As a male driver, you may be aware that you pay higher rates for car insurance than your female counterparts pay for the same coverage. The unfortunate truth is that men are deemed to be riskier drivers than women. Statistics have shown that men tend to drive more aggressively and at a faster rate of speed than women, and men are the cause of more accidents than women. While you may not like it, you may understand the reasons why your car insurances rates are higher than female drivers. Nonetheless, that does not mean that you should be forced to pay a higher rate than you need to. By understanding a few key tips, you can purchase more affordable car insurance. Choose Your Coverage Wisely Before you begin shopping for lower …show more content…
A higher car insurance deductible will result in a lower insurance premium, but there can be risks associated with selecting a very high deductible. You are required to pay your deductible when you file a claim, so you want to pick a certain price that you can afford to pay for at a moment’s notice. However, you may be able to enjoy the benefits of a higher deductible comfortably when you directly increase your savings account balance higher to accommodate that higher deductible. Go Shopping Most men avoid shopping at all costs, but when shopping results in your ability to save money on your car insurance for men, you may be eager to get started. You can most quickly identify the best car insurance rates when you shop online. Many car insurances companies have a simplified rate request form online, so you only need to spend a few minutes of your time in front of the computer to get a few different quotes. You can use this car insurance comparison site for convenience or work with an auto insurance broker. By following these tips, you may be able to reduce the price you pay for car
Did you know that the difference between an average man and women’s salary is enough to purchases a new automobile in America. Below I’m going to discuss the pay gaps, Educational aspects with men and women, and why this issue is world wide.
“When we debate health care policy, we seem to jump right to the issue of who should pay the bills, blowing past what should be the first question: Why exactly are the bills so high? (Sultz & Young 336)”. It’s no surprise for many Americas today to realize that the cost of healthcare and the cost of having insurance is on the rise. Many people wonder why something stressed as important for every individual to have access to, is so expensive and inaccessible for many. So, why is that something that should be accessible for anyone, is lacking this quality? Many people today lack health insurance coverage, because of the high cost for private insurance or because of the loss of employer-based health coverage. Many Americans during the last decade, especially during the years of economic recession and contraction no longer have access to job-based health care insurance coverage (Sultz & Young 290). As a reaction to the many uninsured individuals and to attempt to control short and long term costs, the government had implemented the Patient Protection and Affordable Care Act.
I'm now in college and I have a job. Which means I can now afford a car. I can't afford the car insurance on my own, unfortunately. One reason I can't afford car insurance is because I work part-time, on minimum wage, and I am a full-time college student. The fact that I am 19 years old is a huge factor of car insurance being costly and difficult for me. If I were a middle-aged women it wouldn't be so difficult because of the age factor. Car
rationale for owning an SUV, and willingness to put others at risk rather than themselves in a
Obamacare also known as the Affordable Car Act was a law signed to reform the health care industry. The goal of Obamacare is to give more Americans access to affordable, quality health insurance to reduce spending. The update on Obamacare includes many disadvantages to those that have low income. For example open enrollment will be pushed closer without notice, higher out of pocket costs, and narrower networks availble. Obamacare offers many benefits, rights and protections that the new Trumpcare doesn't provide. Enacting the new Affordable Care Act with Trumpcare will reduce federal deficits by $119 billion. The number of people who will be uninsured will increase by 23 million which will leave a total of 51 million people uninusred by the
2 What are some ways that you can save money when buying a car? Don’t buy the first one you see look around for the best deal. Call around and get the best prices on insurance, repair shops and finance charges.
The general concept of finding out about auto protection will make a few individuals begin sweating apprehensively. Truly the more you know the less befuddling it turns out to be, much the same as whatever else in life.
In the article Demographics, Mega Media Marketing reported that approximately 6,544,000 men and 780,000 women get their hands on a copy of Motor Trend annually. Factually, more men are captivated by cars than women, which can be seen in the prior statistics. It’s only logical that Dodge would place an ad for the Challenger in a magazine that men worship instead of Seventeen Magazine. A subscription to Motor Trend can range anywhere from 12 issues for 10 dollars to 24 issues for 18 dollars (Subscribe). If an individual can afford the fee for the magazine, then he or she must have some form of disposable income. Also, individuals with a large amount of disposable income tend to be content and act in a more patriotic manner. Middle to upper-class men with a love for American cars seem to be the target audience that Dodge successfully
that the car is a family car and is aimed at married women mainly but
Men drive more miles than women and more often engage in risky driving not using safety belts, and speeding. Crashes involving males often are more severe than those involving females.
Some observers saw the 1920’s as a retreat from Spartan utilitarianism and a drive toward the decorative in automotive design, while others interpreted it as the emasculation both industry men and the cars they made (Scharff 113). The automobile industry associated car masculinity with power, endurance, economy, and price service, while car femininity was associated with luxury, comfort style and safety (Scharff 119). As it was not masculine for a man to want an aesthetically pleasing car, it was assumed by automakers such as Henry Ford that women exerted considerable influence over the cars that their husbands bought (Clarke 16). According to trade logic, male buyers’ taste had not altered; husbands had simply decided to start humoring their wives preferences in cars (Scharff 125-126). The notion that husbands were purchasing automobiles for their wives led to the widespread marketing of the automobile toward
While this is rare, it is something to be aware of before making any financial agreement.
that many may not be able to pay with cash and may have to take up a
If you pay for your health insurance, chances are you already have an idea of what a deductible is. It represents the amount of money you'll need to pay out of pocket in the event of damages to or loss of your car. When your full deductible is paid, your insurance company reimburses the rest of the cost. Typically, the lower your deductible is, the higher your premium will be. An insuranceQuotes study found that Americans increasing their deductibles from $500 to $1,000 can save an average of 9 percent on their car insurance premiums.
There are many ways to save money on your car insurance policy. Some of them are obvious like paying for the entire policy rather than making payments or increasing you deductible on your collision coverage. However, the following are three often overlooked ways to pay less.