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Workers Compensation Insurance In The Workplace

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Workers Compensation is type of insurance benefiting employees and employers from injuries happened in the workplace. Workers Compensation Insurance varies in each state, and it includes: 1. Medical Expense. If an employee gets sick or injured on the job, worker's comp will pay for medical expense like Emergency Room, blood test, X-rays, and other generally acceptable medical services. Each states has their own rules in order to get those medical expenses covered. ( For instance in Florida drug test requires for sick or injured employees before or after receiving medical care. Denial on taking drug test can lead to termination or suspension depending on employer.). Majority of those medical claims are covered. 2. Disability Pay- long-term
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