Singapore, elderly parents may file in to the court if their children do not provide for them. However, there are various financial concerns about these methods. In the case of government pensions, the heavy spending of public fund on the old aged may take a toll on other areas of the nation’s development. Thus a method that works in a society may not work in another and sometimes, multiple approaches have to be taken.