In your opinion, do we still need a regulator if the banks are collapsing anyway?

Q: What is the key problem associated with the Fed's lender-of-last-resort role?

A: Lender of last resort is an institution in the financial system. These system will provide the…

Q: Given the pandemic, how effective do you believe that the Monetary Policy tools will be in…

A: The question is based on the concept of Monetary policy as a tool to counter the bad effect of in…

Q: What would happen to the standard of living if people lost faith in the safety of financial…

A: Financial institution is the institution which involve the financial activities such as investment,…

Q: How does bank chartering reduce adverse selectionproblems? Does it always work?

A: A financial institute that takes deposit from and provides loan to the customers is termed as the…

Q: Economists worry about the "Too Big to Fail" problem because those banks:

A: “Too big to fail” firms are the ones that have become so deeply ingrained in the economic system…

Q: Describe the Federal Reserve Banking System. Which is the most vital? Which is less important? Why?

A: This question explains about the Federal Reserve Banking System is a system of banks run by the…

Q: What were the direct and indirect costs of the LIBOR scandal for Barclays? Are these costs only a…

A: The LIBOR Scandal: The LIBOR Scandal came to light in 2012 when Barclays and other banks admitted…

Q: Do you think that removing the impediments to a nationwide banking system will be beneficial to the…

A: Nationwide banking system refers to the process of providing financial services to the customers of…

Q: what is ADVANTAGES AND DISADVANTAGES OF THIS MORATORIUM  in banking to  BANKS . Give an example

A: MORATORIUM- is an option available to borrower to defer the EMI payment. During the moratorium…

Q: What are the possible arguments for setting up a firewall between investment banks and commercial…

A: At the time, improper banking activity–the overzealous commercial bank involvement in stock market…

Q: What reforms to the financial system might reduce its exposure to systemic risk?

A: The important act for the reforms to the financial system that might reduce its exposure to systemic…

Q: Central Banks are in fact not at fault when it comes to turning economy into recession and…

A: Each country has its own central bank and a country’s central bank has the power to control that…

Q: what is MORATORIUM” IN BANKING? explain.

A: During a moratorium period, your lender will calculate the interest on your loan using the notion of…

Q: what are the disadvantages and advantages of big banks and small banks?

A: Answer:

Q: Why do managers of financial institutions care so muchabout the activities of the Federal Reserve…

A: SOLUTION:- Federal reserve system is main body or authority in of the U.S. which takes care of the…

Q: what is ADVANTAGES AND DISADVANTAGES OF THIS MORATORIUM FOR THE BANKS AND BORROWERS? provide…

A: A moratorium is a temporary cessation of activity until future circumstances necessitate its lifting…

Q: The whole essence of financial institutions is the prevention of institutional failures? Explain

A: Financial institutions are those companies engaged in activities that result in collection and…

Q: open

A: Open market operations refer to the act of purchasing or selling the securities of the government by…

Q: do you think that the collaboration between Central Banks and Government creates challenges for…

A: If a country's economy were a human body, the central bank would be its heart. And, just as the…

Q: What bank regulation is designed to reduce adverse selection problems for deposit insurance? Will it…

A: Banks are the financial institutions that are involved in providing financial services to their…

Q: When any central bank wanted to increase the money supply and loosen credit conditions, what would…

A: In order to increase the money supply and loosen credit conditions, the central bank would purchase…

Q: What steps will a bank take to put in place an aggressive /defensive strategy in the face of rising…

A: If there is a difference between the interest sensitive assets and interest sensitive liabilities of…

Q: Discuss the potential market failure in the diamond model of banking regulations

A: The diamond model in banking is also known as the dual principle-agent relationship model because it…

Q: Its difficult for payments bank to survive in long run ?

A: Payment banks- Meaning Carry out most of the banking operations but are not allowed to provide loans…

Q: Why are the banks reluctant to lend, and what should be done to increase bank lending?

A: Banks generally borrow and lend cash in the interbank loaning market so as to oversee the liquidity…

Q: There has been concerns among businesses that the recent reductions in the NIPR has not led to…

A: In the given question we need to answer the following question : There has been concerns among…

Q: you think that the pandemic has impacted the ability of firms to raise

A: Pandemic have impact on whole business scenario and financial conditions.

Q: How does climate change threaten financial stability?

A: Climate change is threatening financial stability at a rapid speed and in a highly tangible and…

Q: According to the FDIC, they would like to see fewer banks in the future. What will be the outcome…

A: FDIC mentions in its latest report that they will see lesser banks in the future , the explanation…

Q: What would be a sign of a shortage in financial markets?

A: The financial market refers to the market in which people trade financial securities like bonds,…

Q: Why would the U.S. government consider reinstitutingthe “wall” between investment banking and…

A: A commercial bank is a financial institution which provides various financial services like…

Q: Based on the functions of the banking system, give reasons why governments bail out banks during an…

A: In the period of an economic crisis if the banks are creating vast losses and at risk of failure the…

Q: Why do some financial institutions offer more frequent compounding in the financial market?

A: In estimating compound interest, a significant distinction is in the number of compounding periods.…

Q: “… Central banks should not be captive of independence…” a. How can we evaluate this statement as…

A: Introduction: A central bank can be defined as a financial institution which is given the authority…

Q: What are the advantages and disadvantages of using financial leverage? Answer from the banker’s…

A: Financial leverage is a firm’s capability of borrowing so that the funds raised could be used to…

Q: Why banks are subject to intense regulations? Explain the circumstances where banks are sometimes…

A: Bank regulation is a form of government regulations which subjects banks to certain requirements,…

Q: Why is the bank important to our society?

A: The bank is highly important to our society. It should be noted that banks, on an overall basis, are…

Corporate Ethics

Ethics refers to the moral values and principles that guide an individual. Corporate ethics refers to the moral behavior of a company and its employees while conducting business. Business ethics is another name for corporate ethics. Business ethics reflects the purpose of doing the business. Business ethics is the distinction between what is right and wrong in the workplace and the selection of the right set of actions. Every corporate entity follows business ethics to a large extent in order to survive and compete successfully in the market. Corporate entities that strictly adhere to business ethics gain the trust of their stakeholders and thus gain more customers. An organization follows compliance, i.e., following certain business policies, rules, procedures, and practices to deal with the problem arising from the business environment. Business ethics also ensures that they meet compliance requirements as it was connected with the activities of an organization.