Briefly describe the process that led from a homeowner purchasinga home to an investor purchasing a collateralized debt obligation.

Q: which one of the following accounts has the best liquidity

A: Liquidity is denoted as the cash immediately available at hand. If sufficient cash at hand is…

Q: What source of foreclosure leads comes with a built-in sense of trust and credibility with the…

A: SOLUTION-   FORECLOSURE  IS THE ACT OF A LENDER , ESPECIALLY A MORTGAGE LENDER , TAKING THE…

Q: give an example of a situation where someone has loaned an item of personal property to someone,…

A: Loans are the common ways of borrowing a sum of money from individuals or from financial…

Q: You are considering giving a loan to a prospective commercial property investor. You are concerned…

A: In order to see which ratio should be looked upon one should look at the income generated by the…

Q: Who are the parties to the contract of pledge and contract of mortgage?

A: Pledge is a formal promise or agreement while Mortgage is a type of loan that's used to finance…

Q: liquidate t

A: At the time of liquidation we have used Realisation account to show the surplus of deficit. We need…

Q: Explain the purchase-money mortgage?

A: Purchase-money mortgage: A purchase-money mortgage is a loan delivered to the debtor by the vendor…

Q: How can Kate determine whether sentiments will be able to meet its interest and principal payments…

A: Step 1   Financial statements will provide information related to the company’s revenue, expenses,…

Q: What is the surety status of any grantees who have assumed the mortgage? Will an extension of time…

A: If one assumes someone’s mortgage, it indicates that one is agreeing to take on the debt. So, when…

Q: Mortgage fees paid by the homeowner at, or prior to, closing on the purchase of a house typically…

A: There are various mortgage fees levied

Q: You are considering giving a loan to a prospective commercial property investor. You are concerned…

A: Debt service coverage ratio is the ratio that tells the available cash with the firm to repay its…

Q: The redeemable cash value of a life insurance policy (cash surrender value) where the insured is the…

A: The correct answer is Option (b).

Q: Explain the Other characteristics of home equity loans?

A: A type of loan under which equity is used as collateral by the borrower is known as a home equity…

Q: E.) Is a contractual financial product sold by financial institutions that is designed to accept and…

A: Financial Institution: Financial institutions refers to the business that provides a marketplace for…

Q: What are the key principles underlying both conventional and Islamic home financing techniques? Who…

A: Conventional home finance - Bank lending i.e. a bank provides a pure interest based loan. in…

Q: A loan to purchase real estate in which the real estate itself serves as collateral is a ____ loan.…

A: C. MORTGAGE LOAN In Mortgage Loan real estate or property as Kept as security.  Mortgage is a…

Q: The document a lender gives a borrower detailing the actual costs of a loan is called     a…

A: A truth in lending disclosure is an agreement where there are some important disclosure made by the…

Q: Explain Residential Mortgage-Related Securities?

A: A types of security which is backed up by single or group of mortgages is known as Mortgage-based…

Q: Explain Transfer of Property or a Beneficial Interest in Borrower?

A: The question is based on the agreement of Mortgage loan in real estate deal.

Q: How can be Mortgage Transfer to a New Owner?

A: Assumable mortgage refers when a mortgaged property is sold along with the loan. Buyer in this case,…

Q: With reference to a lender will loan a certain amount of funds to an entity in need of funds using…

A: Collateral is defined as the pledge of the borrowers in a lending agreement of the particular…

Q: Which is the proper accounting treatment for a mortgage payment? a) Debit: Expense Debt Service…

A: A mortgage payment is a payment of liability for the organization. A reduction in liability is…

Q: Mezzanine Debt is generally collateralized by O A first deed of trust O A high rate of interest O A…

A: Mezzanine debt is a financing instrument which is a hybrid of debt and equity. It has higher risk…

Q: Explain The Federal Home Loan Mortgage Corporation?

A: Federal Home Loan Mortgage Corporation is a private corporation which is established with the…

Q: Why we need to know the interest, annuities, amortization and mortgage especially in real life?

A: Money charged on a regular basis at a set rate for the use of borrowed funds or to postpone debt…

Q: An escrow agreement and a mortgage A promissory note and a mortgage or deed of trust A promissory…

A: When any property is mortgaged as collateral for financing than it is necessary to make certain…

Q: What’s the purpose of the mortgage amortization for investors

A: Amortization is dividing of mortgage loans into series of payments which constitute principal and…

Q: Explain Acquiring Title “Subject to” a Mortgage?

A: Utilizing any real estate or property as a surety for obtaining any kind of loan is known as a…

Q: How to solve Debtors collection schedule

A: Debtors are those accounts to whom business has made credit sales on account and amount has not been…

Q: Explain The Mortgage Instrument?

A: The question is based on the concept of mortgage, which is  a contract between lender and borrower.

Q: uestion: Are bonds considered liabilities? Why or why not?

A: Meaning of Bonds Bonds are fixed income debt instruments where the borrower borrows money by issue…

Q: Which of the following is a feature of a home equity loan?   Group of answer choices a. The interest…

A: A home equity loan is like a second mortgage loan is a type of loan. Home equity loans permit…

Q: Discuss the major factors that a lender should take into account when deciding whether to grant a…

A: There are many factors lender should consider while giving term loans.

Q: Explain HOME EQUITY LOANS?

A: Home Equity Loans are the loans that are taken in against of the equity for their home.  These are…

Q: For an individual investor, investment in which one of the following accounts has the best…

A: Liquidity means converting assets easily into cash. A companies liquidity is the ability of the…

Q: Bonds secured by a mortgage on corporate property are called a.property bonds. b.investment bonds.…

A: A bond backed by the property is a mortgage bond. The investor attract on it because of its features…

Q: You are considering giving a loan to a prospective commercial property investor. You are concerned…

A: Debt Consolidation (DSCR) is a measure of a company's cash flow to pay off current liabilities. DSCR…

Q: Valuation is applied to this specific object so that a proper computation of rental charges can be…

A: It's true valuation is made of some object like building, office, machines or land etc. All these…

Q: Which alternative should the borrower choose, assuming he will own the property for the full loan…

A: Mortgage: It is the loan taken for the purchase of a house or any specific land or other sorts of…

Q: Is real estate mortgage a real contract?

A: When two parties are get into contract for the purpose of sale and purchase in order to agreeing…

Q: Which Property can be Covered by a Mortgage?

A: Mortgage is a financial debt instrument signed by the borrower when he borrows money from the lender…

Q: If a bank client requests a loan for the acquisition of real estate, what type of loan is he/she…

A: Most clients take a home loan for purchasing real estate. For this they have to comply with certain…

Q: hich of the following must appear in a public document?     a. Donations of immovable property b.…

A: The public document refers to those documents which generally contain the forms or norms formulated…

Financial Transaction Analysis

The transaction analysis is done with the help of the accounting equation. The basic accounting equation is alternatively known as the balance sheet equation is based on the double-entry system which says that for each transaction happening in a business, at least two accounts should be affected I.e. both the debit side and the credit side should be equal. The Accounting Equation is