When Mary had 4 years left in college, she took out a student loan for $15,110. The loan has an annual interest rate of 5.1%. Mary graduated 4 years after acquiring the loan and began repaying the loan immediately upon graduation. According to the terms of the loan, Mary will make monthly payments for 3  years after graduation. During the 4 years she was in school and not making payments, the loan accrued simple interest. what is the monthly payment if the loan is subsidized? What is the monthly payment if the loan is unsubsidized?

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