a bank's most important asset is its deposits. true or false?

Q: What are the bank’s total risk-weighted assets

A: Risk weighted Assets- Meaning To ascertain the minimum  capital that must be held by banks and…

Q: riefly explain about Basic Concepts of sources of Bank Funds. No plagiarism.

A: Introduction : In simple words, banks are the financial institutions which work as a bridge between…

Q: This is the PRIMARY FUNCTION OF COMMERCIAL BANKS  TRUST FUNDS SAFE DEPOSIT BOXES EXTEND CREDIT…

A: 1.Trust Fund is an entity that holds property on behalf of someone 2.Safe Deposit Boxes means…

Q: Which among the following is not a liquid asset Cash deposited in a bank O Stock O Bills receivable…

A: A liquid asset is the asset which can be quickly converted into cash.

Q: What are the implications of the transformation function for the liquidity position of the bank?

A: Answer: Introduction: Liquidity is nothing but the ability of the bank to turn money into cash and…

Q: Explain the steps of bank reconciliation in Accounting.

A: A statement that is prepared to identify the reasons for the difference and to reconcile the…

Q: The determination of cash requirements is closely associated with a bank’s liquidity requirements.…

A: The ease with which an asset, or security, can be turned into cash without impacting its market…

Q: when a company establishes a credit line with a bank, it is the same as borrowing from the bank True…

A: Credit line is similar to taking a loan but in credit line loan is taken on a regular basis. There…

Q: What is a cutoff bank statement? How do auditors use it?

A: Cutoff Bank Statement: A complete bank statement that includes list of all paid checks and deposit…

Q: What is the role of the Core Principles of Effective Bank Supervision as it relates to operational…

A: Core Principles for Effective Banking Supervision that Supervisors across the globe may consider…

Q: 1- The purpose of deregulation is to ensure stability and prevent banking crises. True or False. 2-…

A: 1) True Deregulation support the idea that competition and openness in financial markets are…

Q: Why is it important to prepare a bank reconciliation

A: Bank reconciliation is the statement prepared by the entities to check if there are any variations…

Q: What are the risk-adjusted on-balance-sheet assets of the bank as defined under the Basle Accord?

A: The answer is stated below:

Q: Discuss using figures how Bank Overdraft will affect the preparation of Bank Reconciliation…

A: Bank reconciliation statement is a kind of statement prepared in order to reconcile the balances…

Q: Critically discuss the effect of deposit insurance on bank stability.

A: The deposit insurance is an insurance product that is offered to reduce or eliminate the risk of…

Q: what the effect to asset, liability and owner's equity if the company receives cash from a bank loan

A: The accounting equation states that assets equals to sum of liabilities and shareholders equity.

Q: What is the DEAR of the bank's

A: DEAR(Daily Earning at Risk) measures the potential loss in portfolio's value over a one-day period…

Q: Under what conditions may a bank refuse to make payment?

A: Conditions:- - when the customer has died - customer had insane or insolvent. - customer lost the…

Q: What is meant by Bank Reconciliation? Who made it and when was it made?

A: Hey, Since there are multiple questions posted, we will answer first question. If you want any…

Q: WHAT ARE THE TYPES OF BANK MANAGEMENT?

A: Bank management is used to govern the different concerns that are associated with the bank to…

Q: Who is responsible for preparing the bank reconciliation and what is the purpose of it

A: Since you have asked multiple questions, we will solve the first question for you. If you want any…

Q: NSF results in a bank crediting one’s account. True or false

A: Non-sufficient funds in banking terms means that there is not enough money in the account to pay the…

Q: 1. Bank statement and bank reconciliation statement are the same.

A: Note: “Since you have asked multiple question, we will solve the first question for you. If you want…

Q: Technically, a bank can require depositors to give prior notice before they withdraw funds from time…

A: Time deposits are deposits in the a bank which has fixed time of maturity. For this deposits,…

Q: Which among the following is not a function of a bank? a. Issuing demand drafts b. Paying interest…

A: A BANK IS A FINANCIAL INSTITUTION LICENSED TO RECEIVE DEPOSITS AND MAKE LOANS . BANK ALSO PROVIDE…

Q: What are bank assets used for?

A: Standard Disclaimers“Since you have posted a question with multiple subparts, we will solve first…

Q: Distinguish between illiquidity and insolvency as it affects a bank and discuss the reasons why…

A: Here are the two terms meanings, Illiquidity is considered as the short term problem of banks where…

Q: What are the four major categories of assets on a commercial bank’s balance sheet and income…

A: Commercial banks: It is the financial institution that accepts deposits from the public and gives…

Q: Describe how a bank might use standards.

A: Standards are a set of the parameter for any process which is used to run the businesses. It is main…

Q: As described in the textbook, the following are some of the general principles of proper bank…

A: Answer: Principal Agent Management. General principle of a proper bank management includes,…

Q: Explain why the money listed under assets on a bank balance sheet may not actually be in the bank?

A: Balance sheet of the bank used to operate under an assets, where the net worth of bank used to…

Q: Explain the relationship between a payor bank and its customers.

A: Introduction: Payor bank can be defined as a bank which is the drawee of a draft.

Q: A checking account is: OPTIONS: an asset to a commercial bank. a liability to a commercial bank. an…

A: A checking is a bank saving account which is opened with a commercial bank by a customer. He can…

Q: what are the consequences of bank failures?

A: A bank failure occurs when a bank is unable to meet its obligations to its depositors or other…

Q: 1. What is a Central Bank Balance Sheet?

A: Balance Sheet:   It is a financial statement prepared by an organization at the end of the trading…

Q: For an investment bank, bank office refers to a department which directly generate revenue for the…

A: Note: Bank office is considered as the Front office for an investment bank because there are total…

Q: in terms of bank balance sheets which of the following is correct?

A: Bank balance sheet shows all sources and uses of bank funds. It's assets represents the uses of…