A visitor to your client's home who is a licensed driver from another province in Canada, but does not own a vehicle, with permission, drives your client's automobile and is involved in an "at fault" accident. The visitor sustains minor injuries. Which one (1) of the following statements is correct? OA) The client's O.A.P. 1 Owner's Policy would not pay because the visitor is not a licensed operator in Ontario. OB) The client's O.A.P. 1 Owner's Policy would only pay if permission had been granted by the insurer for an out- of-province driver to operate the automobile. OC) The client's O.A.P. 1 Owner's Policy would pay. OD) The third party's O.A.P. 1 Owner's Policy would pay because the visitor is not a licensed driver in Ontario.

A visitor to your client's home who is a licensed driver from another province in Canada, but does not own a vehicle, with permission, drives your client's automobile and is involved in an "at fault" accident. The visitor sustains minor injuries. Which one (1) of the following statements is correct? OA) The client's O.A.P. 1 Owner's Policy would not pay because the visitor is not a licensed operator in Ontario. OB) The client's O.A.P. 1 Owner's Policy would only pay if permission had been granted by the insurer for an out- of-province driver to operate the automobile. OC) The client's O.A.P. 1 Owner's Policy would pay. OD) The third party's O.A.P. 1 Owner's Policy would pay because the visitor is not a licensed driver in Ontario.