9. A man borrowed 200,000.00 from a bank at 12% compounded monthly, which is payable monthly for 10 years. If the first payment is to be made after 3 months, how much is the monthly payment? a. 3010.50 b. 2,927.10 c. 3,050.40 d. 2,867.30

Q: An annuity that pays $1100 at the end of each month for 23 years sells for $120,000. What was the…

A:

Q: A man borrowed P 300,000 from a lending institution which will be paid after 10 years at an interest…

A: Given that: Principal amount = P30,000 Time Period = 10 years  Interest rate =12 %    Formula A = P…

Q: 22. Your client deposits $5 million in a savings account that pays 5 percent per year compounded…

A: The given problem can be solved using FV function in excel. FV function computes amount balance in…

Q: "If a single deposit of $500,000 is made today, earning 8% interest, compounded QUARTERLY, how much…

A: In the given question, $ 500,000 are invested at 8% compounded quarterly for 10 years. Since…

Q: 3. You have a bank deposit now worth $5000. How long will it take for your deposit to be worth more…

A: Time period for a present value to accumulate to future value is calculated by NPER function in…

Q: An amount of 100,000 was borrowed and was to be repaid in 10 instalments at the end of every quarter…

A: The question is based on the concept of Financial Management.

Q: 1. What is the compound amount and interest if Php 10,000 is invested at 3.6% compounded monthly for…

A:

Q: 2. $6500 was borrowed at an interest rate of 12% compounded semi-annually. If the loan is to be paid…

A: Given: Rate of interest(r) =12%p.aRate semi-annually=6%Time (t) =5 yearsTotal No. of…

Q: 5. A man takes out a loan of P150, 000 from a credit cooperative, which charges interest at the rate…

A: Simple interest: Simple interest is the amount of interest that is determined for a principal amount…

Q: ₱50,000.00 loan is payable in 3 years. To repay the loan, the debtor must pay an amount of every 6…

A: Loan amount (PV) = P 50,000 Period = 3 Years Number of semi annual payments (n) = 3*2 = 6 Annual…

Q: 2. If you invest P25,000 at 8% interest compounded annually, approximately how much money will be in…

A: The future value is the compounded value of an amount of deposit. The future value is calculated…

Q: 5. If P50,000.00 is deposited each year for 10 years, how much annuity can a person get annually…

A: Annuity means a finite number of payments which are the same in size and made in equal intervals of…

Q: 7. A company borrowed $100,000 from a bank, which charges them an interest rate of 5% per year.…

A: Borrowings are the liability that is used to finance the requirement of the funds. The borrower…

Q: 6. An investment of P3,000,000.00 earns interest of 9% compounded continuously. the effective rate…

A: Effective interest ratee is the interest considering the impact of the compounding on the interest…

Q: 1- Find the accumulative amount in a bank by down payment of 500000 ID now and ten cqual payments at…

A: Hi, there, Thanks for posting the question. As per our Q&A honour code, we must answer the first…

Q: Suppose that ​$290,000.00 is owed on a house. The monthly payment for principal and interest at 8.0%…

A: The amount paid by the borrower on the amount owed is regarded as interest rate.

Q: If you wish to accumulate $205,000 in 6 years, how much must you deposit today in an account that…

A: Future value (FV) = $205,000 Interest rate = 15% Monthly interest rate (r) = 15%/12 = 1.25% Period =…

Q: A bank loan of  P6,000,000 at 10% pa, is to be paid in 10 equal payments, the first of which to be…

A: Time value of money is the concept widely used by the management to ascertain the present worth of…

Q: Q) $15,000 is invested in an account at time 0. At the end of 4 years, an additional $15,000 nvested…

A: Future Value: Using an expected rate of growth, future value (FV) is defined as the worth of a…

Q: 1. The Lexington Property Development Company has a RM10,000 note receivable from a customer due in…

A: Present value is the value of an investment in today’s time. It helps to make decisions better.

Q: 1. A man bought a lot worth P1,000,000 if paid in cash. On the installment basis, he paid a…

A: Lot Worth (P0) = P1,000,000 Down payment (Cf0) = P200,000 Payment at year 1 (Cf1) = P300,000 Payment…

Q: 2. A bank loan of P6,000,000 charged at 9.65% pa compounded quarterly, is to be paid in 10 equal…

A: First we need to calculate effective annual interest rate Effective annual interest rate =1+inn -1…

Q: Suppose you invest S11.570.00 Into an account 3.417% compounded weekly. How much money is in the…

A: In this question one has to find the future value with continuously compounded for 2 years and then…

Q: You just put $1,000 in a bank account that pays 6 percent nominal annual interest, compounded…

A: Deposit amount (PV) = $ 1000 Annual interest rate = 6% Monthly interest rate (r) = 6%/12 = 0.50%…

Q: Suppose that a $200 lump sum amount is invested for 10 years at a nominal interest rate of 5%…

A: Future value can be calculated using FV = PV* (1 + r / n)nt Where, PV = Present value FV = Future…

Q: 15. You deposit $8,000 in a bank account today. You make another deposit of $14,000 into the account…

A: Today's deposit = $8,000 Deposit in year 1 = $14,000 Deposit in year 2 = $10,000 Interest rate = 8%…

Q: 3. A man deposits P 50000 in a bank account at 6% compounded monthly for 5 years. If the inflation…

A: Data given: Present worth =P= P 50000 Rate of interest = r= 6% compounded monthly. No. of years =n=…

Q: Q9. If an amount of $14,000 is deposited into a savings account at an annual interest rate of 5%,…

A: A concept through which it is studied that the current worth of money is higher than its future…

Q: A

A:

Q: What is the amount of 10 equal annual deposits that can provide five annualwithdrawals, where a…

A: The future value of annuity is given by:=C×1+in-1iWhere, C=Cash flow per periodi=Intertest…

Q: If you borrowed P 10,000.00 from a bank with 8% interest per annum, what is the total amount to be…

A: Future Value refers to the value of the current asset or investment or of cash flows at a specified…

Q: If 10,000php is invested in account paying 6% compounded quarterly; A. How much will be in the…

A: Future Value refers to the value of the current asset or investment or of cash flows at a specified…

Q: Suppose you borrowed $15.000 at a rate of 11.1% and must repay it in 5 equal installments at the end…

A: Interest is the amount given by the borrower of money to the lender of money. Interest is usually…

Q: nd l

A: Present Value of annuity due formula will be used to calculate the value of house and lot as the…

Q: 11. If $10,000 is invested today in an account of Faisal Islamic Bank of Egypt that earns interest…

A: Using excel PMT function

Q: $2500.00 is invested in an account with a 3.1% interest rate that is compounded quarterly. How much…

A: The money at the end of one year can be computed using the Future Value Formula.

Q: 7. The monthly rental of an apartment in Quezon City is P9,000 payable at the beginning of each…

A: Present value of annuity is the present value of all the stream of cash flows that occur in future.

Q: A deposit of $3,000 is made in a savings account that pays 7.5% interest compounded annually. How…

A: Compound Interest is calculated by multiplying the initial principal amount by one plus the annual…

Q: A deposit of $50,000 is made into an account that pays 10% compounded semiannually. How much would…

A: Introduction: Amount which is deposited into an account now is referred to as present value. The…

Q: 8. If you deposit P16,000 per year for 12 years (each deposit is made at the end of each year) in an…

A: Future Value of Ordinary Annuity: The worth of a quantity of money that will be paid on a specified…

Q: Money borrowed today is to be paid in 6 equal payments at the end of 6 quarters. If the interest is…

A: A study that proves that the 1value of money today is higher than the future value of money is term…

Q: $100 is deposited each quarter for 5 years. What is the future value of the account if interest rate…

A: FORMULA FVA = P*[(1+R)N-1]/R Where FVA - Future value of annuity P - Quarterly deposit amount i.e.…

Q: 2. If you wish to accumulate R200,000 in 7 years' time by depositing R1,850 per month in an account…

A: The concept of the time value of money states that the current worth of money is more than its value…

Q: 3 A bank account pays 5 % annual interest compounded semiannually. How much money should be…

A: Following is the answer to the question

Q: 1. How much should you deposit into an account that pays 3.6% compounded monthly if you want to have…

A: Future Value (FV)=$15,000 Duration (n)=10*12=120 periods Rate of interest (i)= 3.6%12=0.003   As per…

Q: 1. a. In a savings account 3% annual interest rate compounded monthy, P 1,000 is deposited at the…

A: Note: It is a case where the number of questions asked is more than one and no specified question is…

Q: 1. A man deposited P25,000 in a bank with interest at 8% compounded monthly for 3 years. After 3…

A: Introduction Note: “Since you have asked multiple questions, I will solve the first question for…

Q: bank pays 6% interest per year, compounded quarterly. To what amount will a $5000 deposit grow if…

A: Interest expense is the periodic obligation of the borrower to pay a certain percentage of the…

Q: Find the interest if P50,000 is invested at 7% compounded monthly for 5 years and 6 months. O A.…

A: Solution: Monthly interest rate = 7%/12 = 0.583333% Nos of monthly periods = 5.6*12 = 66 months…

Risk and return

Before understanding the concept of Risk and Return in Financial Management, understanding the two-concept Risk and return individually is necessary. 

Capital Asset Pricing Model

Capital asset pricing model, also known as CAPM, shows the relationship between the expected return of the investment and the market at risk. This concept is basically used particularly in the case of stocks or shares. It is also used across finance for pricing assets that have higher risk identity and for evaluating the expected returns for the assets given the risk of those assets and also the cost of capital.