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A Utilitarian Punishment Tactics

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If you're reading this, you're probably a pretty decent person; caring, willing to help others, and unselfish. Maybe you loaned money to a family member, a friend going through a crisis, or bless your heart, someone you barely knew? Well, you aren't alone! These are four mistakes I will not be making again when it comes to loaning money to others. The Perpetual Screw-up; We all know the perpetual screw up. It's a friend you went to college with, a family member who can't seem to keep a job, or even a grown child who looks to you for constant financial bailout. I loaned $2,500 dollars to an old friend when she was having money problems. I love her, I knew she really needed it, and she promised to pay it back within a year. She moved from …show more content…

Thus, the loanshark is assumed to act out of free will and self-interest when he violates the social contract. Punishment tactics is guided by the denunciation model, which is a hybrid of utilitarianism and retribution. Utilitarian punishments befitting the crime are meted out as deterrents to would-be criminals who will destroy the peace of society. Where current measures prove ineffective as deterrents, stronger measures are proposed. Under the recently enhanced Moneylenders Act, there will be mandatory caning for first-time harassers in addition to existing penalty of a fine up to $40,000 and a jail term not exceeding three years (http://statutes.agc.gov.sg). Mandatory forms of punishment extends from retributive theory, and in this case, views caning as a punishment for loansharks that abuse their free will and consciously inflict harm on others. The police have also invoked the Criminal Law (Temporary Provisions) Act to detain perpetrators in instances where witnesses are hesitant to stand court for fear of reprisal(http://statutes.agc.gov.sg). Critics may question the morality behind the …show more content…

This has led to reformative training instead of the initial four-year imprisonment for 16-year-old loanshark runner, Nur Azilah Ithnin, who was driven to the crime in late 2009 due to desperation arising from poverty and a dysfunctional family. One can argue that impoverished youths might view reformative training as a 'softer' form of punishment and thus question its deterrence value. One must, however, bear in mind that it is as important for the young offender, a victim of circumstances, to reintegrate into society without potential recidivism as it is important to deter crime. Advocates of Right Realism may dismiss socio-economic circumstances as causes of criminality. However, as long as hosts of people are living upon small salaries bordering competency, a slight disturbance in the normal course of affairs, such as prolonged illness necessitating hospital and medical care, the necessity for making small loans even for the purpose of meeting household expenses temporarily, will exist. It is all very well for those who are firmly situated from the financial point of view to say that every person must live within his

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