Find the FV (Future Value) at the end of the last payment period. Payments of RM1000 each are made at the beginning of each year for 3 years with interest at 5% compounded annually.

Q: hat is the future value of 15 periodic payments of $26,000 each made at the end of each period and…

A: Future values of payments includes the principal payment and payment of interest and present value…

Q: What is the realized balance from a eriodic payment of 100,000 dinars to paid at the end of every 6…

A: We need to use future value of ordinary annuity formula to solve this problem Future value…

Q: Determine the present value of an Annuity Php 1,000.00 for 25 quarterly installment that will start…

A: The present value of the annuity is the current worth of a cash flow series at a certain rate of…

Q: What is the present worth of a 3 years annuity paying P3,000 at the end of each year, with interest…

A: Annuity is a series of uniform cash flows over a period of time.

Q: Find the Future value of installment payments of P5,000 now, P8,000 at the end of the 1 year , 3,000…

A: Hi There, Thanks for posting the questions. As per Q&A guidelines, the solution for the first…

Q: 1. The first payment for a deferred annuity of Php 5,000 every 3 months for 4 years is due in 3…

A: Note:We’ll answer the first question since the exact one wasn’t specified. Please submit a new…

Q: Suppose ₱2500 is deposited at the end of each year for the next 5 years in an account paying 7.5%…

A: Annual deposit (P) = P 2500 Annual interest rate (r) = 7.5% Number of annual payments (n) = 5

Q: In a series of payments at the end of the period, the first payment is 240 TL and the second payment…

A: The present value function or concept can be used to determine the present value of a future sum or…

Q: Assuming an annual effective interest rate of 5%. Which of the following annuities with 12 payments…

A: The present value of the annuity is calculated by discounting the future payments at the required…

Q: A person buys a piece of lot for P110,000 down payment and 10 deferred semi-annual payments of P…

A: Present value of all payments is calculated by using discount rate factor and then multiplying the…

Q: Assume that you deposited RM5,000 at the end of each year for 3 consecutive years in an account that…

A: The future value of annuity can be calculated with the annuity equation.

Q: Compute the future value of annual payments of $1,000, paid for 4 years, using an interest rate of…

A: Future value can be defined as the future worth of the present cash flow that will be received from…

Q: Find the present value of deferred annuity of P 900 every 3 months for 5 years that is deferred 3…

A: Deferred annuity is a series of payments which starts after a certain period of time called…

Q: You borrowed Php 20,000 that is to be paid in 2 years with an interest rate of 5% per annum…

A: Amortization schedule contains periodic payment, opening balance, interest charged and closing…

Q: Suppose P1500 is deposited at the end of each year for the next 6 years in an account paying 8%…

A: Formula:  Periodic Deposit at the end of the Year,…

Q: You are offered payments of P1500.00 at the end of each quarter for 6 years.  You feel that the…

A: The cash value is the present value of annuity calculated on the basis of a specified rate. Annuity…

Q: You expect to receive P1,000 at the end of each of the next 3 years. You will deposit these payments…

A: Future value: It can be defined as the value of an investment or any asset at a specified future…

Q: What is the present worth of a year annuity paying P 3,000.00 at the end of each year, with…

A: Annuity is referred as the instalment paid at the regular interval for a particular period. Present…

Q: What is the present value of an annual annuity payment of Php7,000 made for 12 years with a required…

A: Present value of annuity due is computing the value at the end of the number of periods given using…

Q: Assume that you deposited RM5,000 at the end of each year for 3 consecutive years in an account that…

A: Annual deposit = RM 5,000 Number of annual deposit = 3 Interest rate = 10% Semi annual interest rate…

Q: the formula  find the monthly payment of an ordinary if the present value is P18,500 with an…

A: Present value of money is that equivalent money that includes interest and principal amount. That is…

Q: Find the present value of a simple perpetuity of P10,000 payable semi-annually if the interest rate…

A: The formula to calculate the present value of the growing annuity is  Present value of annuity due=…

Q: Payments of $657 and $1000 due 2 years ago and today respectively are to be replaced by two $1000…

A: The concept of TVM is used to compare the value of money at different times based on the interest…

Q: 1. Determine present worth and the accumulated amount of an annuity consisting of 6 payments of…

A: Since you have asked multiple questions, we will solve the first question for you. Please ask…

Q: If money is borrowed today with an amount of P50,000.00 and subjected to a 9% compounded quarterly…

A: The present value is the value of the sum received at time 0. It is the current value of the sum…

Q: . Find the equivalent interest rate per payment interval j, present value P and amount F.  1.…

A: The equivalent interest rate formula will be: Equivalent rate = New compounding period ×1 + RateOld…

Q: If money is invested at 12% compounded semiannually, find the present value of P3,000 due at the end…

A: Cash Flow at the time of maturity  P3,000.00 Table value are based on   n = 3.5 Year * 2 7 i =…

Q: Find the present value of an annuity if the first monthly payment of Php 8,500 is made at the end of…

A: First Monthly payment is Php 8,500 Interest rate is 12.6% Compounded monthly Time period of annuity…

Q: What is the present value of an annuity of P150,000 payable at the end of each 6-month period for 2…

A: Present Value:  The present value is the value of cash flow stream or the fixed lump sum amount at…

Q: In a series of semiannual payments of P2,500 each the first payment is due at the end of 4 years and…

A: The regular or lump-sum amount that is received or paid after a specific time period rather than…

Q: Find the present value of 10 semi – annual payments of 500Php each if the first is due after 5 years…

A: Number of semi annual Payments are 10 Amount of payment is Php500 Interest rate is 10% converted…

Q: Find the present value of an annuity of P20,000 payable annually for 8 years, with the first payment…

A: The present value is the value of the sum received at time 0 or the current period. It is the value…

Q: A person buys a piece of lot for P 100,197 down payment and 12 deferred semi-annual payments of P…

A: Down payment (DP) = 100,197 Interest rate = 0.186 Semi annual interest rate (r) = 0.186/2 = 0.093…

Q: An amount of R30 0000 is deposited into an account now, at a rate of 3,9% pa. Three years from now…

A: Given: Deposit amount = 300000 Interest rate = 3.9% Additional amount = 170000 New interest rate =…

Q: Determine the value of A and B that will make the futureworth in year 8 equal to P100,000. Note: A…

A: Value of A = X Value of B = 2X CF1 to CF4 = X CF5 to CF8 = 2X r = 10% Future value in year = P…

Q: Find the present value of an annuity of P30,000 payable annually for 10 years, with the first…

A: Present value of an annuity referred as the amount of money required today to make a series of fund…

Q: Assume that Kikay Company is to make annual investment of P500,000 for five years. The interest for…

A: Annuity means where regular payment is made at the end of regular period and full amount with…

Q: What is the present value of $9,500 payable at the end of 7 years? Use a nominal rate (monthly…

A: We need to use the concept of time value of money to solve the question. According to the concept of…

Q: Regular equal amounts of R1200 are deposited into a savings account every three months for six…

A: INTRODUCTION Bank provides interest on the deposits which are deposited by individuals. This…

Q: A deferred annuity is purchased that will pay P8, 000 per quarter for 20 yea after being deferred 10…

A:

Q: You make an investment into a money market account at time T=0. In year T=5, the value of the money…

A: Given: Time period: 5 years Future value: $5000 Rate of interest: 5% compounded quarterly To…

Q: (a) at a rate of 3% p.a. effective, for 20 years. Compute the present value of an annuity due that…

A: As per Bartleby Honor Code, when multiple independent questions are asked, the expert is required…

Q: Find the size of monthly payment for 2 years on P85,000 if money is worth 12% compounded monthly and…

A: N = 2 years or 24 months Loan = 85000 Nominal Rate = 12% Compounded Monthly Number of compounding…

Q: present value of the  investment if the rate of interest is 12% compounded semi-annually?

A: A deferred annuity is a term that is used to refer to the present value of the series of periodic…

Q: What is the present value of P300,000 due at the end of 2 years, if the money is worth 8% compounded…

A: Thhe formula to calculate present value is: Present value = Future value / (1 + Rate)^Time

Q: Find the present worth of perpetuity of P 6,000 annually with an interest rate of 12% annually if…

A: A perpetuity is an annuity that gives out payments but has no maturity period.

Q: Find the present worth of perpetuity of P 10,000 semi annually with an interest rate of 10%…

A: In this question, the first semi-annual payment will be given after 5 years. First, the present…

Q: Determine the present value P if 100 pesos is paid annually for 5 years at 6% interest compounded…

A: Annuity amount= 100 pesos Time period= 5 years Interest rate= 6% interest compounded annually

Q: tỏ bê paid off by a payment of R2000 now, and two equal payments two consecutive years from the…

A: The time worth of money (TVM) is the possibility that cash you have now is worth more than the…

Present Value

Present value (PV) is defined as the current or present value of all future sums of cash flow or money at a specified rate of return. This rate of return is known as the discounted rate, which is essentially the interest rate, discounted over some time. The expected cash flows are discounted at a discount rate to compute the present value. The higher the discount rate, the higher the future value (FV), but the lower the present value.