At the end of each quarter, Patti deposits $1,600 into an account that pays 12% interest compounded quarterly. How much will Patti have in the account in 3 years? Multiple Choice $22,455. $23,964. $23,436

Q: Jim Hopper plans to place his money in a certificate of deposit that matures in three months. The…

A: A certificate of deposit is a fixed income instrument issued by banks and credit unions. Interest…

Q: Ar. Rosales deposits P75,000 at the end of each month in a bank which pays 9% compounded month ho…

A: Honor code: Since you have asked multiple questions, we will solve the first question for you. If…

Q: Suntech Distributors, Inc., deposits $4,000 at the beginning of each 3-month period for 7 years in…

A: Formula: A = P [ 1 + ( r / N )NT ] Interest : Interest is a fee charged on the borrowed amount.

Q: Catelyn makes deposits of $1438 at the beginning of every 6 months into an account earning 6.86%…

A: The future value after 2 years can be calculated with the help of future value of annuity due…

Q: to attend school Sam deposits $130 at the end of every month for two and one half years.what is the…

A: Future Value of Ordinary Annuity refers to the concept that finds out the value of the sum of all…

Q: Jane Adele deposits $1,700 in an account at the beginning of each 3-menth period for 12 years. If…

A: If the amount is deposited at end of each period, then such annuity is called ordinary annuity. If…

Q: Clara borrows $41,000 today at 2.9% per year compounded quarterly, to start her own buisness. she…

A: In this question we need to compute the Clara's quarterly payments from following details: Loan…

Q: Shaun deposits $3,000 into an account that has an annual rate of 2.9% compounded continuously. How…

A: Deposited amount (PV) is $3,000. Annual rate is 2.9% compounded continuously. Period is 2 years 9…

Q: Sonya is making a savings plan: every year she will deposit $1,650 in an account that earns 4.5%,…

A: Given, yearly payment is $1650 Interest rate is 4.5%

Q: In the situation where Ahmad are depositing $1,000 per month in a savings account that pays 6…

A: Payment period is the no. of times money is deposited in a year. compounding period is the no. of…

Q: Claire has invested ​$11,000 in a 24​-month CD that pays an annualized rate of 3.98​%. How much…

A: The interest amount is the interest earned on the investment amount that is invested for the…

Q: Zach depsoits a $38,000 one-time lump sum in an account with an APR of 7% that is compounded…

A: Future Value refers to the value of the current asset or investment or of cash flows at a specified…

Q: Diane invested $4500 in an account that pays an annual interest rate of 3.7%, compounded monthly.…

A: Amount in the account after one year= $ 4669.35 Effective rate of interest = 3.76%

Q: effrey deposits $406.00 every month into his son's RESP for the next fifteen years unti his son goes…

A: Future value of deposit includes the amount being deposited and compounding interest accumulated…

Q: At the end of every week, for 2 years, Carlo puts $35 into an account that earns 5.2% per year,…

A: If an individual is regularly depositing certain account at the beginning of the period it would be…

Q: Tim Houston purchased a wall unit for $2,400. He made a $600 down payment and financed the balance…

A: The yearly rate that borrower pays on loan and investors receives on deposits is the annual…

Q: The owner of Sebastopol Tree Farm deposits $450 at the end of each quarter into an account paying…

A: Future value of a present value is the value of that amount after taking into account the time value…

Q: To attend school, Zahra deposits $600 at the end of every 6 months for five and one half years. What…

A: Given: Particulars Amount Amount(PMT) $600 Interest rate 3%

Q: A couple who borrow $80,000 for 15 years at 7.2%, compounded monthly, must make monthly payments of…

A: A loan is a financial arrangement in which one or more people, companies, or other entities lend…

Q: Anna places $384 each quarter into an account that earns. If the account earns 1.41% interest…

A: Given data; Quarterly payment = $384 interest rate = 1.41% number of years = 7 Compounding frequency…

Q: Catelyn makes deposits of $1242 at the beginning of every 6 months into an account earning 6.68%…

A: This question requires us to calculate the Deposits Balance after 2 years in which $1,242 is…

Q: Beginning in January, a person plans to deposit $100 at the end of each month into an account…

A: Using excel FV function

Q: What is the value of the account at the end of 9 years?

A: Depositing equal amounts at the end of the period for a fixed time period is in the form of an…

Q: Scott deposits $5,000 at the end of each year into an account for five years. Assuming 6% interest…

A: Given:

Q: Tim Houston purchased a wall unit for $2,300. He made a $600 down payment and financed the balance…

A: Given, Wall unit Cost =$2300 Down payment =$600 Loan Installment = 48 months Payments = $43.5 per…

Q: To attend school, Arianna deposits $160 at the end of every month for three and one-half years. What…

A: To calculate the accumulated amount we will use the below formula   Accumulated amount =…

Q: Tim Houston purchased a wall unit for $2,300. He made a $600 down payment and financed the balance…

A: Financing an item provides a facility to the purchaser to make the payment of the item in small…

Q: To attend school, Amaya deposits $600 at the end of every 6 months for three and one-half years.…

A: Semiannual deposit (d) = $600 Number of deposits (n) = 7 (3.5 Years * 2) Interest rate = 0.02 or 2%…

Q: You're prepared to make monthly payments of $260, beginning at the end of this month, into an…

A: The number of payments made can be calculated with the help of NPER function of Excel

Q: Tim Houston purchased a wall unit for $2,400. He made a $600 down payment and financed the balance…

A: The yearly rate that borrower pays on loan and investors receives on deposits is the annual…

Q: At the end of each quarter, Patti deposits $1,800 into an account that pays 10% interest compounded…

A: Future Value of Annuity = Present Value x [{(1 + i)n - 1} / i]

Q: The owner of oak hill farm deposits $3000 at the end of each quarter into an account paying 2.5…

A: To calculate the value at the end of 5 years and 6 months we will use the below formula   Future…

Q: For 8 years, $52 is deposited each week into an account that earns 2.1% interest, compounded weekly…

A: This question has two parts, First - $300 compounding every week for 8 years which is  simple…

Q: You’re prepared to make monthly payments of $190, beginning at the end of this month, into an…

A: NPER is the number of payments required to make to have an account balance 10,000 in future. Given:…

Q: ) Bianca takes out a 23-year home loan of $750,000 at the interest rate of 3% p.a. compounded…

A: Given: Particulars Amount Borrowed(PV) $750,000 Years 23 Interest rate 3.00%

Q: An uncle has deposited $10,000 into an account that is paid quarterly at an annual rate of 2%. The…

A: The present value of the annuity is the current worth of a cash flow series at a certain rate of…

Q: Clay Harden borrowed $25,000 from a bankat an interest rate of 9% compounded monthly. Theloan will…

A: When a loan is repaid by regular equal payments, each payment includes an interest part and a…

Q: Matthew made the following deposits: Present – P80K, After 9 months - P50K, After 1 years the…

A: The value of equal withdrawal depend on the future value of the present deposits made.

Q: A man deposits 320 at the end of each three months in an account paying 6% converted quarterly. In…

A: No of deposits required can be calculated using the formula of the future value of annuity.

Q: Layla puts PhP 45,000 into an account to use for future expenses. The account earns 13%, compounded…

A: Deposit amount (PV) = Php 45,000 Annual interest rate = 13% Interest rate quarterly (R) = 13%/4 =…

Q: A person plans to make a series of equal quarterly deposits of $1,500 each into a savings account,…

A: Equal Quaterly deposits are of $1,500 Interest rate is 6.5% compounded daily Time period is 10 years…

Q: Marissa converted an RRSP balance of $125,000 into an RRIF that will pay he $1,850 at the end of…

A: Future Value: The future value is the amount that will be received at the end of a certain period.…

Q: At the end of each quarter, a life insurance client deposits Ph 6,366 for 5 years. If money is worth…

A: Solution:- When an equal amount is deposited each period at end of period, it is called ordinary…

Q: Beatrice deposits $75 at the end of each month into an account earning 4.75% compounded monthly. How…

A: Compound interest refers to the interest accrued not only on principal amount but also on the…

Q: Jane invests $700 at the end of each year for 5 years. If interest is paid at 7%/a compounded…

A: Data given: Investment amount = $ 700 (at the end of each year) n= 5 years Interest = 7% p.a.…

Q: oanne deposits $4,300 into a one-year CD at a rate of 2.3%, compounded daily. a. What is her ending…

A: Deposit amount (PV) = $ 4300 Annual interest rate (r) = 2.3% Number of compounding per year (d) =…

Risk and return

Before understanding the concept of Risk and Return in Financial Management, understanding the two-concept Risk and return individually is necessary. 

Capital Asset Pricing Model

Capital asset pricing model, also known as CAPM, shows the relationship between the expected return of the investment and the market at risk. This concept is basically used particularly in the case of stocks or shares. It is also used across finance for pricing assets that have higher risk identity and for evaluating the expected returns for the assets given the risk of those assets and also the cost of capital.