How banks safeguard the deposits of customers from financial losses?

Q: What are the possible financial objectives can be recommended to a bank?

A: Financial objectives of bank are basis of working of bank.

Q: Explain

A: The "Anti-Money Laundering Council" (AMLC) is the government entity entrusted with implementing the…

Q: commercial

A: Commercial banks are defined as financial institutions who accept deposits from the public & use…

Q: How can banks safeguard their information security?

A: Protecting information and information systems from illegal access, usage, disclosure, interruption,…

Q: Is Modern banks are both financial intermediaries and risk intermediaries? And why

A: Yes, modern banks are both financial intermediaries and risk intermediaries since they exist among…

Q: Explain how commercial bank mange it balance sheet to maximize its profit without affecting the…

A: Commercial Banks are financial institutions accepting deposits from borrowers and using the deposits…

Q: balance-sheet mismatch that financial intermediaries

A: Financial intermediaries as the name suggest are the middlemen between two parties engaged in a…

Q: How does a bank reconcile between liquidity and profitability.

A: Meaning of liquidity and profitability   Liquidity- is the ability of the bank to meet its…

Q: Why Central banks requires banks to hold that amount of money?  explain ?

A: Banks accept public deposits and lend that amount as loan to individual and companies at a higher…

Q: Match the type of bank income (revenue) with the associated source. Revenue received from wealth…

A: Interest Income: It is the main source of Income for banks and financial institution, interest…

Q: What are the risk-adjusted on-balance-sheet assets of the bank as defined under the Basle Accord?

A: The answer is stated below:

Q: Critically discuss the effect of deposit insurance on bank stability.

A: The deposit insurance is an insurance product that is offered to reduce or eliminate the risk of…

Q: effect to asset, liability and owner's equity if the company repays the bank loan

A: Bank loan is the amount borrowed from the bank. Upon repayment of bank loan, the bank loan account…

Q: What special problem do off-balance-sheet activities present to bank regulators, and what have they…

A: Off- Balance sheet activities or items includes the resources and obligations which are not recorded…

Q: What is a bank reconciliation statement and how does it work?

A: Bank reconciliation is also known as a passbook. A bank reconciliation statement is a book that…

Q: what are the causes and concern of shadow bank. please answer in detail

A: Shadow bank is also referred to as non-bank financial intermediation which performs bank like…

Q: How do disclosure requirements help limit excessive risk taking by banks

A: Basel norms: Basel norms are the norms which prescribes minimum capital which banks are required to…

Q: properly defaults and is under liquidation, can the creditors of the bank touch and receive the…

A: Answer: Concept: When the liquidation occurs in bank, there is preferential payment that are to be…

Q: How is responsible for preparing the bank reconciliation and what is the pur Pose of it:

A: Bank Reconciliation Statement - A statement showing the business activity of the company to…

Q: Explain operational risks faced by banks operating in the financial sector, and discuss how a risk…

A: Operation risk is a common risk for any process-oriented business. The Basel Committee explains…

Q: Describe how a bank ma

A: With their own securities trading account, a bank can get into proprietary trading. A Proprietary…

Q: Discuss the main reasons for regulating the banking system.

A: Bank regulation is a form of government law that subjects banks to requirements, regulations,…

Q: What is a central bank,

A: Hey, since there are multiple questions posted, we will answer the first question. If you want any…

Q: Two types of financial risks faced by banks operating in the Financial sector and state how a risk…

A: Banks are eposed to some risks such as credit risk, operational risk, market risk and liquidity…

Q: What is bank resolution?

A: Resolution takes place on the identical time whilst the authorities decides that the economic…

Q: Which among the following is not a function of a bank? a. Issuing demand drafts b. Paying interest…

A: A BANK IS A FINANCIAL INSTITUTION LICENSED TO RECEIVE DEPOSITS AND MAKE LOANS . BANK ALSO PROVIDE…

Q: What information does a bank need, and the information value?

A: A Bank is a financial body primarily dealing with accepting of money from people and advancing loans…

Q: How does the financial system function and why does a financial crisis occur ?

A: Financial system is a full mechanism of movement of funds. Investors invest their money in firms and…

Q: Define credit risk and its implications for banks and other financial institutions as well as ways…

A: Credit Risk means risk which is faced by the Banks and Financial Institutions who lend money to…

Q: Why some banks have failed in their jurisdiction?

A: As per the RBI, because of their scale, jurisdictions, difficulty, and absence of replacement and…

Q: Which items are reported as liabilities on a bank's balance sheet? bank's balance sheet?

A: Bank's balance sheet is the relationship between the assets, liabilities, and equity capital. The…

Q: A. Apart from the information arising from your analysis what other information would you advise the…

A: Answer:-  Decision making meaning:- The process of choosing choices by identifying a decision,…

Q: Explain the relationship between a payor bank and its customers.

A: Introduction: Payor bank can be defined as a bank which is the drawee of a draft.

Q: Why regulations are important for Banks.

A: The most important rationale for regulation in banking industry is to concerns over the stability…

Q: what are the consequences of bank failures?

A: A bank failure occurs when a bank is unable to meet its obligations to its depositors or other…

Q: Why is the bank important to our society?

A: The bank is highly important to our society. It should be noted that banks, on an overall basis, are…

Bank Reconciliation Statement

As a commerce student, we all know that every business has to maintain a cash book to maintain all his cash and bank transactions. A cash book is a book which has two columns, one cash column and one bank column.