R-e-a-d- -a-l-l- -t-h-e- -i-n-f-o-r-m-a-t-i-o-n- -b-e-l-o-w- -a-n-d- -p-l-e-a-s-e- -h-e-l-p- -m-e- -m-a-k-e- -a- -s-c-i-p-t- -o-f- -h-o-w- -I- -g-o-n-n-a- -p-r-e-s-e-n-t- -i-t-.- -J-u-s-t- -u-s-e- -s-i-m-p-l-e- -e-n-g-l-i-s-h- -w-o-r-d-s-.- -I- -j-u-s-t- -n-e-e-d- -t-o- -p-r-o-p-e-r-l-y- -e-x-p-l-a-i-n-e-d- -i-t-. I-t- -a-n-s-w-e-r- -t-h-e- -q-u-e-s-t-i-o-n- -o-f- -W-h-e-r-e- -d-o- -y-o-u- -p-i-c-t-u-r-e- -t-h-e- -c-o-m-p-a-n-y- -i-n- -t-h-r-e-e- -y-e-a-r-s-,- -a-s-s-u-m-i-n-g- -t-h-e- -c-u-r-r-e-n-t- -t-r-a-j-e-c-t-o-r-y- -c-o-n-t-i-n-u-e-s-?- A-s-s-e-t-s-: Have continuously increased throughout the years, demonstrating the growth of its businesses and the solidity of its balance sheet. In 2020, the assets were at 100%. In 2021, the assets increased to 108.45% of the base. In 2022, the assets further increased to 135.05% of the base. T-h-i-s- -i-n-d-i-c-a-t-e-s- -a-n- -i-n-c-r-e-a-s-i-n-g- -t-r-e-n-d- -i-n- -t-h-e- -a-s-s-e-t-s- -o-f- -M-e-t-r-o- -B-a-n-k- -o-v-e-r- -t-h-e- -p-a-s-t- -t-h-r-e-e- -y-e-a-r-s-.- -T-h-e- -b-a-n-k-'-s- -a-s-s-e-t-s- -h-a-v-e- -b-e-e-n- -i-n-c-r-e-a-s-i-n-g- -a-t- -a- -r-a-t-e- -h-i-g-h-e-r- -t-h-a-n- -t-h-e- -b-a-s-e-,- -w-h-i-c-h- -m-e-a-n-s- -i-t- -i-s- -a- -g-o-o-d- -t-r-e-n-d- -f-o-r- -t-h-e- -c-o-m-p-a-n-y-. L-i-a-b-i-l-i-t-i-e-s-:- The increase in customer deposits has led to an increase in the bank's liabilities. The bank needs to keep its financial base stable in order to continue its lending operations. In 2020, the deposit liabilities were at 100%. In 2021, the deposit liabilities increased to 124.20% of the base. In 2022, the deposit liabilities decreased to 135.04% of the base. T-h-e- -t-r-e-n-d- -s-h-o-w-s- -a-n- -i-n-c-r-e-a-s-e- -i-n- -d-e-p-o-s-i-t- -l-i-a-b-i-l-i-t-i-e-s- -o-v-e-r- -t-h-e- -p-a-s-t- -t-h-r-e-e- -y-e-a-r-s-.- -I-t-'-s- -i-m-p-o-r-t-a-n-t- -t-o- -n-o-t-e- -t-h-a-t- -t-h-e- -d-e-p-o-s-i-t- -l-i-a-b-i-l-i-t-i-e-s- -i-n-c-r-e-a-s-e-d- -c-o-m-p-a-r-e-d- -t-o- -t-h-e- -p-r-e-v-i-o-u-s- -y-e-a-r-,- -w-h-i-c-h- -m-i-g-h-t- -i-n-d-i-c-a-t-e- -i-n-c-r-e-a-s-e-d- -c-u-s-t-o-m-e-r- -d-e-p-o-s-i-t-s-. Equity: The equity of Metro Bank has likewise shown a positive trend, building up retained profits and new capital. This helps to maintain the bank's financial stability. In 2020, the equity was at 100%. In 2021, the equity decreased to 109.35% of the base. In 2022, the equity further decreased to 134.46% of the base. Equity attributable to equity holders of the parent company has experienced fluctuations. Capital stock, Additional paid-in capital, and Surplus have shown stable growth. Net unrealized gains/losses on financial assets at fair value through other comprehensive income and subsidiaries' financial assets have fluctuated. Cumulative foreign currency translation has remained stable. The increase in Metro Bank's interest expenses may indicate that borrowing costs have increased. The bank's increased net interest income demonstrates Metro Bank's ability to make money from its main lending and investment activities. And this is an important source of income for the company. Service charges, commissions, fees, and asset gains are just a few of the sources of operating revenue for Metro Bank. The expenditures of operating Metro Bank have also increased over time. The bank must successfully manage these costs if it wants to remain profitable. Since Metro Bank's income tax expenses have fluctuated throughout time, so too has its net income. The net income of the Metro Bank has fluctuated. The bank must prioritize consistent profitability to ensure long-term existence.
R-e-a-d- -a-l-l- -t-h-e- -i-n-f-o-r-m-a-t-i-o-n- -b-e-l-o-w- -a-n-d- -p-l-e-a-s-e- -h-e-l-p- -m-e- -m-a-k-e- -a- -s-c-i-p-t- -o-f- -h-o-w- -I- -g-o-n-n-a- -p-r-e-s-e-n-t- -i-t-.- -J-u-s-t- -u-s-e- -s-i-m-p-l-e- -e-n-g-l-i-s-h- -w-o-r-d-s-.- -I- -j-u-s-t- -n-e-e-d- -t-o- -p-r-o-p-e-r-l-y- -e-x-p-l-a-i-n-e-d- -i-t-.
I-t- -a-n-s-w-e-r- -t-h-e- -q-u-e-s-t-i-o-n- -o-f- -W-h-e-r-e- -d-o- -y-o-u- -p-i-c-t-u-r-e- -t-h-e- -c-o-m-p-a-n-y- -i-n- -t-h-r-e-e- -y-e-a-r-s-,- -a-s-s-u-m-i-n-g- -t-h-e- -c-u-r-r-e-n-t- -t-r-a-j-e-c-t-o-r-y- -c-o-n-t-i-n-u-e-s-?-
A-s-s-e-t-s-: Have continuously increased throughout the years, demonstrating the growth of its businesses and the solidity of its balance sheet.
- In 2020, the assets were at 100%.
- In 2021, the assets increased to 108.45% of the base.
- In 2022, the assets further increased to 135.05% of the base.
T-h-i-s- -i-n-d-i-c-a-t-e-s- -a-n- -i-n-c-r-e-a-s-i-n-g- -t-r-e-n-d- -i-n- -t-h-e- -a-s-s-e-t-s- -o-f- -M-e-t-r-o- -B-a-n-k- -o-v-e-r- -t-h-e- -p-a-s-t- -t-h-r-e-e- -y-e-a-r-s-.- -T-h-e- -b-a-n-k-'-s- -a-s-s-e-t-s- -h-a-v-e- -b-e-e-n- -i-n-c-r-e-a-s-i-n-g- -a-t- -a- -r-a-t-e- -h-i-g-h-e-r- -t-h-a-n- -t-h-e- -b-a-s-e-,- -w-h-i-c-h- -m-e-a-n-s- -i-t- -i-s- -a- -g-o-o-d- -t-r-e-n-d- -f-o-r- -t-h-e- -c-o-m-p-a-n-y-.
L-i-a-b-i-l-i-t-i-e-s-:- The increase in customer deposits has led to an increase in the bank's liabilities. The bank needs to keep its financial base stable in order to continue its lending operations.
- In 2020, the deposit liabilities were at 100%.
- In 2021, the deposit liabilities increased to 124.20% of the base.
- In 2022, the deposit liabilities decreased to 135.04% of the base.
T-h-e- -t-r-e-n-d- -s-h-o-w-s- -a-n- -i-n-c-r-e-a-s-e- -i-n- -d-e-p-o-s-i-t- -l-i-a-b-i-l-i-t-i-e-s- -o-v-e-r- -t-h-e- -p-a-s-t- -t-h-r-e-e- -y-e-a-r-s-.- -I-t-'-s- -i-m-p-o-r-t-a-n-t- -t-o- -n-o-t-e- -t-h-a-t- -t-h-e- -d-e-p-o-s-i-t- -l-i-a-b-i-l-i-t-i-e-s- -i-n-c-r-e-a-s-e-d- -c-o-m-p-a-r-e-d- -t-o- -t-h-e- -p-r-e-v-i-o-u-s- -y-e-a-r-,- -w-h-i-c-h- -m-i-g-h-t- -i-n-d-i-c-a-t-e- -i-n-c-r-e-a-s-e-d- -c-u-s-t-o-m-e-r- -d-e-p-o-s-i-t-s-.
Equity: The equity of Metro Bank has likewise shown a positive trend, building up retained profits and new capital. This helps to maintain the bank's financial stability.
- In 2020, the equity was at 100%.
- In 2021, the equity decreased to 109.35% of the base.
- In 2022, the equity further decreased to 134.46% of the base.
- Equity attributable to equity holders of the parent company has experienced fluctuations.
- Capital stock, Additional paid-in capital, and Surplus have shown stable growth.
- Net unrealized gains/losses on financial assets at fair value through other comprehensive income and subsidiaries' financial assets have fluctuated.
- Cumulative foreign currency translation has remained stable.
The increase in Metro Bank's interest expenses may indicate that borrowing costs have increased. The bank's increased net interest income demonstrates Metro Bank's ability to make money from its main lending and investment activities. And this is an important source of income for the company. Service charges, commissions, fees, and asset gains are just a few of the sources of operating revenue for Metro Bank. The expenditures of operating Metro Bank have also increased over time. The bank must successfully manage these costs if it wants to remain profitable. Since Metro Bank's income tax expenses have fluctuated throughout time, so too has its net income. The net income of the Metro Bank has fluctuated. The bank must prioritize consistent profitability to ensure long-term existence.
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